Structured Products

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Structured Products

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Structured Products on shelf (Chinese only)

Unlike traditional deposits, Structured Deposits have an investment element. You should act prudently in making the investment decision. Please refer to the Structured Products Subscription Document for related capital and return risk.

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Key benefits of HSBC Structured Products

Global coverage of product underlyings
Diversified product payoffs
Different capital protection levels
Convenient subscription channel
Tailor-made solution

HSBC Structured Products are linked to securities, ETFs, indices, funds, Gold ETFs and/or other financial assets in global markets such as the US, Europe and Asia, with diversified market view (bullish, bearish, and fluctuation), and 90% - 100% capital protection at maturity. You can place order via branch, personal internet banking or mobile banking, or tailor your own product according to your own risk profile, market view and preference.

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Online trading platform

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HSBC Structured Product - Strategic Retail Brokerage Platform (SRBP)
Convenient to use, and easy to place order.
SRBP - Structured Products online tailor-made solution
HSBC China provide tailor-made solution for Structured Products. Via digital channel, you can freely create your own product by choosing product payoff, underlying, and parameters based on your own risk profile, market view and preference.
The system will provide quotes and scenario analysis immediately, and product will be trade one day after order placement.

How to use HSBC Structured Product online platform?

Structured Product - Strategic Retail Brokerage Platform (SRBP) (Chinese only)

SRBP - Structured Products online tailor-made solution (Chinese only)

You should choose products after assessing your risk tolerance level.

You need to complete your first transaction at one of our branches, before you can begin any online transaction of partially capital protected structured products.

Visit any of our HSBC branches with your valid ID card to register for structured product service.

Opening hours: Monday-Friday, 9:00am - 5:00pm (some branches may provide limited weekend service)

This structured product is available all year round. The trade date should be a business day in mainland China, Hong Kong SAR and the principal banking centre of the country of issuance of the Investment Currency (including dealings in foreign exchange and foreign currency deposits).

Contact us

Find a branch

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General enquiry on personal financial related service

400-820-3090

Please dial the prefix +86 if you are calling from overseas.

Relevant information for Structured Product

We will invest a major amount of your initial invested capital (in structured product(s)) into relatively safe assets, such as money market instruments or treasury bonds, to ensure 100% or partial capital protection (i.e. 90%) at maturity. The potential return (if any) will come from investment of the remaining portion of your initial investment amount (in derivative product(s)), by trading options in the global financial market.

Reference illustration of differences on investment at start date and possible return and capital at maturity date

Risk rating and risk level of available products
_{Product risk rating:Ranges from 1 (low risk) to 5 (very high risk)}
Risk rating	Risk level of available products
Conservative	N/A
Cautious	<=1
Stable	<=2
Balanced	<=3
Adventurous	<=4
Speculative	<=5

Risk rating and risk level of available products
_{Product risk rating:Ranges from 1 (low risk) to 5 (very high risk)}
Risk rating	Conservative
Risk level of available products	N/A

Risk rating	Cautious
Risk level of available products	<=1

Risk rating	Stable
Risk level of available products	<=2

Risk rating	Balanced
Risk level of available products	<=3

Risk rating	Adventurous
Risk level of available products	<=4

Risk rating	Speculative
Risk level of available products	<=5

Risk rating and risk level of available products
_{Product risk rating:Ranges from 1 (low risk) to 5 (very high risk)}
Risk rating	Risk level of available products
Conservative	N/A
Cautious	<=1
Stable	<=2
Balanced	<=3
Adventurous	<=4
Speculative	<=5

Risk rating and risk level of available products
_{Product risk rating:Ranges from 1 (low risk) to 5 (very high risk)}
Risk rating	Conservative
Risk level of available products	N/A

Risk rating	Cautious
Risk level of available products	<=1

Risk rating	Stable
Risk level of available products	<=2

Risk rating	Balanced
Risk level of available products	<=3

Risk rating	Adventurous
Risk level of available products	<=4

Risk rating	Speculative
Risk level of available products	<=5

The major risks of purchasing a structured product include: principal risk, return risk, early redemption risk and foreign exchange risk.

Principal risk and return risks
Structured products are NOT equivalent to a traditional deposit. They involve derivatives and therefore returns are not guaranteed. In the worst scenario, the investor may only get back the protected part of the principal as stipulated by the product subscription document.
Early redemption risks
You are not allowed to withdraw all or part of the Structured Investment Product prior to maturity. Please ensure you have made adequate provision for emergency cash needs.

If your early redemption request is accepted by the bank, the amount will be calculated and determined by the bank subject to market conditions. Upon early redemption, you may not enjoy 100% CNY capital protection and may suffer capital loss, or even significant capital loss.
Foreign exchange risk
If the investment currency is not your base currency, and you choose to convert other currency into the investment currency for the purpose of subscribing for this Structured Investment Product and/or you choose to convert the investment capital and return (if any) back to your base currency, your investment result could be affected negatively or positively due to exchange fluctuations.

We will provide you the following on product and trade information.

Structured Investment Advice: Relevant advice is provided at product establishment, product withdrawal/cancellation, returns during the period, automatic redemption, product maturity, acceptance of early redemption application by investor and in other related circumstances. Structured Investment Advice is provided in Personal Internet Banking or by mail according to your request.
Composite Statement: Composite Statement is provided in Personal Internet Banking or by mail according to the your request. The content includes the Structured Investment account information, Indicative Market Price, Indicative Market Value, Accumulated Dividends (if any) etc.
Product Performance Report: Product Performance Report and Maturity Product Performance of the Structured Investment are regularly updated. You can log on Personal Internet Banking, or contact your Relationship Manager, or call us to request such reports.

Please contact your Relationship Manager or call our wealth management hotlines to keep updated with product performance.

We reserve the right to add, delete or modify the above information disclosure document(s) and/or related disclosure channels and manners from time to time.

Find out more by:

Logging on to your Personal Internet Banking to check the detailed performance reports.

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You can also click the following links for interim and maturity performance reports.

For product catalogue of issued structured product, please follow the below link:

Product catalogue of issued structured product (Chinese only, PDF, 4.77MB)

Frequently asked questions about Structured Products New window

The information shown in this website does not contain any contract value, and should not be regarded as any offer, solicitation or recommendation to conduct any investment, subscriptions or purchase of any financial planning or products. If you plan to make any investment, please ask for relevant legal documents from the Bank, and any rights and obligations of the product will be subject to the legal documents. Wealth management is not equal to deposit. Please be aware of the risks associated with the product and make prudent investment decisions.

Structured Product with floating return involves investment risks. Only the investment capital will be protected, while no investment return will be guaranteed. You should fully understand the investment risk and act prudently in making the investment decision.

Structured Product with minimum return protected if held until maturity has an investment element, you will only obtain the return as per the express stipulation of the applicable terms and conditions. You should fully understand the investment risk and act prudently in making the investment decision.

Non-capital protected Structured Product with floating return involves investment risks. You may suffer substantial loss of capital due to change of market conditions. You should fully understand the investment risk and act prudently in making the investment decision.

Unlike traditional deposits, Structured Deposits have an investment element and returns may vary. You may receive no return for the entire investment tenor and may even lose part of the capital invested.

If the investment currency or the linked currency is not your base currency, and you choose to convert the investment proceeds back to your base currency at maturity, your returns could be affected negatively or positively due to exchange fluctuations. If you have to exchange from other currencies into the investment currency for the purpose of wealth management, there is also foreign exchange risk in this as well.

Please carefully read the product subscription pack to learn about detailed risks.

Structured Products on shelf (Chinese only)

Key benefits of HSBC Structured Products

Online trading platform

How to use HSBC Structured Product online platform?

Contact us

Find a branch

General enquiry on personal financial related service

Relevant information for Structured Product

Operating mechanism

Fee

Risk reminder

Product information disclosure

Product performance and issued product catalogue

Risk disclosure and disclaimer