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Deposits for small businesses

HSBC Fusion offers multiple deposit products to help small business owners on effective and efficient cash management to support business growth.

Help you on effective and efficient cash management

HSBC Fusion offers multiple deposit products to help small business owners on effective and efficient cash management to support business growth.

Products

RMB deposits:RMB Savings Account, RMB Contract Savings, RMB Call Deposits, RMB Time Deposits

Foreign currency deposits:Foreign Currency Savings Account, Foreign Currency Time Deposits

Contact us

HSBC Fusion customer service hotline

400-820-1177

Monday-Friday: 8 am-7 pm

Saturday: 8 am-4 pm

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Find a branch near you with HSBC Fusion services

RMB Current Deposits

Manage your RMB with an interest-earning, flexible current account that gives you easy access to your funds.

 

  • Withdraw cash whenever you need
  • Manage your funds via online banking, HSBCnet or at our branchesat our branches
  • Fast and easy access to deposit and transfer servicestransfer services
  • Make daily payments and collections conveniently 

RMB Contract Savings Deposits

A simple and flexible account that lets you earn extra interest if your account balance is RMB500,000 or more.

 

  • Minimum balance requirement of RMB500,000
  • Earn a higher interest rate on funds that exceed the minimum balance
  • Earn higher interest rates without affecting daily account management

RMB Call Deposits

Our RMB Call Deposits allows you to earn higher interest rates than a regular savings account, turning your short-term idle funds into more cash.

 

  • Minimum balance requirement of RMB500,000
  • Automatic rollover upon 7 days of maturity
  • Higher interest rates than regular savings accounts
  • Conveniently manage your short-term idle funds

RMB Time Deposits

Our RMB Time Deposits assure you fixed returns on your deposits over a period that suits you.

 

  • Minimum balance requirement of RMB10,000 
  • 6 deposit periods available: 3 months, 6 months, 1 year, 2 years, 3 years and 5 years
  • Higher interest rates within deposit period and earn interest on your idle RMB deposits

Foreign Currency Savings Deposits

Manage multiple currencies, earn interest, and make payments and collections with our flexible foreign currency savings account.

 

  • Minimum balance requirement of USD2,000 or equivalent 
  • 8 major foreign currencies available: USD, HKD, JPY, EUR, AUD, CAD, GBP and SGD 
  • Easily and securely manage your funds via HSBCnet or at our branches

Foreign Currency Time Deposits

Our time deposit accounts offer competitive interest rates on a range of currencies for your chosen term, allowing you to gain returns from your idle foreign currency deposits.

 

  • Minimum deposit balance requirement of USD2,000 or equivalent 
  • 8 major foreign currencies to choose from: USD, HKD, JPY, EUR, AUD, CAD, GBP and SGD 
  • 5 deposit terms available: 7 days, 1 month, 3 months, 6 months and 1 year 
  • Higher interest rates within deposit period and earn interest on your idle foreign currency deposits

Fusion - a new service for the business of life

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See a clear, organised snapshot of your business and personal finances.

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Connect to the services and support you need to get everything done.

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Get special access to funding, advice and opportunities.