Our life insurance products can play a part in wealth management and legacy planning for you and your family. We provide you with a wide range of reliable protection plans and flexible options to suit your needs and assure you a hassle-free future.

Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches in Shanghai, Beijing, Guangzhou, Shenzhen, Hangzhou, Suzhou, Dongguan, Dalian, Xiamen, Chengdu, Ningbo, Shenyang, Qingdao, Wuhan, Chongqing, Jinan, Tianjin, Xi'an, Foshan and Nanjing. Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.

Contact us

For general inquiry

400-820-3090

Please dial China country code +86 if you are calling from overseas

Family protection

HSBC Hui Ying Man Tang Whole Life Insurance (Participating)

HSBC Hui Ying Man Tang Whole Life Insurance (Participating), a whole life insurance plan, is an increasing whole life coverage by reversionary bonus and terminal bonus that helps you protect your family against the possibility that you may not always be there with them.

Allianz An Shun Hui Fu Whole life Insurance Project

The project consists of Allianz An Shun Hui Fu Whole Life Insurance (Participating), Allianz Applicant Term Life Waiver of Premium Rider” (optional).

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers. This Plan is comprised of Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating), Allianz Huan Qiu Zhen Xiang Oversea Medical Insurance (Optional), and Allianz Applicant Term Life Waiver of Premium Rider (optional).

Allianz An Chuang Wei Lai Term Life Insurance

The product provides protection for your life value which could last until you are 70. If something unfortunate happened, the insurance benefits can help your family resist temporary financial crisis and your care for family continues.

 
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Metlife Du Hui Nian Hua Whole Life Insurance Plan assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

Retirement planning

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

Exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC Hong Li Yue Yue Ying Annuity Insurance Type C (Participating)

HSBC Hong Li Yue Yue Ying Annuity Insurance (Participating)-Type C, provides the sustained and stable Cash Coupon for your retirement life and enables you to share in the participating business growth results of the company.Starting from now on, you can leisurely plan for you retirement life.

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating)

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!

HSBC Hong Li Wen Ying Endowment Insurance (Participating)

Wealth management evolves over time. It is a Responsibility to take good care of family as well as a Persistence to protect you and your beloved ones from life uncertainties.

HSBC Hong Li Wen Ying Endowment Insurance (Participating), a promise of unfading love and family prosperity which ensures you peace of mind for future endeavors.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

Ping An Chuan Shi Zun Yao Annuity Insurance (Participating)

Ping An Chuan Shi Zun Yao Annuity Insurance with 5-year premium payment period, offers a steady cashflow for whole of life. It assists you to plan for retirement and meet the need of retirement life.

 
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Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating)

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.

Education

HSBC Hong Li Yue Yue Ying Annuity Insurance type C(Participating)

HSBC Hong Li Yue Yue Ying Annuity Insurance (Participating)-Type C, provides the sustained and stable Cash Coupon for your child’s growth and enables your child to share in the participating business growth results of the company to let your kindly feelings for your child become a firm support for him/her to learn knowledge, establish a career, get married and purchase a property.

HSBC Hong Li Wen Ying Endowment Insurance (Participating)

Wealth management evolves over time. It is a Responsibility to take good care of family as well as a Persistence to protect you and your beloved ones from life uncertainties.

HSBC Hong Li Wen Ying Endowment Insurance (Participating), a promise of unfading love and family prosperity which ensures you peace of mind for future endeavors.

Allianz Sheng Shi Wen Ying Annuity Insurance (Universal Life)

Exclusively for Jade clients.

Enjoy compound growth in account value, and greater financial security with sustainable annuity payouts, survival and maturity benefits, as well as partial withdrawals.

Allianz An Yu Ru Yi (III) Annuity Insurance (Participating)

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

Ping An Jin Bo Shi Education Annuity Insurance (Participating)

Among all of the important phases in life, turning 18 is meaningful to every child. At this time, children often expect independence and look forward to creating their own future. Ping An Jin Bo Shi Education Annuity Insurance (Par.) can help them achieve their dreams.

 
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Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Managing and growing wealth

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

Exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

Allianz Sheng Shi Wen Ying Annuity Insurance (Universal Life)

Exclusively for Jade clients.

Enjoy compound growth in account value, and greater financial security with sustainable annuity payouts, survival and maturity benefits, as well as partial withdrawals.

Allianz An Ying You Xuan Annuity Insurance (Unit-linked)

Allianz An Ying You Xuan Annuity Insurance (Unit-linked) provides five types of investment accounts: Wealth Growth, Financial Balance, Peace and Benefit, Advanced Index and Bond Sound. You can freely choose and specify the allocation ration for each investment account based on your investment preferences.

HSBC Hong Li Wen Ying Endowment Insurance (Participating)

Wealth management evolves over time. It is a Responsibility to take good care of family as well as a Persistence to protect you and your beloved ones from life uncertainties.

HSBC Hong Li Wen Ying Endowment Insurance (Participating), a promise of unfading love and family prosperity which ensures you peace of mind for future endeavors.

 
New window

Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Legacy planning

HSBC Hui Ying Man Tang Whole Life Insurance (Participating)

HSBC Hui Ying Man Tang Whole Life Insurance (Participating), a whole life insurance plan, is an increasing whole life coverage by reversionary bonus and terminal bonus that helps you protect your family against the possibility that you may not always be there with them.

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers. This Plan is comprised of Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating), Allianz Huan Qiu Zhen Xiang Oversea Medical Insurance (Optional), and Allianz Applicant Term Life Waiver of Premium Rider (optional).

Allianz An Shun Hui Fu Whole life Insurance Project

The project consists of Allianz An Shun Hui Fu Whole Life Insurance (Participating), Allianz Applicant Term Life Waiver of Premium Rider” (optional).

 
New window

Metlife Du Hui Nian Hua Whole Life Insurance Plan assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

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Frequently asked questions

1. All the insurance products mentioned on this site are designed, developed and managed by other insurance companies. HSBC Bank (China) Company Limited, as the insurance agent for distribution of relevant insurance products, is not responsible for any matters in relation to the underwriting, policy cancelation, claims and risk management. 

2. Whilst every care has been taken in preparing the information above, HSBC Bank (China) Company Limited makes no guarantee, representation or warranty as to its accuracy or completeness. 

3. The information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment. For all the  related rights and obligations, please refer to the corresponding product documents provided by HSBC Bank (China). And plesae note the important information, such as excluded liabilities, surrender, cash value and cooling-off period etc.