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grandfather, father and son on the yacht, used for life insurance

Life insurance

Enjoy life knowing you have the right support and protection whenever you ever need it.

知道您所选择的一系列灵活多样的人寿保险产品已在保障您和家人的未来,您即可自在安心。

Our life insurance products can play a part in wealth management and legacy planning for you and your family. We provide you with a wide range of reliable protection plans and flexible options to suit your needs and assure you a hassle-free future.

Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches in Shanghai, Beijing, Guangzhou, Shenzhen, Hangzhou, Suzhou, Dongguan, Dalian, Xiamen, Chengdu, Ningbo, Shenyang, Qingdao, Wuhan, Chongqing, Jinan, Tianjin, Xi'an, Foshan and Nanjing. Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.

Contact us

For general inquiry

400-820-3090

Please dial China country code +86 if you are calling from overseas

Family protection

HSBC Hui Ying Man Tang Family Protection Plan

HSBC Hui Ying Man Tang Family Protection Plan is consisted of HSBC Hui Ying Man tang Whole Life Insurance (Participating) and HSBC Hui Xiang Jia Bei Term Life Insurance. HSBC Hui Ying Man Tang Whole Life Insurance (Participating) that helps you protect your family against the possibility that you may not always be there with them. HSBC Hui Xiang Jia Bei Term Life Insurance Rider that helps undertake the responsibilities for your family by providing protection to your spouse in a defined period and ensure your happiness.

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers. This Plan is comprised of Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating), Allianz Huan Qiu Zhen Xiang Oversea Medical Insurance (Optional), and Allianz Applicant Term Life Waiver of Premium Rider (optional).

Allianz An Chuang Wei Lai Term Life Insurance

The product provides protection for your life value which could last until you are 70. If something unfortunate happened, the insurance benefits can help your family resist temporary financial crisis and your care for family continues.

 
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Metlife Du Hui Nian Hua Whole Life Insurance Plan assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

Retirement planning

HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating)

HSBC Hui Ying Jin Sheng Whole Life Annuity Plan (Participating) offers a basic annuity that increases throughout your lifetime, complemented by an additional annuity to enrich your life. You can also opt for joint annuity to reach personal retirement goals.

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC Hong Li Yue Yue Ying Annuity Insurance Type C (Participating)

HSBC Hong Li Yue Yue Ying Annuity Insurance (Participating)-Type C, provides the sustained and stable Cash Coupon for your retirement life and enables you to share in the participating business growth results of the company.Starting from now on, you can leisurely plan for you retirement life.

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

Exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating)

HSBC Hong Li Nian Nian Ying Annuity Insurance – Type C (Participating) provides a long term stable income for your retirement life as well as protection to your family, enabling you and your family to share in the business growth results of HSBC Life Insurance Company Limited ("the Company"). Start planning to make a long term promise for you and your family!

HSBC Hong Li Wen Ying Endowment Insurance (Participating)

Wealth management evolves over time. It is a Responsibility to take good care of family as well as a Persistence to protect you and your beloved ones from life uncertainties.

HSBC Hong Li Wen Ying Endowment Insurance (Participating), a promise of unfading love and family prosperity which ensures you peace of mind for future endeavors.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Exclusively for HSBC Jade customers. 

Grow your wealth and build your financial legacy with a double increment in sum insured, while enjoying a comprehensive protection on flight accidents. 

Ping An Chuan Shi Zun Yao Annuity Insurance (Participating)

Ping An Chuan Shi Zun Yao Annuity Insurance with 5-year premium payment period, offers a steady cashflow for whole of life. It assists you to plan for retirement and meet the need of retirement life.

 
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Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating)

Allianz Yi Sheng Feng Ying Whole Life Annuity Insurance (Participating) provides joint annuity function so the husband and wife can be insured jointly. This insurance, featuring with stable annuity payment and dividend distribution, is designed to help you with retirement planning and having a better future.

Education

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Exclusively for HSBC Jade customers. 

Grow your wealth and build your financial legacy with a double increment in sum insured, while enjoying a comprehensive protection on flight accidents. 

HSBC Hong Li Wen Ying Endowment Insurance (Participating)

Wealth management evolves over time. It is a Responsibility to take good care of family as well as a Persistence to protect you and your beloved ones from life uncertainties.

HSBC Hong Li Wen Ying Endowment Insurance (Participating), a promise of unfading love and family prosperity which ensures you peace of mind for future endeavors.

Allianz An Yu Ru Yi (III) Annuity Insurance (Participating)

With Allianz An Yu Ru Yi (III) Annuity Insurance (Par.), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

HSBC Hong Li Yue Yue Ying Annuity Insurance type C(Participating)

HSBC Hong Li Yue Yue Ying Annuity Insurance (Participating)-Type C, provides the sustained and stable Cash Coupon for your child’s growth and enables your child to share in the participating business growth results of the company to let your kindly feelings for your child become a firm support for him/her to learn knowledge, establish a career, get married and purchase a property.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

Ping An Jin Bo Shi Education Annuity Insurance (Participating)

Among all of the important phases in life, turning 18 is meaningful to every child. At this time, children often expect independence and look forward to creating their own future. Ping An Jin Bo Shi Education Annuity Insurance (Par.) can help them achieve their dreams.

 
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Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Managing and growing wealth

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Exclusively for HSBC Jade customers. 

Grow your wealth and build your financial legacy with a double increment in sum insured, while enjoying a comprehensive protection on flight accidents. 

HSBC Hui Man Jin Sheng Annuity Plan (Participating)

HSBC Hui Man Jin Sheng Annuity Plan provides fixed annuity percentage with regular payment and maturity benefit. Besides, it provides reversionary and terminal bonus to share the market growth. It will helps you to preview the future in a long run and enjoy a peaceful life with your family. 

HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked)

HSBC HUICAIBAO Annuity Insurance Type B (Unit-linked) is a single premium unit-linked insurance product that caters to your investment and protection needs, while helping you achieve prosperous life.

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

Exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

Allianz An Ying You Xuan Annuity Insurance (Unit-linked)

Allianz An Ying You Xuan Annuity Insurance (Unit-linked) provides five types of investment accounts: Wealth Growth, Financial Balance, Peace and Benefit, Advanced Index and Bond Sound. You can freely choose and specify the allocation ration for each investment account based on your investment preferences.

HSBC Hong Li Wen Ying Endowment Insurance (Participating)

Wealth management evolves over time. It is a Responsibility to take good care of family as well as a Persistence to protect you and your beloved ones from life uncertainties.

HSBC Hong Li Wen Ying Endowment Insurance (Participating), a promise of unfading love and family prosperity which ensures you peace of mind for future endeavors.

 
New window

Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Legacy planning

HSBC Yu Xiang Shi Dai Whole of Life Insurance (Participating)

Exclusively for HSBC Jade customers. 

Grow your wealth and build your financial legacy with a double increment in sum insured, while enjoying a comprehensive protection on flight accidents. 

HSBC Hui Ying Man Tang Family Protection Plan

HSBC Hui Ying Man Tang Family Protection Plan is consisted of HSBC Hui Ying Man tang Whole Life Insurance (Participating) and HSBC Hui Xiang Jia Bei Term Life Insurance. HSBC Hui Ying Man Tang Whole Life Insurance (Participating) that helps you protect your family against the possibility that you may not always be there with them. HSBC Hui Xiang Jia Bei Term Life Insurance Rider that helps undertake the responsibilities for your family by providing protection to your spouse in a defined period and ensure your happiness.

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers. This Plan is comprised of Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating), Allianz Huan Qiu Zhen Xiang Oversea Medical Insurance (Optional), and Allianz Applicant Term Life Waiver of Premium Rider (optional).

HSBC Yu Man Jin Sheng Annuity Plan (Participating)

Exclusively for Jade clients. 

HSBC Yu Man Jin Sheng Annuity Plan offers a joint insurance option to help you pass down your financial legacy. Enjoy greater financial flexibility with annual fixed-proportion annuity payments, while growing your wealth with maturity benefits, reversionary and terminal bonuses.

 
New window

Metlife Du Hui Nian Hua Whole Life Insurance Plan assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

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Frequently asked questions

1. All the insurance products mentioned on this site are designed, developed and managed by other insurance companies. HSBC Bank (China) Company Limited, as the insurance agent for distribution of relevant insurance products, is not responsible for any matters in relation to the underwriting, policy cancelation, claims and risk management. 

2. Whilst every care has been taken in preparing the information above, HSBC Bank (China) Company Limited makes no guarantee, representation or warranty as to its accuracy or completeness. 

3. The information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment. For all the  related rights and obligations, please refer to the corresponding product documents provided by HSBC Bank (China). And plesae note the important information, such as excluded liabilities, surrender, cash value and cooling-off period etc.