Transfers and Remittance

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Transfers and Remittance

Key benefits

Choose how to transfer your money domestically

General, efficient, future-dated or recurring transfers are available based on your needs
Transfer funds online and offline

Make domestic or cross-border transfers online or in our branch
View all your accounts with one click

Log on to our Online Banking service, link and view all your global HSBC accounts
Enjoy our services at a preferential rate

Make a domestic RMB transfer under RMB500,000 online, free of charge

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Please leave your contact details and we'll be in touch in 1-2 business days.

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Domestic transfers

Make easy transfers and remittances with HSBC’s domestic inter- and intra-bank transfers, and transfer your funds in mere minutes.

You can also make transfers to people using their mobile numbers if they have linked their bank accounts to their numbers. No more bank account details - just enter their names and phone numbers. It's that simple.

View how to transfer funds domestically

You can make a single domestic transfer under RMB500,000 via electronic channels for free. For transfers over RMB500,000, we will charge a handling fee of RMB25
HSBC Jade clients will have the above fees waived

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International transfers

Make flexible international transfers through various channels, including:

HSBC International Education Payment System
Transfer your international education payment online within your annual personal FX quota, via HSBC China Mobile Banking or the HSBC China WeChat service account.
More on HSBC International Education Payment System
Global Transfer
Make quick cross-border foreign currency transfers to your or your family’s account via online banking or mobile banking. Free for our Premier customers.
More on Global Transfer
Cross-border remittance
Global, secure and reliable. Simply the best.

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International students strolling on campus

More details

With HSBC China online banking and mobile banking, you can do the following with your HSBC China accounts:

Global Transfer to Self
Make fast cross-border foreign currency transfers to any HSBC account you hold in another country / region.
Global Transfer to Family
Make fast transfers from China to HSBC overseas accounts held by family members¹ (applicable only to customers under the same HSBC Premier Family Financial account).

We support up to 10 foreign currencies for transfers into and out of China, including USD, EUR, HKD, JPY, GBP, AUD, SGD, CAD, CHF, and NZD.

Via a single log on to our Online Banking service, you can link and view your HSBC accounts around the world, and move money among them with Global Transfer.

Note 1:

Premier customers can apply for Premier Family financial services for their spouse, children or parents.

Global Transfer to Family is available via mobile banking only. Other channels will be available soon.

Refer to our terms and conditions for more details when activating global transfers.

Global Transfer
Service	Type of account	Mobile banking	Online banking	WeChat banking
Global Transfer to Self	Premier / Advance	适用适用	适用适用适用	适用适用
Global Transfer to Family²	Premier	适用适用	Service will be available at a later stage	Service will be available at a later stage

Global Transfer
Service	Global Transfer to Self
Type of account	Premier / Advance
Mobile banking	适用适用
Online banking	适用适用适用
WeChat banking	适用适用

Service	Global Transfer to Family²
Type of account	Premier
Mobile banking	适用适用
Online banking	Service will be available at a later stage
WeChat banking	Service will be available at a later stage

Note 2:

Global Transfer to Family - currently only available for transfers to overseas HSBC accounts held by family members under the same Premier Family account.

Transfer limits for Non-Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Non-Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Daily limit of USD50,000 or equivalent for overseas transfers

Transfer limits for Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Daily limit of USD50,000 or equivalent for overseas transfers

Note 3:

Transfers made with Global Transfer, including to self-named and third-party HSBC accounts, have a daily total limit of USD200,000 or equivalent.

To transfer funds online from one of your HSBC accounts held outside of China to your HSBC China account, please initiate the transfer request using a digital channel provided by the bank your are transferring funds from.

Global transfers through foreign exchange savings accounts are subject to laws, regulations, policies and regulatory requirements in mainland China. Transaction limits may change according to regulatory and/or internal requirements.

With HSBC China online banking and mobile banking, you can do the following with your HSBC China accounts:

Global Transfer to Self
Make fast cross-border foreign currency transfers to any HSBC account you hold in another country / region.
Global Transfer to Family
Make fast transfers from China to HSBC overseas accounts held by family members¹ (applicable only to customers under the same HSBC Premier Family Financial account).

We support up to 10 foreign currencies for transfers into and out of China, including USD, EUR, HKD, JPY, GBP, AUD, SGD, CAD, CHF, and NZD.

Via a single log on to our Online Banking service, you can link and view your HSBC accounts around the world, and move money among them with Global Transfer.

Note 1:

Premier customers can apply for Premier Family financial services for their spouse, children or parents.

Global Transfer to Family is available via mobile banking only. Other channels will be available soon.

Refer to our terms and conditions for more details when activating global transfers.

Global Transfer
Service	Type of account	Mobile banking	Online banking	WeChat banking
Global Transfer to Self	Premier / Advance	适用适用	适用适用适用	适用适用
Global Transfer to Family²	Premier	适用适用	Service will be available at a later stage	Service will be available at a later stage

Global Transfer
Service	Global Transfer to Self
Type of account	Premier / Advance
Mobile banking	适用适用
Online banking	适用适用适用
WeChat banking	适用适用

Service	Global Transfer to Family²
Type of account	Premier
Mobile banking	适用适用
Online banking	Service will be available at a later stage
WeChat banking	Service will be available at a later stage

Note 2:

Global Transfer to Family - currently only available for transfers to overseas HSBC accounts held by family members under the same Premier Family account.

Transfer limits for Non-Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Non-Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Daily limit of USD50,000 or equivalent for overseas transfers

Transfer limits for Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Daily limit of USD50,000 or equivalent for overseas transfers

Note 3:

Transfers made with Global Transfer, including to self-named and third-party HSBC accounts, have a daily total limit of USD200,000 or equivalent.

Mobile number payment is a new function developed based on Electronic Bulk Payment System (EBPS).

You can make transfers to the beneficiaries using mobile numbers if users have linked their bank accounts to their numbers. No more bank account details - it's that simple.

Transferring money to a mobile number interface

Mobile number collection settings interface

The Electronic Bulk Payment System is often referred as ‘EBPS‘. With HSBC China joining the online banking platform, this brand new and convenient domestic RMB transfer service operates 24/7 year-round, including holidays (except for regular system maintenance). General, future-dated or recurring transfers are also available based on your needs.

Global Transfer to Self: available in 26 countries and regions.

Global Transfer to Family: supports transfers to Hong Kong SAR, the UK, Australia, the US and Singapore (This service will be extended to other countries and regions soon).

For how to use the services, please refer to the details

HSBC International Education Payment System interface

HSBC International Education Payment System: pay your child's international education online. You can also purchase foreign currency for payments with your personal annual FX quota.

Telegraphic Transfer: the cross-border foreign currency transfer service that you need. Secure and reliable.

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Debit Cards

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Bank conveniently with your Premier and Advance debit cards and pay no annual fees.

Foreign currency solutions

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Fast and convenient foreign currency exchange services for when you're travelling, making payments or investing your money.

HSBC International Service

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We support your dreams, whether it's meeting a financial goal, travelling, studying abroad, focussing on your career, or buying a new home. Our global experts are ready to help you.

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Frequently asked questions

You can make domestic transfers in RMB and foreign currencies. We also offer overseas payment-related services.

Overseas foreign currency transactions between your global HSBC accounts can be made through Personal Internet Banking and Mobile Banking. Transfers to family members within your Premier Family account can only be made via Mobile Banking, but we'll be launching other digital channels very soon.

The system is applicable to all HSBC Premier and HSBC Advance customers who use the HSBC China Mobile Banking app and the HSBC China WeChat service account. This service is also applicable to Hong Kong SAR, Macau SAR and Taiwan HSBC Premier and HSBC Advance customers with accounts in HSBC China, but these customers have to observe the relevant foreign exchange regulatory requirements and corresponding restrictions, and may not use their renminbi holdings under this service to pay for international education tuition fees.

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Transfers and Remittance

Key benefits

Contact us

Domestic transfers

International transfers

More details

Global Transfer

How to transfer funds domestically

How to transfer funds internationally

Related Services

Deposit

Debit Cards

Foreign currency solutions

HSBC International Service

Frequently asked questions

What remittance services are available at HSBC China?

How can I use HSBC Global Transfer?

Which customers are eligible to use the HSBC International Education Payment System?