Top of main content

HSBC Premier

Join us and live a fulfilling life without limits
How to become an HSBC Premier customer

Sixth consecutive win for HSBC China! We’ve been named 'International Retail Bank of the Year' at the 2022 Asian Banking and Finance Awards.

Starting with your needs, transcending "micro" and "macro" perspective

Our mission is to successfully integrate wealth with life, while providing personalised, comprehensive services catered to you and your family

From multidimensional financial solutions to personalised services, we offer unprecedented attention to detail!

Unlock multi-faced, customised financial solutions to guide your journey

Four benefits with comprehensive coverage

Professional Wealth Solutions
  • Our professional team will guide you through every stage of your wealth management journey.
International Connectivity
  • With a global network in more than 60 countries and territories, HSBC can assist you and your family when travelling internationally, studying abroad and relocating overseas.
Banking Excellence
  • Anytime, any channel, any service, any scenario, HSBC is devoted to supporting you.
Extraordinary Privileges
  • Let your loved ones enjoy all the privileges of the Premier Life like you do.
Your Relationship Manager, offering years of experience and professional knowledge, to actualize your financial needs, as well as offer customised wealth management solutions.Through defining your financial goals, constructing an asset allocation portfolio, and rebalancing your portfolio based on performance tracking, we aim to help achieve your wealth management goals. We provide you with robust, comprehensive wealth management insights by leveraging vast global resources.

Immersive banking experiences


Digital interactive wealth management services: Our exclusive 'Wealth Toolkits' empowers you through financial health checks, and aids you in understanding your finance status, financial planning situation, and help to reach your financial goals.

Professional support: We offer you the financial planning you need, and strive to help you achieve your financial goals.

Market outlook: Keep abreast of the latest global economic trends with regular market updates from around the world.

Wealth education: Access a wealth of knowledge by joining our online/offline seminars and investor club.

Whether you want to grow wealth, protect your family, plan for retirement or fund your children's education, HSBC Premier will meet your needs through risk appetite assessment and a comprehensive financial analysis to offer you tailor-made financial solutions. Monitor your investment portfolio anytime, anywhere with online and mobile banking.

Flexible and diversified asset allocation


Global asset allocation: Get potential returns by investing offshore through Overseas Investment Plans (QDII), and make the most of global market investment opportunities.

Asset allocation management process: We'll build a comprehensive financial assessment based on your goals and provide corresponding asset allocation plans that suit your risk preferences.

HSBC Premier Elite

As a refined, dimensional-upgrade service to Premier, we are dedicated to provide elevated benefits to every HSBC Premier Elite Clients. Based on your finances and lifestyle bringing you our qualified Relationship Manager, carefully tailored wealth management solutions, superior service and preferential pricing. Explore and discover a world of extraordinary and lasting experiences, with your passions and goals at the core of everything we've designed.


Discover now a whole new Premier Elite and enjoy exclusive financial services tailored just for you.

Connect to the world with HSBC International Services

As an HSBC Premier customer, enjoy a gift package of exclusive benefits on foreign currency exchange services and preferential interest rates for time deposits in USD.

You'll also get a chance to join our lucky draws and enjoy a bunch of surprising gifts.

From 1 April to 30 June 2023, qualified HSBC Premier customers who use the HSBC International Services and meet any of the requirements1 can sign up for the event and enjoy the following preferential benefits. Contact your Relationship Manager to join now!

  • Competitive foreign currency exchange rate & Exclusive foreign currency time deposit rate

    1. Competitive and preferential exchange rates for major currencies, enjoy the same rate as of Premier Elite

    2. Exclusive and preferential rate for new fund* USD Time deposit

  • 0 service fee for foreign currency remittance and overseas cash withdraw
    Enjoy 0 service fee for foreign currency outward remittance (Telegraphic Transfer), foreign currency domestic remittance (Telegraphic Transfer) and cash withdrawals through ATMs outside Mainland China
  • Lucky Draw2
    Participate in the lucky draw to win the opportunity to attend "China Annual Investor Wealth Summit" in Beijing with 2 nights' free accommodation in designated hotel.
  • Diversify your foreign currency asset, and enjoy 60,000 HSBC Community reward points

    1. Multiple investment tools provide you rich options of foreign currency asset

    2. Earn your 60,000 HSBC Community reward points by making foreign exchange transaction and foreign currency asset allocation on digital channel for 3 times or above

  • Limited time offer for credit card annual fee waiver, enjoy global convenience and benefits

    Qualified Premier customers** holding Premier Travel Credit card enjoy limited time offer for annual fee waiver. Your card benefits include but not limited to:

    1. 50% off cruise fee for your 2nd buy of business class ticket (once for a year) or High-tier transportation service when you arrive at overseas destination (you can enjoy 2 serves)

    2. Global Airport and domestic railway station lounge access (8 times for a year)

1. Please refer to the T&C for details

2. Qualified customer can participate in the lucky draw

* Please consult your Relationship Manager for the definition of new fund

** Please refer to the T&C of how to become a qualified HSBC Premier customer

How to join HSBC Premier

If you maintain a daily average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more, you can enjoy HSBC Premier with no monthly fee.

Open an account online

Scan the QR code below to apply for an account online. On a mobile device? Select the QR code directly to get started.

Make an appointment

Leave your contact details with us and we'll be in touch within 1-2 business days.

Call us

(8:30-17:30, Mon - Fri)

Please dial the China country code +86 if you are calling from overseas, Hong Kong, Macau or Taiwan.

Find a branch

Unlock more of how to get your exclusive Premier Account Services

Already with HSBC China?

Premier customers in other countries/regions

There is no need to meet the minimum balance requirement. Enjoy Premier privileges with us with no monthly fee. 

Friends and Family Referral Programmes

Get up to 500,000 points for both you and your referee, and earn a JD e-coupon or a Sinopec fuel card worth RMB100 (55,000 points) and more.

Frequently asked questions

Important Information

Our 4-pillar wealth solutions can provide comprehensive support to help meet all your financial needs.

The information provided is intended as a general guide for reference.

Benefits and features of the services shall be subject to relevant terms and conditions and local regulatory restrictions.

Please refer to the Tariff of Accounts and Services for Wealth and Personal Banking Business or Premier Welcome Pack for detailed information.

Certain benefits and features are not applicable to Junior Account holders. To learn more, contact our customer service hotline or visit a branch.

We’d like to invite you to take a short survey to share your online experience in using our website. It’ll take less than 3 minutes to complete, and it would be extremely helpful for us to improve our website services.