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grandfather, father and son on the yacht, used for life insurance

Life insurance

Enjoy life knowing you have the right support and protection whenever you ever need it.

知道您所选择的一系列灵活多样的人寿保险产品已在保障您和家人的未来,您即可自在安心。

Our life insurance products can play a part in wealth management and legacy planning for you and your family. We provide you with a wide range of reliable protection plans and flexible options to suit your needs and assure you a hassle-free future.

Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches (For details, please refer to:List of insurance products for distribution). Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.

Contact us

HSBC China Customer Service Hotline

95366

(24 H, Mon - Sun)

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Family protection

HSBC Hui Chuan Jia Whole Life Insurance (Participating)

Get lifelong protection and realise your long term goals in wealth management and legacy planning. Safeguard your family and their livelihoods, even in an emergency. Reap the benefits with dividend sharing based on HSBC Life Insurance Company Limited’s performance, helping you accumulate more wealth and protection.

Allianz An Shun Hui Fu (II) Insurance Plan

Allianz An Shun Hui Fu (II) Insurance Plan provides you with lifetime protection for the value of your life. Choose from two distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (II)'s dividend can be chosen to transfer to "An Ying Tian Li" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 2%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (II) Whole Life Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)

Allianz Sheng Shi Zhen Chuan (II) Whole of Life Insurance (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)

Allianz Sheng Shi Zhen Chuan (II) Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend, and a preferred premium rate will be offered if you are in health condition.

HSBC Hui Chuan Jing Dian Whole Life Insurnace

A lifelong protection plan that helps you and your family enjoy the same quality of life, no matter what life brings.

HSBC Hui Ying Jia Whole Life Insurance

Build a future your family can rely on with this product for your protection and legacy planning, no matter the stage of life you're at.

Retirement planning

MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, safely accompany you at different stages of life.

Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.

PingAn Ying Man Jin Sheng (Premium version 2.0) Whole of Life Insurance

The coverage for the current year has been increased by 3.0% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.

Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)

Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Wen Wen Ying Annuity Insurance-Type C and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Hui Yu Jin Sheng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Hong Li Yue Yue Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

HSBC Yu Man Jin Sheng Annuity Plan (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

Allianz An Yu Ru Yi Insurance Plan

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Allianz An Ying Tian Li Whole Life Insurance (Universal)

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hong Li Nian Nian Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

Allianz Yi Sheng Jia Nian Annuity Insurance (Participating)

Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.

HSBC Hui Zeng Li Whole Life Insurance Type B (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

HSBC Hui Ying Jin Sheng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

Ping An Yu Xiang Xin Rui 2.0 Annuity Insurance

Ping An Yu Xiang Xin Rui 2.0 Annuity Insurance can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 3.0% year by year, providing you with long-term and stable pension allocation, thus to avoid the decline in quality of life caused by reduced income after retirement, and ensure the quality of retirement life.

Ping An Yu Xiang Chuan Jia 2.0 Whole of Life (Participating)

Get life-long protection, and a life-long 2.5% year-on-year increase in cash value after the set payment period. Enjoy dividends, and enhance your policy to increase your benefits. Build an enduring legacy for future generations by choose a beneficiary to receive the death benefits.

HSBC Hong Li Xian Feng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Xian Feng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

Education

MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, safely accompany you at different stages of life.

Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.

Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)

Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Wen Wen Ying Annuity Insurance-Type C and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Hui Zeng Li Whole Life Insurance Type B (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

HSBC Hong Li Yue Yue Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

Allianz An Yu Ru Yi Insurance Plan

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Allianz An Ying Tian Li Whole Life Insurance (Universal)

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

Ping An Yu Xiang Chuan Jia 2.0 Whole of Life (Participating)

Get life-long protection, and a life-long 2.5% year-on-year increase in cash value after the set payment period. Enjoy dividends, and enhance your policy to increase your benefits. Build an enduring legacy for future generations by choose a beneficiary to receive the death benefits.

HSBC Hong Li Xian Feng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Xian Feng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

Managing and growing wealth

MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, safely accompany you at different stages of life.

Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.

PingAn Ying Man Jin Sheng (Premium version 2.0) Whole of Life Insurance

The coverage for the current year has been increased by 3.0% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.

Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)

Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hui Chuan Shi Dai Whole Life Insurance

This product helps you with whole-life legacy planning. Grow your wealth over the long term even in the face of uncertain market conditions. Secure financial security and peace of mind, for yourself and for generations to come.

HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Wen Wen Ying Annuity Insurance-Type C and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Zhen Xiang Shi Dai Whole of Life Insurance (Participating)

This product provides a whole life wealth management plan for you to increase your savings, and an extra chance to accumulate wealth by offering dividends based on the performance of HSBC Life Insurance Company Limited. This dual protection will help you to achieve your goals of supporting your family and creating an enduring legacy for future generations.

HSBC Hui Yu Jin Sheng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC Yu Man Jin Sheng Annuity Plan (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)

 HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

Allianz An Ying Tian Li Whole Life Insurance (Universal)

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hui Zeng Li Whole Life Insurance Type B (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

Ping An Yu Xiang Xin Rui 2.0 Annuity Insurance

Ping An Yu Xiang Xin Rui 2.0 Annuity Insurance can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 3.0% year by year, providing you with long-term and stable pension allocation, thus to avoid the decline in quality of life caused by reduced income after retirement, and ensure the quality of retirement life.

HSBC Zhen Ying Shi Dai Whole Life Insurance (Participating)

Get life-long protection for you and your family, and broaden the horizons for the next generation. This plan is suitable for individuals aged 30 days to 70 years.

Ping An Yu Xiang Chuan Jia 2.0 Whole of Life (Participating)

Get life-long protection, and a life-long 2.5% year-on-year increase in cash value after the set payment period. Enjoy dividends, and enhance your policy to increase your benefits. Build an enduring legacy for future generations by choose a beneficiary to receive the death benefits.

HSBC Hong Li Xian Feng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Xian Feng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

Legacy planning

MetLife Du Hui Zhen Chuan (Premium version) Whole of Life Insurance(Participating)

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105, safely accompany you at different stages of life.

Continue to offer the insurance protection benefit, provide lifelong death and total disability protection, and escort your life safety and wealth inheritance.

PingAn Ying Man Jin Sheng (Premium version 2.0) Whole of Life Insurance

The coverage for the current year has been increased by 3.0% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.

Ping An Ju Cai Bao (20) Whole of Life Insurance (Universal)

Ping An Ju Cai Bao Whole of Life Insurance is a universal life product that gives you monthly income at a guaranteed interest rate of 1.75% p.a., plus non-guaranteed benefits. You can enhance your plan by adding other annuity products to help enrich your wealth planning needs so you can fund your children's retirement, your retirement and legacy planning or other goals. (This universal life insurance product and other annuity products can be purchased separately).

HSBC Hui Chuan Shi Dai Whole Life Insurance

This product helps you with whole-life legacy planning. Grow your wealth over the long term even in the face of uncertain market conditions. Secure financial security and peace of mind, for yourself and for generations to come.

HSBC Hong Li Wen Wen Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Wen Wen Ying Annuity Insurance-Type C and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Zhen Xiang Shi Dai Whole of Life Insurance (Participating)

This product provides a whole life wealth management plan for you to increase your savings, and an extra chance to accumulate wealth by offering dividends based on the performance of HSBC Life Insurance Company Limited. This dual protection will help you to achieve your goals of supporting your family and creating an enduring legacy for future generations.

Allianz Sheng Shi Bai Nian (Type A) Endowment Insurance (Participating)

Allianz Sheng Shi Bai Nian (Type A) Endowment Insurance (Participating) allows you to choose one dividend distribution form from any of the following: cash payment, interest accumulation, premium offsetting and sum insured uplifting. The valid sum assured will be paid at maturity. You can also build an enduring legacy for future generations by designating beneficiaries to receive death benefits.

HSBC Hong Li Yue Yue Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Yue Yue Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

HSBC Hong Li Nian Nian Ying Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

HSBC Hui Ying Jin Sheng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

Allianz An Yu Ru Yi Insurance Plan

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Allianz Yi Sheng Jia Nian Annuity Insurance (Participating)

Secure a stable income flow for a hassle-free retirement life with Allianz Yi Sheng Jia Nian Annuity Insurance (Participating). Get extra annuity payments and maturity benefit, as well as to choose how to receive the dividends to meet your unique needs.

HSBC Hui Yu Jin Sheng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hui Yu Jin Sheng Annuity Insurance (participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately. 

HSBC Hui Zeng Li Whole Life Insurance Type B (Universal)

This universal insurance plan adds a monthly payout to your account with a guaranteed 2% p.a. interest, plus non-guaranteed benefits.

Allianz An Shun Hui Fu (II) Whole of Life Insurance (Participating)

Allianz An Shun Hui Fu (II) Whole of life insurance (Participating) offers a bespoke lifetime protection for high-net-worth individuals. Choose from two distinctive plans and received dividends to build your financial legacy.

HSBC Hui Chuan Jing Dian Whole Life Insurnace

A lifelong protection plan that helps you and your family enjoy the same quality of life, no matter what life brings.

Allianz Sheng Shi Zhen Chuan (II) Whole of Life Insurance (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers)

Allianz Sheng Shi Zhen Chuan (II) Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend, and a preferred premium rate will be offered if you are in health condition.

HSBC Hui Chuan Jia Whole Life Insurance (Participating)

Get lifelong protection and realise your long term goals in wealth management and legacy planning. Safeguard your family and their livelihoods, even in an emergency. Reap the benefits with dividend sharing based on HSBC Life Insurance Company Limited’s performance, helping you accumulate more wealth and protection.

HSBC Yu Man Jin Sheng Annuity Plan (Participating) (Exclusive for HSBC Premier Elite and Global Private Banking customers )

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

Allianz An Ying Tian Li Whole Life Insurance (Universal)

Get guaranteed returns with a minimum of 2% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, retirement planning, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

Allianz An Shun Hui Fu (II) Insurance Plan

Allianz An Shun Hui Fu (II) Insurance Plan provides you with lifetime protection for the value of your life. Choose from two distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (II)'s dividend can be chosen to transfer to "An Ying Tian Li" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 2%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (II) Whole Life Insurance (Participating) and Allianz An Ying Tian Li Whole Life Insurance (Universal), both of which can be purchased separately.)

Ping An Yu Xiang Xin Rui 2.0 Annuity Insurance

Ping An Yu Xiang Xin Rui 2.0 Annuity Insurance can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 3.0% year by year, providing you with long-term and stable pension allocation, thus to avoid the decline in quality of life caused by reduced income after retirement, and ensure the quality of retirement life.

HSBC Zhen Ying Shi Dai Whole Life Insurance (Participating)

Get life-long protection for you and your family, and broaden the horizons for the next generation. This plan is suitable for individuals aged 30 days to 70 years.

Ping An Yu Xiang Chuan Jia 2.0 Whole of Life (Participating)

Get life-long protection, and a life-long 2.5% year-on-year increase in cash value after the set payment period. Enjoy dividends, and enhance your policy to increase your benefits. Build an enduring legacy for future generations by choose a beneficiary to receive the death benefits.

HSBC Hong Li Xian Feng Zeng Li Insurance Plan – Type B

This product plan comprises two products: HSBC Hong Li Xian Feng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type B (Universal), both of which can be purchased separately.

HSBC Hui Ying Jia Whole Life Insurance

Build a future your family can rely on with this product for your protection and legacy planning, no matter the stage of life you're at.

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Frequently asked questions

1. All the insurance products mentioned on this site are designed, developed and managed by other insurance companies. HSBC Bank (China) Company Limited, as the insurance agent for distribution of relevant insurance products, is not responsible for any matters in relation to the underwriting, policy cancelation, claims and risk management. 

2. Whilst every care has been taken in preparing the information above, HSBC Bank (China) Company Limited makes no guarantee, representation or warranty as to its accuracy or completeness. 

3. The information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment. For all the  related rights and obligations, please refer to the corresponding product documents provided by HSBC Bank (China). And plesae note the important information, such as excluded liabilities, surrender, cash value and cooling-off period etc.