To support small business, HSBC launched a newly upgraded Fusion Account Service Solution, a one-stop account service plan giving you access to worry-free banking with a range of benefits.
- Providing you flexibility with 3 solutions for different accounts;
- Offering you preferential pricing or waiving your account opening and monthly service fees, we go one step further to support your business;
- Waiving or discounting your transaction fees, helping you save money on more transactions;
- Bringing you more convenience with HSBCnet services;
- Upgrading integrated services between your corporate and personal accounts, providing you with more benefits both in business and in your personal life;
- Connecting certain corporate accounts (BVLE and BVL) with your personal accounts to count towards an Integrated Total Relationship Balance (ITRB), with service fees waived for the associated personal account.
For more information, read more below.
Contact us
HSBC Fusion customer service hotline
Monday-Friday: 8 am-7 pm
Saturday: 8 am-4 pm
Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan
Find a branch near you with HSBC Fusion services
Upgraded fees and charges
| Fusion Elite |
Fusion Entrepreneur |
Fusion Free |
|
|---|---|---|---|
| Eligibility |
Small businesses with cross-border banking needs and require one-stop banking services for both personal and business accounts. |
Small businesses which focus on domestic business and require one-stop banking services for both personal and business accounts. |
Small businesses registered in China (excluding Hong Kong, Macau and Taiwan). |
| Features |
Zero transfer fee or preferential rate for domestic or overseas remittance through your HSBCnet RMB or foreign currency accounts; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount | Preferential offers for RMB account services, including zero domestic RMB transfer fee and HSBCnet monthly service fee; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount | Zero account opening fee, account service fees, domestic RMB transfer fees and preferential HSBCnet monthly service fee and more |
|
Eligibility |
|
| Fusion Elite |
Small businesses with cross-border banking needs and require one-stop banking services for both personal and business accounts. |
| Fusion Entrepreneur |
Small businesses which focus on domestic business and require one-stop banking services for both personal and business accounts. |
| Fusion Free |
Small businesses registered in China (excluding Hong Kong, Macau and Taiwan). |
|
Features |
|
| Fusion Elite |
Zero transfer fee or preferential rate for domestic or overseas remittance through your HSBCnet RMB or foreign currency accounts; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount |
| Fusion Entrepreneur |
Preferential offers for RMB account services, including zero domestic RMB transfer fee and HSBCnet monthly service fee; Zero monthly service fee for both your personal account and its associated corporate account when the Integrated Total Relationship Balance (ITRB) reaches a certain amount |
| Fusion Free |
Zero account opening fee, account service fees, domestic RMB transfer fees and preferential HSBCnet monthly service fee and more |
| Fusion Elite |
Fusion Entrepreneur |
Fusion Free |
|
|---|---|---|---|
| Account type |
Business Vantage Lite – Elite Version (BVLE) |
Business Vantage Lite (BVL) |
Non-Business Vantage Lite* |
|
Account type |
|
| Fusion Elite |
Business Vantage Lite – Elite Version (BVLE) |
| Fusion Entrepreneur |
Business Vantage Lite (BVL) |
| Fusion Free |
Non-Business Vantage Lite* |
| Fusion Elite |
Fusion Entrepreneur |
Fusion Free |
|
|---|---|---|---|
| Account opening fee |
RMB500 Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China. |
RMB100 Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China. |
Waived |
| Service Fee |
|
|
Waived No service provided for linked accounts for now |
|
Account opening fee |
|
| Fusion Elite |
RMB500 Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China. |
| Fusion Entrepreneur |
RMB100 Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening fees for Business Vantage Lite (BVL) or Business Vantage Lite – Elite (BVLE) accounts, provided that such customers are registered in mainland China. |
| Fusion Free |
Waived |
|
Service Fee |
|
| Fusion Elite |
|
| Fusion Entrepreneur |
|
| Fusion Free |
Waived No service provided for linked accounts for now |
| Fusion Elite |
Fusion Entrepreneur |
Fusion Free |
|
|---|---|---|---|
| Inward overseas remittance - RMB inward remittance |
Waived |
Waived |
Waived |
| Inward overseas remittance - foreign currency inward remittance |
Waived |
Standard price |
Standard price |
| Foreign currency local inward remittance via telegraphic transfer |
Waived |
Standard price |
Standard price |
| RMB local payment - RMB cross-bank payment via electronic payments |
Waived |
Single remittance below or equal to RMB50,000 - waived (No limit on remittance amount during campaign period**) |
Standard price |
| Outward overseas remittance - telegraphic transfer |
Discounted price: 0.075% of the remittance Minimum RMB80 or its equivalent in other currencies per transaction Maximum RMB500 or its equivalent in other currencies per transaction Plus cable charges |
Standard price |
Standard price |
| Foreign currency local payment - telegraphic transfer |
Discount price: 0.075% of the remittance Min. RMB80 or its equivalent in other currencies per transaction Max. RMB500 or its equivalent in other currencies per transaction Plus cable charges |
Standard price |
Standard price |
|
Inward overseas remittance - RMB inward remittance |
|
| Fusion Elite |
Waived |
| Fusion Entrepreneur |
Waived |
| Fusion Free |
Waived |
|
Inward overseas remittance - foreign currency inward remittance |
|
| Fusion Elite |
Waived |
| Fusion Entrepreneur |
Standard price |
| Fusion Free |
Standard price |
|
Foreign currency local inward remittance via telegraphic transfer |
|
| Fusion Elite |
Waived |
| Fusion Entrepreneur |
Standard price |
| Fusion Free |
Standard price |
|
RMB local payment - RMB cross-bank payment via electronic payments |
|
| Fusion Elite |
Waived |
| Fusion Entrepreneur |
Single remittance below or equal to RMB50,000 - waived (No limit on remittance amount during campaign period**) |
| Fusion Free |
Standard price |
|
Outward overseas remittance - telegraphic transfer |
|
| Fusion Elite |
Discounted price: 0.075% of the remittance Minimum RMB80 or its equivalent in other currencies per transaction Maximum RMB500 or its equivalent in other currencies per transaction Plus cable charges |
| Fusion Entrepreneur |
Standard price |
| Fusion Free |
Standard price |
|
Foreign currency local payment - telegraphic transfer |
|
| Fusion Elite |
Discount price: 0.075% of the remittance Min. RMB80 or its equivalent in other currencies per transaction Max. RMB500 or its equivalent in other currencies per transaction Plus cable charges |
| Fusion Entrepreneur |
Standard price |
| Fusion Free |
Standard price |
| Fusion Elite |
Fusion Entrepreneur |
Fusion Free |
|
|---|---|---|---|
| HSBCnet (domestic standard version) monthly fee |
Waived |
Waived |
Standard price |
|
HSBCnet (domestic standard version) monthly fee |
|
| Fusion Elite |
Waived |
| Fusion Entrepreneur |
Waived |
| Fusion Free |
Standard price |
*Fusion Free is available for customers registered in mainland China (excluding Hong Kong SAR, Macau and Taiwan). Other customers are able to open Non-BVL but cannot enjoy preferential fees for domestic remittance and HSBCnet services.
**Preferential fees for domestic remittance and HSBCnet services will expire on 30 September, 2024. Please find details in related pages.
Fusion - a new service for the business of life
It gives you clarity
See a clear, organised snapshot of your business and personal finances.
It saves you time
Connect to the services and support you need to get everything done.
It helps you get ahead
Get special access to funding, advice and opportunities.
*The information above is intended as a general information for reference, we reserve the right to amend the information at any time without prior notice. For program related information and T&C, the Chinese version shall prevail.