Life insurance

Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend，and a preferred premium rate will be offered If you are in health condition.

A lifelong protection plan that helps you and your family enjoy the same quality of life, no matter what life brings.

This product offers life-long protection and high coverage in the event of death and permanent total disability, with the flexibility to tailor your family’s protection to your needs.

Get lifelong protection and guaranteed coverage at flexible premiums. Enjoy high-limit protection even without a medical check-up, and safeguard your family.

This product is a guaranteed annuity insurance plan that helps you achieve long-term wealth accumulation and provides you with a lump sum at maturity. It can enhance your income so you can fund your family's everyday expenses, plan for your children's education, your retirement or your legacy.

This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.

Allianz Sheng Shi Bai Nian Insurance Product Plan provides you with long-term survival benefit for up to 20 years. You can transfer your survival benefit, maturity benefit and dividends to An Ying Tian Li Universal Account to help accumulate wealth and provide strong support for yourself and your family. (This insurance product plan consists of Allianz Sheng Shi Bai Nian (Type B) Endowment Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)

This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

The plan helps you prepare ahead to secure your family's financial future.

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!

The effective sum assured of this product will be increased according to the basic sum assured at an annual compound interest rate of 3.5%. This will continue until the policy year in which the insured person reaches age 105, and the cash value of the policy will continue to grow accordingly.

The product also provides lifelong protection against accidental death and total disability. The premium will be waived in the event of the policyholder's death or total disability due to an accident, while the protection will continue to be effective.

Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

This plan offers stable annuities and maturity benefits to help you with your retirement planning. This way, you and your loved ones can enjoy a well-planned future and every moment life has to bring.

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.

HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) offers a basic annuity that increases throughout your lifetime, complemented by an additional annuity to enrich your life. You can also opt for joint annuity to reach personal retirement goals.

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

The effective sum assured of this product will be increased according to the basic sum assured at an annual compound interest rate of 3.5%. This will continue until the policy year in which the insured person reaches age 105, and the cash value of the policy will continue to grow accordingly.

The product also provides lifelong protection against accidental death and total disability. The premium will be waived in the event of the policyholder's death or total disability due to an accident, while the protection will continue to be effective.

The plan helps you prepare ahead to secure your family's financial future.

Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).

This product helps you with whole-life legacy planning. Grow your wealth over the long term even in the face of uncertain market conditions. Secure financial security and peace of mind, for yourself and for generations to come.

This product is a guaranteed annuity insurance plan that helps you achieve long-term wealth accumulation and provides you with a lump sum at maturity. It can enhance your income so you can fund your family's everyday expenses, plan for your children's education, your retirement or your legacy.

This product provides a whole life wealth management plan for you to increase your savings, and an extra chance to accumulate wealth by offering dividends based on the performance of HSBC Life Insurance Company Limited. This dual protection will help you to achieve your goals of supporting your family and creating an enduring legacy for future generations.

This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked) is a single premium unit-linked insurance product that caters to your investment and protection needs, while helping you achieve prosperous life.

This plan offers stable annuities and maturity benefits to help you with your family's cash flow in the future. This way, you and your loved ones can enjoy a well-planned future and every moment life has to bring.

Allianz An Ying You Xuan Annuity Insurance (Unit-linked) provides five types of investment accounts: Wealth Growth, Financial Balance, Peace and Benefit, Advanced Index and Bond Sound. You can freely choose and specify the allocation ration for each investment account based on your investment preferences.

 HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

The plan helps you prepare ahead to secure your family's financial future.

The effective sum assured of this product will be increased according to the basic sum assured at an annual compound interest rate of 3.5%. This will continue until the policy year in which the insured person reaches age 105, and the cash value of the policy will continue to grow accordingly.

The product also provides lifelong protection against accidental death and total disability. The premium will be waived in the event of the policyholder's death or total disability due to an accident, while the protection will continue to be effective.

Ping An Ying Tian Xin Annuity Insurance is a short-term investment offering high returns. You can use it to fund your children's education, your retirement or legacy planning, through better medium to long-term capital planning.

Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).

This product helps you with whole-life legacy planning. Grow your wealth over the long term even in the face of uncertain market conditions. Secure financial security and peace of mind, for yourself and for generations to come.

This product is a guaranteed annuity insurance plan that helps you achieve long-term wealth accumulation and provides you with a lump sum at maturity. It can enhance your income so you can fund your family's everyday expenses, plan for your children's education, your retirement or your legacy.

This product provides a whole life wealth management plan for you to increase your savings, and an extra chance to accumulate wealth by offering dividends based on the performance of HSBC Life Insurance Company Limited. This dual protection will help you to achieve your goals of supporting your family and creating an enduring legacy for future generations.

Allianz Sheng Shi Bai Nian (Type A) Endowment Insurance (Participating) allows you to choose one dividend distribution form from any of the following: cash payment, interest accumulation, premium offsetting and sum insured uplifting. The valid sum assured will be paid at maturity. You can also build an enduring legacy for future generations by designating beneficiaries to receive death benefits.

This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!

HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) offers a basic annuity that increases throughout your lifetime, complemented by an additional annuity to enrich your life. You can also opt for joint annuity to reach personal retirement goals.

Allianz Sheng Shi Bai Nian Insurance Product Plan provides you with long-term survival benefit for up to 20 years. You can transfer your survival benefit, maturity benefit and dividends to An Ying Tian Li Universal Account to help accumulate wealth and provide strong support for yourself and your family. (This insurance product plan consists of Allianz Sheng Shi Bai Nian (Type B) Endowment Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

The plan helps you prepare ahead to secure your family's financial future.

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.

Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.

This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

Allianz An Shun Hui Fu (II) Whole of life insurance (Participating) offers a bespoke lifetime protection for high-net-worth individuals. Choose from two distinctive plans and received dividends to build your financial legacy.

The effective sum assured of this product will be increased according to the basic sum assured at an annual compound interest rate of 3.5%. This will continue until the policy year in which the insured person reaches age 105, and the cash value of the policy will continue to grow accordingly.

The product also provides lifelong protection against accidental death and total disability. The premium will be waived in the event of the policyholder's death or total disability due to an accident, while the protection will continue to be effective.

Choose exactly how you'd like to pay your premiums and receive your dividends. Get an upgraded whole-life insurance protection plan with special underwriting policies and a policy loan.

A lifelong protection plan that helps you and your family enjoy the same quality of life, no matter what life brings.

Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend，and a preferred premium rate will be offered If you are in health condition.

Get lifelong protection and realise your long term goals in wealth management and legacy planning. Safeguard your family and their livelihoods, even in an emergency. Reap the benefits with dividend sharing based on HSBC Life Insurance Company Limited’s performance, helping you accumulate more wealth and protection.

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

Get lifelong protection and guaranteed coverage at flexible premiums. Enjoy high-limit protection even without a medical check-up, and safeguard your family.

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).