FAQs: Deposits

Please click here to see the latest interest rates provided by HSBC China Deposits Interest Rates.

Yes, customers can partially or fully withdraw the money before the maturity date of the Time Deposit. Unless otherwise set by laws, regulations or rules, we also reserve the right to cancel any Time Deposit due to the balance of the account falling below the minimum initial deposit amount.

You can access and manage your account via Online Banking, Mobile Banking, Phone Banking and WeChat Banking. If you have an HSBC Debit Card you can also check your balance at any ATM machine.

The minimum deposit amount is RMB200,000. 

Yes. Renminbi is the only accepted currency for the subscription of Personal Large-Denomination Certificates of Deposit.

Yes, we provide a range of services across our branch network, regardless of which branch your account is maintained in. This includes RMB cash withdrawals/deposits*, foreign currency notes withdrawals, foreign currency cash deposits, statement requests and certificates of balances services.
*Renminbi cash withdrawals/deposits are for HSBC Premier customers only.

For more details, please refer to Fees and Charges. Or contact us

HSBC Premier customers call

400-820-8828

HSBC Advance customers call

400-820-8878

Other customers call

400-820-3090

Please dial China country code +86 if you are calling from overseas

You can fund your account with cash notes deposit, cheque, local transfer, demand draft and telegraphic transfer. We recommend you to fund your HSBC account via wire transfer or local clearing. Non-cash transactions help reduce the inconvenience caused by handling cash notes and help ensure the maximum security of your funds.

You or your agent should visit any HSBC branch and bring valid identification documents.

Please visit your local branch for this service.

Yes. To release the corresponding deposits, take all the original Frozen Deposit Certificate documents to your local branch.