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Father and son look out on the top of the mountain，image is used for deposits

Deposits

HSBC China offers you a wide range of products and services for savings accounts and time deposits, empowering you to accumulate and manage your wealth with ease for all your future plans.

The latest products and offers

The Bund in the sunset，image is used for ' Personal Large-Denomination Certificates of Deposit'

Personal Large-Denomination Certificates of Deposit

 
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  • The minimum deposit amount is RMB200,000
  • Multiple tenors available with guaranteed principal and interest returns
  • More competitive interest rates than time deposits

Find out more on your HSBC Mobile Banking app, HSBC China WeChat Service Account or contact your relationship manager.

Flat roof in the sunset，image is used for ' Foreign Currency Time Deposit'

Foreign Currency Time Deposit

 
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  • 5 deposit tenors available: 1 month, 3 months, 6 months, 1 year and 2 years
  • Choose from 8 major currencies: USD, HKD, JPY, EUR, AUD, CAD, GBP and SGD

Find out more on your HSBC Online Banking, HSBC Mobile Banking app, HSBC China WeChat Service Account or contact your relationship manager.

Latest offers

Kuala Lumpur River View

RMB Certificates of Deposit offers

  • Up to 1.40% for 6-month New Fund CNY Transferable CD annual equivalent rate

*New Fund: The Eligible New Fund Amount for Certificate of Deposit, which is calculated in RMB, is the net increase in *RMB between your total deposit balance (including all of your deposit accounts) on 30 May 2025 and on the day of transaction. (Note: Maturity returns from our wealth products and transfers between your existing HSBC accounts will not be recognized as new funds.)

*For HSBC China customers only

Available from 1 July 2025 to 31 July 2025

or contact your Relationship Manager for more information.

Scan QR code to download HSBC China Mobile Banking APP

HSBC China Mobile Banking APP QR code

Scan QR code to follow our official WeChat Service Account “HSBC China Customer Services“(Chinese only )

HSBC China Customer Services QR code

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Transfers and Payments

 
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Transfer funds easily and securely to both domestic and overseas accounts.

Frequently asked questions

How can I check my balance or other information in my HSBC China account? 

Does HSBC provide cross-branch services? 

How can I see the latest interest rates?