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Newly upgraded Fusion Account Service Solution

Together with you, thrive in the future

To support small business, HSBC launched a newly upgraded Fusion Account Service Solution, a one-stop account service plan giving you access to worry-free banking with a range of benefits. 

  • Providing you flexibility with 3 solutions for different accounts;

  • Offering you preferential pricing or waiving your account opening and monthly service fees, we go one step further to support your business;

  • Waiving or discounting your transaction fees, helping you save money on more transactions;

  • Bringing you more convenience with waived HSBCnet services;

  • Upgrading integrated services between your corporate and personal accounts, providing you with more benefits both in business and in your personal life;

  • Connecting certain corporate accounts (BVLE and BVL) with your personal accounts to count towards an Integrated Total Relationship Balance (ITRB), with service fees waived for the associated personal account.

For more information, read more below.

Contact us

HSBC Fusion customer service hotline

400-820-1177

Monday-Friday: 8 am-7 pm

Saturday: 8 am-4 pm

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Upgraded fees and charges

Features

  Fusion Elite
Fusion Entrepreneur
Fusion Free
Eligibility
Small businesses with cross-border banking needs and require one-stop banking services for both personal and business accounts.
Small businesses which focus on domestic business and require one-stop banking services for both personal and business accounts.
Small businesses registered in China (excluding Hong Kong, Macau and Taiwan).
Features
Zero transfer fee or preferential rate for domestic or overseas remittance through your HSBCnet RMB or foreign currency accounts; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount Preferential offers for RMB account services, including zero domestic RMB transfer fee and HSBCnet monthly service fee; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount Zero account opening fee, account service fees, domestic RMB transfer fees and HSBCnet monthly service fee and more

Features

  Eligibility
Fusion Elite
Small businesses with cross-border banking needs and require one-stop banking services for both personal and business accounts.
Fusion Entrepreneur
Small businesses which focus on domestic business and require one-stop banking services for both personal and business accounts.
Fusion Free
Small businesses registered in China (excluding Hong Kong, Macau and Taiwan).
  Features
Fusion Elite
Zero transfer fee or preferential rate for domestic or overseas remittance through your HSBCnet RMB or foreign currency accounts; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount
Fusion Entrepreneur
Preferential offers for RMB account services, including zero domestic RMB transfer fee and HSBCnet monthly service fee; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount
Fusion Free
Zero account opening fee, account service fees, domestic RMB transfer fees and HSBCnet monthly service fee and more

Fees and charges

  Fusion Elite
Fusion Entrepreneur
Fusion Free
Account type
Business Vantage Lite – Elite Version (BVLE)
Business Vantage Lite (BVL) 
Non-Business Vantage Lite*

Fees and charges

  Account type
Fusion Elite
Business Vantage Lite – Elite Version (BVLE)
Fusion Entrepreneur
Business Vantage Lite (BVL) 
Fusion Free
Non-Business Vantage Lite*

Opening accounts and service fees

  Fusion Elite
Fusion Entrepreneur
Fusion Free
Account opening fee

RMB500

 

Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China.

RMB100

 

Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China.

Waived
Service Fee
  • RMB400 or its equivalent in other currencies
  • Waived when the Integrated Total Relationship Balance (ITRB) in the last month is no less than RMB500,000 or its equivalent in other currencies
  • The Business Vantage Lite - Elite Version (BVLE) can be linked with a Premier Account of its Ultimate Beneficial Owner(s) to include their Total Relationship Balance into the Integrated Total Relationship Balance (ITRB) of the Business Vantage Lite - Elite Version (BVLE) account
  • RMB100 or its equivalent in other currencies
  • Waived when the Integrated Total Relationship Balance (ITRB) in last month is no less than RMB100,000 or its equivalent in other currencies
  • The Business Vantage Lite (BVL) can be linked with an Advance Account or Personal Banking Account of its Ultimate Beneficial Owner(s) to include their Total Relationship Balance into the Integrated Total Relationship Balance (ITRB) of the Business Vantage Lite (BVL) account

Waived

No service provided for linked accounts for now

Opening accounts and service fees

  Account opening fee
Fusion Elite

RMB500

 

Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China.

Fusion Entrepreneur

RMB100

 

Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China.

Fusion Free
Waived
  Service Fee
Fusion Elite
  • RMB400 or its equivalent in other currencies
  • Waived when the Integrated Total Relationship Balance (ITRB) in the last month is no less than RMB500,000 or its equivalent in other currencies
  • The Business Vantage Lite - Elite Version (BVLE) can be linked with a Premier Account of its Ultimate Beneficial Owner(s) to include their Total Relationship Balance into the Integrated Total Relationship Balance (ITRB) of the Business Vantage Lite - Elite Version (BVLE) account
Fusion Entrepreneur
  • RMB100 or its equivalent in other currencies
  • Waived when the Integrated Total Relationship Balance (ITRB) in last month is no less than RMB100,000 or its equivalent in other currencies
  • The Business Vantage Lite (BVL) can be linked with an Advance Account or Personal Banking Account of its Ultimate Beneficial Owner(s) to include their Total Relationship Balance into the Integrated Total Relationship Balance (ITRB) of the Business Vantage Lite (BVL) account
Fusion Free

Waived

No service provided for linked accounts for now

Transaction fee offers

  Fusion Elite
Fusion Entrepreneur
Fusion Free
Inward overseas remittance - RMB inward remittance
Waived
Waived
Waived
Inward overseas remittance - foreign currency inward remittance
Waived
Standard price
Standard price
Foreign currency local inward  remittance via telegraphic transfer
Waived
Standard price
Standard price
RMB local payment - RMB cross-bank payment via electronic payments
Waived

Single remittance below or equal to RMB50,000 - waived

(No limit on remittance amount during campaign period**)

Standard price
(Waived during campaign period**)

Outward overseas remittance - telegraphic transfer

Discounted price:

0.075% of the remittance

Minimum RMB80 or its equivalent in other currencies per transaction

Maximum RMB500 or its equivalent in other currencies per transaction

Plus cable charges

Standard price
Standard price
Foreign currency local payment - telegraphic transfer

Discount price:

0.075% of the remittance

Min. RMB80 or its equivalent in other currencies per transaction

Max. RMB500 or its equivalent in other currencies per transaction

Plus cable charges

Standard price
Standard price

Transaction fee offers

  Inward overseas remittance - RMB inward remittance
Fusion Elite
Waived
Fusion Entrepreneur
Waived
Fusion Free
Waived
  Inward overseas remittance - foreign currency inward remittance
Fusion Elite
Waived
Fusion Entrepreneur
Standard price
Fusion Free
Standard price
  Foreign currency local inward  remittance via telegraphic transfer
Fusion Elite
Waived
Fusion Entrepreneur
Standard price
Fusion Free
Standard price
  RMB local payment - RMB cross-bank payment via electronic payments
Fusion Elite
Waived
Fusion Entrepreneur

Single remittance below or equal to RMB50,000 - waived

(No limit on remittance amount during campaign period**)

Fusion Free

Standard price
(Waived during campaign period**)

  Outward overseas remittance - telegraphic transfer
Fusion Elite

Discounted price:

0.075% of the remittance

Minimum RMB80 or its equivalent in other currencies per transaction

Maximum RMB500 or its equivalent in other currencies per transaction

Plus cable charges

Fusion Entrepreneur
Standard price
Fusion Free
Standard price
  Foreign currency local payment - telegraphic transfer
Fusion Elite

Discount price:

0.075% of the remittance

Min. RMB80 or its equivalent in other currencies per transaction

Max. RMB500 or its equivalent in other currencies per transaction

Plus cable charges

Fusion Entrepreneur
Standard price
Fusion Free
Standard price

HSBCnet (domestic version) service fee

  Fusion Elite
Fusion Entrepreneur
Fusion Free
HSBCnet monthly fee 
Waived
Waived

Standard price
(Waived during campaign period**)

Online remote training
Waived
Waived
Waived

HSBCnet (domestic version) service fee

  HSBCnet monthly fee 
Fusion Elite
Waived
Fusion Entrepreneur
Waived
Fusion Free

Standard price
(Waived during campaign period**)

  Online remote training
Fusion Elite
Waived
Fusion Entrepreneur
Waived
Fusion Free
Waived

*Fusion Free is available for customers registered in mainland China (excluding Hong Kong SAR, Macau and Taiwan). Other customers are able to open Non-BVL but cannot enjoy preferential fees for domestic remittance and HSBCnet services.

**Preferential fees for domestic remittance and HSBCnet services will expire on 31 December, 2022. Please find details in related pages. 

Fusion - a new service for the business of life

 
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See a clear, organised snapshot of your business and personal finances.

 
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Connect to the services and support you need to get everything done.

 
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Get special access to funding, advice and opportunities.

*The information above is intended as a general information for reference, we reserve the right to amend the information at any time without prior notice. For program related information and T&C, the Chinese version shall prevail.