Transfers and Remittance

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Transfers and Remittance

Key benefits

Choose how to transfer your money domestically

General, efficient, future-dated or recurring transfers are available based on your needs
Transfer funds online and offline

Make domestic or cross-border transfers online or in our branch
View all your accounts with one click

Log on to our online banking service, link and view all your global HSBC accounts
Enjoy our services at a preferential rate

Make a domestic RMB transfer under RMB500,000 online, free of charge

Note: Some of our systems will undergo maintenance on weekends and public holidays, and on weekdays from 21:30 to 8:00 (Beijing time). Your payment instructions – including outward remittances issued by us and inward remittances issued from other banks or us – may be delayed, depending on the situation. Please arrange your funds and transactions in advance as needed. We may also adjust our system maintenance time due to unforeseen circumstances, in which case we'll make an announcement in advance. Please refer to the 'Personal Banking - Important information - Maintenance' section on our official website. For enquiries, please contact your Relationship Manager or call our customer service hotline on 95366.

Please note that the date and time shown on your statements and the calculation of the interest will also depend on the daily cut-off time and the processing conditions of our different systems.

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Contact us

Please leave your contact details and we'll be in touch in 1-2 business days.

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Scan QR code to download HSBC China Mobile Banking APP

Domestic transfers

Make easy transfers and remittances with HSBC’s domestic inter- and intra-bank transfers, and transfer your funds in mere minutes. (During periodic system maintenance, transactions may be affected temporarily. We'll announce maintenance periods in advance – please refer to the 'Personal Banking - Important information - Maintenance' section on our official website.)

You can also make transfers to people using their mobile numbers if they have linked their bank accounts to their numbers. No more bank account details - just enter their names and phone numbers. It's that simple.

View how to transfer funds domestically

You can make intra-city or inter-city CNY cross-bank payment via our electronic channels for free.

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International transfers

Make flexible international transfers through various channels, including:

HSBC International Education Payment System
Transfer your international education payment online within your annual personal FX quota, via HSBC China Mobile Banking.
More on HSBC International Education Payment System
Global Transfer
Make quick cross-border foreign currency transfers to your or your family's account via online banking or mobile banking. Free for eligible* customers.
More on Global Transfer
Cross-border remittance
Global, secure and reliable. Simply the best.

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*Note: Eligible customers include HSBC Premier, Premier Elite and Global Private Banking customers.

International students strolling on campus

More details

With HSBC China Online Banking and Mobile Banking, you can do the following with your HSBC China accounts:

Global Transfer to Self
Make fast cross-border foreign currency transfers to any HSBC account you hold in another country / region.
Global Transfer to Family
Make fast transfers from China to HSBC overseas accounts held by family members¹.

We support up to 10 foreign currencies for transfers into and out of China, including USD, EUR, HKD, JPY, GBP, AUD, SGD, CAD, CHF, and NZD.

Via a single log on to our online banking service, you can link and view your HSBC accounts around the world, and move money among them with Global Transfer.

Note 1:

Global Transfer to Family is available via mobile banking only. Other channels will be available soon.

Refer to our terms and conditions for more details when activating global transfers.

Global Transfer
Service	Type of account	Mobile banking	Online banking
Global Transfer to Self	Eligible customers**	适用适用	适用适用适用
Global Transfer to Family²	Premier / Premier Elite /Global Private Banking (Individual)	适用适用	Service will be available at a later stage

Global Transfer
Service	Global Transfer to Self
Type of account	Eligible customers**
Mobile banking	适用适用
Online banking	适用适用适用

Service	Global Transfer to Family²
Type of account	Premier / Premier Elite /Global Private Banking (Individual)
Mobile banking	适用适用
Online banking	Service will be available at a later stage

**Note: Eligible customers include HSBC Premier, Premier Elite, Global Private Banking and Advance customers.

Note 2:

Global Transfer to Family - currently only available for transfers to overseas HSBC accounts held by family members under the same Premier Family account / applicable Family members under the same MyFamily account for Global Private Banking (Individual) clients. Premier customers can apply for Premier Family financial services for their spouse, children or parents; Global Private Banking (Individual) customers can apply for MyFamily service for their spouse, grown-up children or parents.

Transfer limits for Non-Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Non-Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Daily limit of USD50,000 or equivalent for overseas transfers

Transfer limits for Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Daily limit of USD50,000 or equivalent for overseas transfers

Note 3:

Transfers made with Global Transfer, including to self-named and third-party HSBC accounts, have a daily total limit of USD200,000 or equivalent.

To transfer funds online from one of your HSBC accounts held outside of China to your HSBC China account, please initiate the transfer request using a digital channel provided by the bank your are transferring funds from.

Global transfers through foreign exchange savings accounts are subject to laws, regulations, policies and regulatory requirements in mainland China. Transaction limits may change according to regulatory and/or internal requirements.

With HSBC China Online Banking and Mobile Banking, you can do the following with your HSBC China accounts:

Global Transfer to Self
Make fast cross-border foreign currency transfers to any HSBC account you hold in another country / region.
Global Transfer to Family
Make fast transfers from China to HSBC overseas accounts held by family members¹.

We support up to 10 foreign currencies for transfers into and out of China, including USD, EUR, HKD, JPY, GBP, AUD, SGD, CAD, CHF, and NZD.

Via a single log on to our online banking service, you can link and view your HSBC accounts around the world, and move money among them with Global Transfer.

Note 1:

Global Transfer to Family is available via mobile banking only. Other channels will be available soon.

Refer to our terms and conditions for more details when activating global transfers.

Global Transfer
Service	Type of account	Mobile banking	Online banking
Global Transfer to Self	Eligible customers**	适用适用	适用适用适用
Global Transfer to Family²	Premier / Premier Elite /Global Private Banking (Individual)	适用适用	Service will be available at a later stage

Global Transfer
Service	Global Transfer to Self
Type of account	Eligible customers**
Mobile banking	适用适用
Online banking	适用适用适用

Service	Global Transfer to Family²
Type of account	Premier / Premier Elite /Global Private Banking (Individual)
Mobile banking	适用适用
Online banking	Service will be available at a later stage

**Note: Eligible customers include HSBC Premier, Premier Elite, Global Private Banking and Advance customers.

Note 2:

Transfer limits for Non-Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Non-Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Transfers to third-party HSBC accounts: daily limit of USD50,000 or equivalent Transfers within your global HSBC accounts: daily limit of up to USD200,000 or equivalent

Transfer limits for Chinese residents
Transfer categories	Transfer limits
Transfer to China	No limit
Transfer from China³	Daily limit of USD50,000 or equivalent for overseas transfers

Transfer limits for Chinese residents
Transfer categories	Transfer to China
Transfer limits	No limit

Transfer categories	Transfer from China³
Transfer limits	Daily limit of USD50,000 or equivalent for overseas transfers

Note 3:

Transfers made with Global Transfer, including to self-named and third-party HSBC accounts, have a daily total limit of USD200,000 or equivalent.

Mobile number payment is a new function developed based on Electronic Bulk Payment System (EBPS).

You can make transfers to the beneficiaries using mobile numbers if users have linked their bank accounts to their numbers. No more bank account details - it's that simple.

Transferring money to a mobile number interface

Mobile number collection settings interface

The Electronic Bulk Payment System is often referred as ‘EBPS‘. With HSBC China joining the online banking platform, this brand new and convenient domestic RMB transfer service operates 24/7 year-round, including holidays (except for regular system maintenance). General, future-dated or recurring transfers are also available based on your needs.

Global Transfer to Self: available in 26 countries and regions.

Global Transfer to Family: supports transfers to Hong Kong SAR, the UK, Australia, the US and Singapore (This service will be extended to other countries and regions soon).

For how to use the services, please refer to the details

HSBC International Education Payment System interface

HSBC International Education Payment System: pay your child's international education online. You can also purchase foreign currency for payments with your personal annual FX quota.

Telegraphic Transfer: the cross-border foreign currency transfer service that you need. Secure and reliable.

Related Services

Deposit

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Manage your wealth with ease. Choose from our range of products and services for savings accounts and time deposits.

Debit Cards

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Bank conveniently with your Premier and Advance debit cards and pay no annual fees.

Foreign currency solutions

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Fast and convenient foreign currency exchange services for when you're travelling, making payments or investing your money.

HSBC International Service

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We support your dreams, whether it's meeting a financial goal, travelling, studying abroad, focussing on your career, or buying a new home. Our global experts are ready to help you.

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Start banking with us

Make an appointment

Leave your contact details with us and we'll be in touch within 1-2 business days.

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Call us

HSBC International Education Financial Services Hotline (For personal banking services only)

400-920-0828

(24H, Mon - Sun)

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Find a branch

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Already with HSBC?

Our dedicated team provides free support to Premier customers who're going to study abroad, and helps with submitting relevant materials for opening an HSBC Premier account at your destination.

After you or your family members arrive at the destination, you'll shortly hear from our Premier staff, who'll contact you and help you open your account in a timely manner.

To apply for an overseas account, you can make an appointment in the following ways:

if you plan to go to the UK or Singapore, you can scan the QR code below, or tap the image directly on your mobile device to make an appointment (you'll need to hold a valid Chinese 2nd generation resident ID card)
for other overseas destinations, you can contact your relationship manager by scanning the QR code below to open the HSBC China Mobile Banking app, or tapping the image directly on your mobile device
you can also call 95366 to contact our customer service specialists and they'll help answer your questions.

contact your relationship manager

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plan to go to the UK or Singapore

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If you maintain a daily average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more, you can enjoy HSBC Premier with no monthly fee. Visit any of our branches or upgrade now via the HSBC China Mobile Banking app.

Scan the QR code to upgrade your account now, or if you're on a mobile browser please directly click the image below.

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Frequently asked questions

You can make domestic transfers in RMB and foreign currencies. We also offer overseas payment-related services.

Overseas foreign currency transactions between your global HSBC accounts can be made through Online Banking and Mobile Banking. Transfers to family members within your Premier Family account can only be made via Mobile Banking, but we'll be launching other digital channels very soon.

The system is applicable to all HSBC Premier and HSBC Advance customers who use the HSBC China Mobile Banking app and the HSBC China WeChat service account. This service is also applicable to Hong Kong SAR, Macau SAR and Taiwan HSBC Premier and HSBC Advance customers with accounts in HSBC China, but these customers have to observe the relevant foreign exchange regulatory requirements and corresponding restrictions, and may not use their renminbi holdings under this service to pay for international education tuition fees.

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Transfers and Remittance

Key benefits

Contact us

Domestic transfers

International transfers

More details

Global Transfer

How to transfer funds domestically

How to transfer funds internationally

Related Services

Deposit

Debit Cards

Foreign currency solutions

HSBC International Service

Start banking with us

Make an appointment

Call us

Find a branch

Already with HSBC?

I want to make an appointment to open an overseas account for studying abroad

HSBC Advance customers

Frequently asked questions

What remittance services are available at HSBC China?

How can I use HSBC Global Transfer?

Which customers are eligible to use the HSBC International Education Payment System?