Our new Overseas Education Loan will help you realise your dream of an international education for your children.
An HSBC Overseas Education Loan is a unique service we provide to support your child's expenses when studying abroad. No guarantees are required. The loan amount must comply with the tuition or accommodation fee charged by the school.
Loan amount from RMB10,000 to RMB300,000.
Features:
- Exclusive preferential interest rates from 6.66%.
Convenient application process:
During school applications: submit your loan application online to get an estimation on the loan amount via our fast pre-approval system, so you can start making financial arrangements to study abroad.After admission: you can submit all required documents once you've received the notification to pay tuition fees. Once approved, the loan will be deposited directly into the designated school bank account.
- Our customer relationship managers are ready to guide you through the application process. Services are available by appointment.
How to apply
Customer service hotline
(Office hour: 8:30-17:30, Monday - Friday)
Please dial China country code +86 if you are calling from overseas
Branch service
Introduction
- Our Overseas Education Loan is designed to help cover study-abroad expenses. No guarantees are required
- Applicants with stable income sources are welcome to apply
- Loan period of 1 to 5 years
- Basic documents required include: PRC second-generation ID card, proof of employment, income, and current residential address
- This loan service is currently not available to individual business owners, private entrepreneurs or freelancers
Reminder:
- Now available in Shanghai, Beijing, Guangzhou and Shenzhen.
- We'll occasionally launch preferential interest rates and offers. Loan applications, interest rates, loan amount and other terms and conditions are subject to our final approval.
- Additional documents required:
1) Admission confirmation
2) Tuition fee notification
3) Valid passport
4) Valid student visa
5) Individual Foreign Exchange Purchasing application form
6) Outward Overseas Remittance application form
- The above information is intended as a general guide for reference, does not contain any contract value, and should not be regarded as an offer, solicitation or recommendation to conduct any investment, subscriptions or purchase of any products/services. Benefits and features of the services shall be subject to relevant terms and conditions and local regulatory restrictions.
Other products and services
HSBC International Education Payment System
The HSBC International Education Payment System is now available to HSBC China Premier and Advance customers. Pay your tuition fees via the HSBC China mobile banking app or the HSBC China WeChat service account. You can choose to pay from your foreign currency account or renminbi account. The service is available for major educational institutes in the US, UK Canada, Australia, and Hong Kong SAR.
Stay Premier, wherever you go
Dedicated support is provided no matter where you are in the world. Being Premier doesn't stop when you cross the border. You'll get Premier status, wherever you bank with us.
Insurance
A full range of insurance products (distributed by HSBC) are provided to satisfy your different needs at various life stages and ensure you and your family a hassle-free future.
Whether your goals be family protection, children's education, retire planning, wealth management or legacy planning, we understand your unique needs and are here to help you find the best customised solution.
International Services
Studying aboard
If your child is thinking of studying abroad, we can help you plan how they'll manage their money. We've got experts in top academic destinations, including the UK, US, Canada, Australia and Singapore.
Working overseas
Get help from our experts in more than 40 countries to make the transition smooth and efficient.
*These arrangements are subject to the laws and regulations of the People's Republic of China, including but not limited to the relevant regulations on foreign exchange.
Travel the globe
We've got experts in more than 40 countries ready to help you make the most of your travels.
Buying property overseas
Access our global network in more than 40 countries to help you to make your dream of buying overseas property come true.
*These arrangements are subject to the laws and regulations of the People's Republic of China, including but not limited to the relevant provisions on foreign exchange administration.