Our life insurance products can play a part in wealth management and legacy planning for you and your family. We provide you with a wide range of reliable protection plans and flexible options to suit your needs and assure you a hassle-free future.
Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches (For details, please refer to:List of insurance products for distribution). Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.
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Family protection
HSBC Hui Chuan Jia Whole Life Insurance (Participating)
Get lifelong protection and realise your long term goals in wealth management and legacy planning. Safeguard your family and their livelihoods, even in an emergency. Reap the benefits with dividend sharing based on HSBC Life Insurance Company Limited’s performance, helping you accumulate more wealth and protection.
Ping An Chuan Fu San Hao Whole of Life Insurance (Participating)
Choose exactly how you'd like to pay your premiums and receive your dividends. Get an upgraded whole-life insurance protection plan with special underwriting policies and a policy loan.
Allianz An Shun Hui Fu (II) Insurance Plan
Allianz An Shun Hui Fu (II) Insurance Plan provides you with lifetime protection for the value of your life. Choose from two distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (II)'s dividend can be chosen to transfer to "An Ying Tian Li" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 2%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (II) Whole Life Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)
Allianz Sheng Shi Zhen Chuan Whole of Life Insurance (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers )
Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend,and a preferred premium rate will be offered If you are in health condition.
HSBC Hui Chuan Jing Dian Whole Life Insurnace
A lifelong protection plan that helps you and your family enjoy the same quality of life, no matter what life brings.
Retirement planning
MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)
The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, Safely accompany you at different stages of life.
Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.
PingAn Ying Man Jin Sheng (Premium version 2.0) Whole of Life Insurance
The coverage for the current year has been increased by 3.0% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.
Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)
Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan
Build the way forward to a secure future with guaranteed financial growth, protecting you and giving you peace of mind no matter what life brings.
HSBC Hui Yu Jin Sheng Zeng Li Insurance Plan
This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.
Allianz Sheng Shi Bai Nian Insurance Product Plan
Allianz Sheng Shi Bai Nian Insurance Product Plan provides you with long-term survival benefit for up to 20 years. You can transfer your survival benefit, maturity benefit and dividends to An Ying Tian Li Universal Account to help accumulate wealth and provide strong support for yourself and your family. (This insurance product plan consists of Allianz Sheng Shi Bai Nian (Type B) Endowment Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)
HSBC Hong Li Yue Yue Ying Zeng Li Insurance Plan
This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.
HSBC Yu Man Jin Sheng Annuity Plan (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)
HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.
HSBC Hong Xi Wen Ying Annuity Insurance (Participating)
The plan helps you prepare ahead to secure your family's financial future.
HSBC Hui Man Jin Sheng Annuity Plan (Participating)
HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family.
Allianz An Yu Ru Yi Insurance Plan
With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.
Allianz An Ying Tian Li Whole Life Insurance (Universal)
Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hong Li Nian Nian Ying Zeng Li Insurance Plan
HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!
Allianz Yi Sheng Jia Nian Annuity Insurance (Participating)
Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.
HSBC Hui Zeng Li Whole Life Insurance (Universal)
This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.
Allianz Yi Sheng Feng Ying Insurance Product Plan
Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.
HSBC Hui Ying Jin Sheng Zeng Li Insurance Plan
HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) offers a basic annuity that increases throughout your lifetime, complemented by an additional annuity to enrich your life. You can also opt for joint annuity to reach personal retirement goals.
Education
MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)
The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, Safely accompany you at different stages of life.
Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.
Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)
Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan
Build the way forward to a secure future with guaranteed financial growth, protecting you and giving you peace of mind no matter what life brings.
HSBC Hui Zeng Li Whole Life Insurance (Universal)
This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.
HSBC Hong Li Yue Yue Ying Zeng Li Insurance Plan
This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.
Allianz An Yu Ru Yi Insurance Plan
With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.
Allianz An Ying Tian Li Whole Life Insurance (Universal)
Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hong Xi Wen Ying Annuity Insurance (Participating)
The plan helps you prepare ahead to secure your family's financial future.
Managing and growing wealth
MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)
The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, Safely accompany you at different stages of life.
Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.
PingAn Ying Man Jin Sheng (Premium version 2.0) Whole of Life Insurance
The coverage for the current year has been increased by 3.0% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.
Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)
Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hui Chuan Shi Dai Whole Life Insurance
This product helps you with whole-life legacy planning. Grow your wealth over the long term even in the face of uncertain market conditions. Secure financial security and peace of mind, for yourself and for generations to come.
HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan
Build the way forward to a secure future with guaranteed financial growth, protecting you and giving you peace of mind no matter what life brings.
HSBC Zhen Xiang Shi Dai Whole of Life Insurance (Participating)
This product provides a whole life wealth management plan for you to increase your savings, and an extra chance to accumulate wealth by offering dividends based on the performance of HSBC Life Insurance Company Limited. This dual protection will help you to achieve your goals of supporting your family and creating an enduring legacy for future generations.
HSBC Hui Yu Jin Sheng Zeng Li Insurance Plan
This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.
HSBC Hui Man Jin Sheng Annuity Plan (Participating)
HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family.
HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked)
HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked) is a single premium unit-linked insurance product that caters to your investment and protection needs, while helping you achieve prosperous life.
Allianz An Ying You Xuan Annuity Insurance (Unit-linked)
Allianz An Ying You Xuan Annuity Insurance (Unit-linked) provides five types of investment accounts: Wealth Growth, Financial Balance, Peace and Benefit, Advanced Index and Bond Sound. You can freely choose and specify the allocation ration for each investment account based on your investment preferences.
HSBC Yu Man Jin Sheng Annuity Plan (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)
HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.
Allianz An Ying Tian Li Whole Life Insurance (Universal)
Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hui Zeng Li Whole Life Insurance (Universal)
This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.
HSBC Hong Xi Wen Ying Annuity Insurance (Participating)
The plan helps you prepare ahead to secure your family's financial future.
Legacy planning
MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)
The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, Safely accompany you at different stages of life.
Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.
PingAn Ying Man Jin Sheng (Premium version 2.0) Whole of Life Insurance
The coverage for the current year has been increased by 3.0% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.
Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)
Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).
HSBC Hui Chuan Shi Dai Whole Life Insurance
This product helps you with whole-life legacy planning. Grow your wealth over the long term even in the face of uncertain market conditions. Secure financial security and peace of mind, for yourself and for generations to come.
HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan
Build the way forward to a secure future with guaranteed financial growth, protecting you and giving you peace of mind no matter what life brings.
HSBC Zhen Xiang Shi Dai Whole of Life Insurance (Participating)
This product provides a whole life wealth management plan for you to increase your savings, and an extra chance to accumulate wealth by offering dividends based on the performance of HSBC Life Insurance Company Limited. This dual protection will help you to achieve your goals of supporting your family and creating an enduring legacy for future generations.
Allianz Sheng Shi Bai Nian (Type A) Endowment Insurance (Participating)
Allianz Sheng Shi Bai Nian (Type A) Endowment Insurance (Participating) allows you to choose one dividend distribution form from any of the following: cash payment, interest accumulation, premium offsetting and sum insured uplifting. The valid sum assured will be paid at maturity. You can also build an enduring legacy for future generations by designating beneficiaries to receive death benefits.
HSBC Hong Li Yue Yue Ying Zeng Li Insurance Plan
This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.
HSBC Hong Li Nian Nian Ying Zeng Li Insurance Plan
HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!
HSBC Hui Ying Jin Sheng Zeng Li Insurance Plan
HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) offers a basic annuity that increases throughout your lifetime, complemented by an additional annuity to enrich your life. You can also opt for joint annuity to reach personal retirement goals.
Allianz Sheng Shi Bai Nian Insurance Product Plan
Allianz Sheng Shi Bai Nian Insurance Product Plan provides you with long-term survival benefit for up to 20 years. You can transfer your survival benefit, maturity benefit and dividends to An Ying Tian Li Universal Account to help accumulate wealth and provide strong support for yourself and your family. (This insurance product plan consists of Allianz Sheng Shi Bai Nian (Type B) Endowment Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)
HSBC Hui Man Jin Sheng Annuity Plan (Participating)
HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family.
HSBC Hong Xi Wen Ying Annuity Insurance (Participating)
The plan helps you prepare ahead to secure your family's financial future.
Allianz An Yu Ru Yi Insurance Plan
With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.
Allianz Yi Sheng Feng Ying Insurance Product Plan
Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.
Allianz Yi Sheng Jia Nian Annuity Insurance (Participating)
Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.
HSBC Hui Yu Jin Sheng Zeng Li Insurance Plan
This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance (universal), both of which can be purchased separately.
HSBC Hui Zeng Li Whole Life Insurance (Universal)
This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.
Allianz An Shun Hui Fu (II) Whole of Life Insurance (Participating)
Allianz An Shun Hui Fu (II) Whole of life insurance (Participating) offers a bespoke lifetime protection for high-net-worth individuals. Choose from two distinctive plans and received dividends to build your financial legacy.
Ping An Chuan Fu San Hao Whole of Life Insurance (Participating)
Choose exactly how you'd like to pay your premiums and receive your dividends. Get an upgraded whole-life insurance protection plan with special underwriting policies and a policy loan.
HSBC Hui Chuan Jing Dian Whole Life Insurnace
A lifelong protection plan that helps you and your family enjoy the same quality of life, no matter what life brings.
Allianz Sheng Shi Zhen Chuan Whole of Life Insurance (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)
Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend,and a preferred premium rate will be offered If you are in health condition.
HSBC Hui Chuan Jia Whole Life Insurance (Participating)
Get lifelong protection and realise your long term goals in wealth management and legacy planning. Safeguard your family and their livelihoods, even in an emergency. Reap the benefits with dividend sharing based on HSBC Life Insurance Company Limited’s performance, helping you accumulate more wealth and protection.
HSBC Yu Man Jin Sheng Annuity Plan (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers )
HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.
Allianz An Ying Tian Li Whole Life Insurance (Universal)
Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas. (This universal life insurance product and other annuity products can be purchased separately).
Allianz An Shun Hui Fu (II) Insurance Plan
Allianz An Shun Hui Fu (II) Insurance Plan provides you with lifetime protection for the value of your life. Choose from two distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (II)'s dividend can be chosen to transfer to "An Ying Tian Li" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 2%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (II) Whole Life Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)
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