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Health insurance

Your health is one of your most important assets. Take good care of it with one of our flexible health plans for you and your family. Let us assist you with a hassle-free future.

With our wide range of flexible protection plans, you’ll have access to many options with medical and health care protection to suit your needs and budget. No matter where life takes you and your family, we are here when needed.

Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches (For details, please refer to: List of insurance products for distribution). Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.

Contact us

HSBC China Customer Service Hotline


(24 H, Mon - Sun)

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Medical protection plan

AXATP “SmartCare Elite” Individual Health Insurance

With an annual maximum coverage of RMB28 million, AXATP “SmartCare Elite” Individual Health Insurance provides a total solution, providing you high quality healthcare coupled with an easy claims processing service.

AXA Global Prestige Individual Medical Insurance

A comprehensive plan with a high protection amount that covers against pre-existing conditions and provides access to a worldwide medical network. Enjoy the convenience of direct billing and flexible family protection with 6 value-added services.

Critical illness protection plan

HSBC Hui You Kang Ning Major Illness Insurance Type D

Get lifelong health protection and support with a plan you can tailor to your needs or that of your family. Safeguard your loved ones against the financial impact of illness, treatment and recovery so you can look to the future with peace of mind.

HSBC Ai You Kang Ning Cancer Illness Insurance Type B

Choose from 2 protection plans based on your age, and get financial support for you and your family in the event you’re diagnosed with cancer.

Related products

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Feel comfortable knowing you have protected your future and your family’s future with our range of flexible life protection plans. 

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Now you can enjoy convenient access to insurance products, wherever life takes you. Apply online without having to visit a branch.

Frequently asked questions

1. All the insurance products mentioned on this site are designed, developed and managed by other insurance companies. HSBC Bank (China) Company Limited, as the insurance agent for distribution of relevant insurance products, is not responsible for any matters in relation to the underwriting, policy cancelation, claims and risk management. 

2. Whilst every care has been taken in preparing the information above, HSBC Bank (China) Company Limited makes no guarantee, representation or warranty as to its accuracy or completeness. 

3. The information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment. For all the  related rights and obligations, please refer to the corresponding product documents provided by HSBC Bank (China). And plesae note the important information, such as excluded liabilities, surrender, cash value and cooling-off period etc.