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grandfather, father and son on the yacht, used for life insurance

Life insurance

Enjoy life knowing you have the right support and protection whenever you ever need it.

知道您所选择的一系列灵活多样的人寿保险产品已在保障您和家人的未来,您即可自在安心。

Our life insurance products can play a part in wealth management and legacy planning for you and your family. We provide you with a wide range of reliable protection plans and flexible options to suit your needs and assure you a hassle-free future.

Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches (For details, please refer to:List of insurance products for distribution). Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.

Contact us

HSBC China Customer Service Hotline

95366

(24 H, Mon - Sun)

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Family protection

Ping An Chuan Fu San Hao Whole of Life Insurance (Participating)

Choose exactly how you'd like to pay your premiums and receive your dividends. Get an upgraded whole-life insurance protection plan with special underwriting policies and a policy loan.

Allianz An Shun Hui Fu (II) Whole of Life Insurance (Participating)

Allianz An Shun Hui Fu (II) Whole of life insurance (Participating) offers a bespoke lifetime protection for high-net-worth individuals. Choose from two distinctive plans and received dividends to build your financial legacy.

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers.

Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating)is dedicated for HSBC Jade Customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend,and a preferred premium rate will be offered If you are in health condition.

HSBC Hui Ying Man Tang Whole Life Insurance (Participating)

HSBC Hui Ying Man Tang Whole Life Insurance (Participating), a whole life insurance plan, is an increasing whole life coverage by reversionary bonus and terminal bonus that helps you protect your family against the possibility that you may not always be there with them.

Allianz An Chuang Wei Lai Term Life Insurance

The product provides protection for your life value which could last until you are 70. If something unfortunate happened, the insurance benefits can help your family resist temporary financial crisis and your care for family continues.

 
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MetLife Hua Yang Nian Hua Whole Life Insurance assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

Retirement planning

HSBC Hui Tian Li Annuity Insurance (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

HSBC Hong Li Yue Yue Ying Family Protection Plan

This plan comprises the HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (Participating) plan and the HSBC Waive of Premium Major Illness Insurance rider.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

HBCN channel: exclusively for Jade clients. HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

HSBC Hong Xi Wen Ying Annuity Insurance (Participating)

The plan helps you prepare ahead to secure your family's financial future.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC Hong Li Yue Yue Ying Annuity Insurance Plan

This plan comprises the HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (Participating) plan and the HSBC Hui Tian Li Annuity Insurance (Universal) plan. You can also choose to purchase both plans separately.

Allianz An Yu Ru Yi (III) Annuity Insurance (Participating)

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating)

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Grow your wealth and build your financial legacy with a double increment in your sum insured, while enjoying comprehensive protection against flight accidents.

According to the regulations of HSBC Life Insurance Company, HSBC Jade clients can pay a minimum premium of RMB100,000, as a one-off or initial payment. For HSBC Premier and Advance customers, the minimum premium of a single policy is set at RMB1.5 million, available as a one-off or in regular payments (calculated by annual premium x payment terms).

Allianz Yi Sheng Jia Nian Annuity Insurance (Participating)

Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.

Ping An Chuan Shi Zun Yao Annuity Insurance (Participating)

Ping An Chuan Shi Zun Yao Annuity Insurance with 5-year premium payment period, offers a steady cashflow for whole of life. It assists you to plan for retirement and meet the need of retirement life.

 
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Du Hui Jin Sheng Annuity Insurance (Participating) serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating)

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.

HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating)

HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) offers a basic annuity that increases throughout your lifetime, complemented by an additional annuity to enrich your life. You can also opt for joint annuity to reach personal retirement goals.

Education

HSBC Hui Tian Li Annuity Insurance (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

HSBC Hong Li Yue Yue Ying Family Protection Plan

This plan comprises the HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (Participating) plan and the HSBC Waive of Premium Major Illness Insurance rider.

Allianz An Yu Ru Yi (III) Annuity Insurance (Participating)

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

HSBC Hong Li Yue Yue Ying Annuity Insurance Plan

This plan comprises the HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (Participating) plan and the HSBC Hui Tian Li Annuity Insurance (Universal) plan. You can also choose to purchase both plans separately.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Grow your wealth and build your financial legacy with a double increment in your sum insured, while enjoying comprehensive protection against flight accidents.

According to the regulations of HSBC Life Insurance Company, HSBC Jade clients can pay a minimum premium of RMB100,000, as a one-off or initial payment. For HSBC Premier and Advance customers, the minimum premium of a single policy is set at RMB1.5 million, available as a one-off or in regular payments (calculated by annual premium x payment terms).

 
New window

Du Hui Jin Sheng Annuity Insurance (Participating) serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

HSBC Hong Xi Wen Ying Annuity Insurance (Participating)

The plan helps you prepare ahead to secure your family's financial future.

Managing and growing wealth

HSBC Hui Tian Li Annuity Insurance (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked)

HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked) is a single premium unit-linked insurance product that caters to your investment and protection needs, while helping you achieve prosperous life.

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Grow your wealth and build your financial legacy with a double increment in your sum insured, while enjoying comprehensive protection against flight accidents.

According to the regulations of HSBC Life Insurance Company, HSBC Jade clients can pay a minimum premium of RMB100,000, as a one-off or initial payment. For HSBC Premier and Advance customers, the minimum premium of a single policy is set at RMB1.5 million, available as a one-off or in regular payments (calculated by annual premium x payment terms).

Allianz An Ying You Xuan Annuity Insurance (Unit-linked)

Allianz An Ying You Xuan Annuity Insurance (Unit-linked) provides five types of investment accounts: Wealth Growth, Financial Balance, Peace and Benefit, Advanced Index and Bond Sound. You can freely choose and specify the allocation ration for each investment account based on your investment preferences.

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

HBCN channel: exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

 
New window

Du Hui Jin Sheng Annuity Insurance (Participating) serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

HSBC Hong Xi Wen Ying Annuity Insurance (Participating)

The plan helps you prepare ahead to secure your family's financial future.

Legacy planning

HSBC Hui Tian Li Annuity Insurance (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

Allianz An Shun Hui Fu (II) Whole of Life Insurance (Participating)

Allianz An Shun Hui Fu (II) Whole of life insurance (Participating) offers a bespoke lifetime protection for high-net-worth individuals. Choose from two distinctive plans and received dividends to build your financial legacy.

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Grow your wealth and build your financial legacy with a double increment in your sum insured, while enjoying comprehensive protection against flight accidents.

According to the regulations of HSBC Life Insurance Company, HSBC Jade clients can pay a minimum premium of RMB100,000, as a one-off or initial payment. For HSBC Premier and Advance customers, the minimum premium of a single policy is set at RMB1.5 million, available as a one-off or in regular payments (calculated by annual premium x payment terms).

Ping An Chuan Fu San Hao Whole of Life Insurance (Participating)

Choose exactly how you'd like to pay your premiums and receive your dividends. Get an upgraded whole-life insurance protection plan with special underwriting policies and a policy loan.

HSBC Hui Ying Man Tang Whole Life Insurance (Participating)

HSBC Hui Ying Man Tang Whole Life Insurance (Participating), a whole life insurance plan, is an increasing whole life coverage by reversionary bonus and terminal bonus that helps you protect your family against the possibility that you may not always be there with them.

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers.

 

Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating)is dedicated for HSBC Jade Customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend,and a preferred premium rate will be offered If you are in health condition.

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

HBCN channel: exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

 
New window

MetLife Hua Yang Nian Hua Whole Life Insurance assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

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Frequently asked questions

1. All the insurance products mentioned on this site are designed, developed and managed by other insurance companies. HSBC Bank (China) Company Limited, as the insurance agent for distribution of relevant insurance products, is not responsible for any matters in relation to the underwriting, policy cancelation, claims and risk management. 

2. Whilst every care has been taken in preparing the information above, HSBC Bank (China) Company Limited makes no guarantee, representation or warranty as to its accuracy or completeness. 

3. The information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment. For all the  related rights and obligations, please refer to the corresponding product documents provided by HSBC Bank (China). And plesae note the important information, such as excluded liabilities, surrender, cash value and cooling-off period etc.