It starts with banking, but it doesn't end there

As an independent spirit, we know how important running your own company is - but we also understand it can be hard to separate your personal and business life. That's why you need more than just banking and it's why we've made a service that gives you clarity, saves you time and helps you get ahead.

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HSBC Fusion offers multiple deposit products with preferential rate to help small business owners on effective and efficient cash management to support business growth.

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A one-stop solution that helps to fulfil your needs on efficient and convenient collection from multiple channels, and we'll even throw in an exclusive gift if you join now. 

Terms and conditions apply.

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We're now offering preferential pricing for cross-border payments for HSBC Fusion clients. Sign up now and make your business operations smoother. 

What HSBC Fusion can do for you

We'll provide insight on how you can manage your business and personal finances, so you can stay on top of it.

Connect to the services and support you need to get everything done.

Get access to funding, advice and new opportunities that will take you closer to where you want to go next.


We are here to help you meet your daily operation fund needs. Loan quota can be recycled for better cash flow.

We offer equal principal repayment to reduce your burden in one-off repayment.

The loan period can be up to 5 years. We assit you in purchasing commercial or industrial assets or machinery equipment for your own use for better expansion, transformation and development.

Selected for you

An entrepreneur checking stock in his shop; image used for HSBC Fusion Revolving Working Capital Loan.
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We are here to help you meet your daily operation fund needs. Loan quota can be recycled for better cash flow.

A female entrepreneur checking her photos; image used for HSBC Fusion Dual Currency Investment page.
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Dual Currency Investment is a non-capital protected structured investment product. By linking to the performance of foreign exchange rates, it  offers the opportunities to earn a potential return, as well as meet your foreign currency investment needs.

A carpenter is working with woods; image used for HSBC Fusion Employer's Liability Insurance page.
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To protect the employees of the insured during the insurance period in the course of employment, this insurance product provides comprehensive cover for your legal liability (incl. legal costs) to your employees' loss when engaging your business work as listed in the policy. The employees' loss refers to accidental injury, work related disease, or injury, disability and death caused by work related accidents.

The above insurance product information is for reference only, the actual coverage and all the information related to the product are subject to the official product documentation.

I'm interested

Step 1

Apply online or contact us

We’re open to owners of small businesses with an annual sales turnover of up to 5 million USD.

Please note the designated branches for Fusion online applicants are: Guangzhou, Shenzhen, Foshan, Dongguan, Zhuhai, Zhongshan.

Would you like to know more? Provide us with some information about you and your business, then a Relationship Manager will be in touch.

Step 2

Branch appointment

Once your online application has been reviewed, a Relationship Manager will be in touch to schedule your appointment at our designated branches*.


*Designated branches for Fusion online applicants: Guangzhou, Shenzhen, Foshan, Dongguan, Zhuhai, Zhongshan.

Step 3

Logon and explore

We’ll send you your HSBC Fusion Account detail information and you’ll be ready to start using all of our services.

HSBC Fusion Digital Onboarding Platform Guide

HSBC Fusion Digital Onboarding Platform Guide (Chinese only) enables you to know more about functions of the platform. With HSBC Fusion Digital Onboarding Platform, you can submit the online application more conveniently.