Time Deposits - Multi-Currency/Renmibi Savings

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Deposits
Deposit Rates

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Renminbi (CNY)
Australian Dollar (AUD)
British Pound (GBP)

Canadian Dollar (CAD)
Euro (EUR)
Hong Kong Dollar (HKD)

Japanese Yen (JPY)
Singapore Dollar (SGD)
U.S. Dollar (USD)

New Zealand Dollar (NZD)

Renminbi Savings:

As at 6/27/2023
Interest rate (% p.a.)
0.2000%

As at 6/27/2023
Interest rate (% p.a.)	0.2000%

Time Deposits:

As at 3/7/2024
Term	Interest Rate (% p.a.)
3 Month Time Deposit	1.15
6 Month Time Deposit	1.35
12 Month Time Deposit	1.45
24 Month Time Deposit	1.65
36 Month Time Deposit	1.95
60 Month Time Deposit	2.00

As at 3/7/2024
Term	3 Month Time Deposit
Interest Rate (% p.a.)	1.15

Term	6 Month Time Deposit
Interest Rate (% p.a.)	1.35

Term	12 Month Time Deposit
Interest Rate (% p.a.)	1.45

Term	24 Month Time Deposit
Interest Rate (% p.a.)	1.65

Term	36 Month Time Deposit
Interest Rate (% p.a.)	1.95

Term	60 Month Time Deposit
Interest Rate (% p.a.)	2.00

Note:

Time deposit minimum balance for Personal Banking customers: RMB50

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0100%

As at 12/1/2020
Interest rate (% p.a.)	0.0100%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0100
3 Month	0.0100
6 Month	0.0100
12 Month	0.0100

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0100

Term	3 Month
Interest rate (% p.a.)	0.0100

Term	6 Month
Interest rate (% p.a.)	0.0100

Term	12 Month
Interest rate (% p.a.)	0.0100

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0001%

As at 12/1/2020
Interest rate (% p.a.)	0.0001%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0100
3 Month	0.0100
6 Month	0.0100
12 Month	0.0100
24Month	0.0100

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0100

Term	3 Month
Interest rate (% p.a.)	0.0100

Term	6 Month
Interest rate (% p.a.)	0.0100

Term	12 Month
Interest rate (% p.a.)	0.0100

Term	24Month
Interest rate (% p.a.)	0.0100

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0100%

As at 12/1/2020
Interest rate (% p.a.)	0.0100%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0500
3 Month	0.0500
6 Month	0.0500
12 Month	0.0500
24 Month	0.0100

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0500

Term	3 Month
Interest rate (% p.a.)	0.0500

Term	6 Month
Interest rate (% p.a.)	0.0500

Term	12 Month
Interest rate (% p.a.)	0.0500

Term	24 Month
Interest rate (% p.a.)	0.0100

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0001%

As at 12/1/2020
Interest rate (% p.a.)	0.0001%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0001
3 Month	0.0001
6 Month	0.0001
12 Month	0.0001
24 Month	0.0001

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0001

Term	3 Month
Interest rate (% p.a.)	0.0001

Term	6 Month
Interest rate (% p.a.)	0.0001

Term	12 Month
Interest rate (% p.a.)	0.0001

Term	24 Month
Interest rate (% p.a.)	0.0001

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0100%

As at 12/1/2020
Interest rate (% p.a.)	0.0100%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0100
3 Month	0.1000
6 Month	0.2000
12 Month	0.3000
24 Month	0.0100

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0100

Term	3 Month
Interest rate (% p.a.)	0.1000

Term	6 Month
Interest rate (% p.a.)	0.2000

Term	12 Month
Interest rate (% p.a.)	0.3000

Term	24 Month
Interest rate (% p.a.)	0.0100

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0001%

As at 12/1/2020
Interest rate (% p.a.)	0.0001%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0001
3 Month	0.0001
6 Month	0.0001
12 Month	0.0001
24 Month	0.0001

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0001

Term	3 Month
Interest rate (% p.a.)	0.0001

Term	6 Month
Interest rate (% p.a.)	0.0001

Term	12 Month
Interest rate (% p.a.)	0.0001

Term	24 Month
Interest rate (% p.a.)	0.0001

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0001%

As at 12/1/2020
Interest rate (% p.a.)	0.0001%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0010
3 Month	0.0010
6 Month	0.0100
12 Month	0.0100

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0010

Term	3 Month
Interest rate (% p.a.)	0.0010

Term	6 Month
Interest rate (% p.a.)	0.0100

Term	12 Month
Interest rate (% p.a.)	0.0100

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.0010%

As at 12/1/2020
Interest rate (% p.a.)	0.0010%

Time Deposits:

As at 12/1/2020
Term	Interest rate (% p.a.)
1 Month	0.0500
3 Month	0.1000
6 Month	0.1000
12 Month	0.2000
24 Month	0.0100

As at 12/1/2020
Term	1 Month
Interest rate (% p.a.)	0.0500

Term	3 Month
Interest rate (% p.a.)	0.1000

Term	6 Month
Interest rate (% p.a.)	0.1000

Term	12 Month
Interest rate (% p.a.)	0.2000

Term	24 Month
Interest rate (% p.a.)	0.0100

Note:

Time deposit minimum balance: USD2,000 or equivalent

Multi-Currency Savings:

As at 12/1/2020
Interest rate (% p.a.)
0.01%

As at 12/1/2020
Interest rate (% p.a.)	0.01%

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Please note that above interest rates are for reference only and are subject to changes from time to time without prior notice.

For further information, please visit your nearest HSBC Branch in mainland China or to call us via:

HSBC China Customer Service Hotline:95366 (Banking Account Service 24 H, Mon - Sun)

HSBC International Education Financial Services Hotline: 400-920-0828 (Personal Banking Only 24H, Mon - Sun)

HSBC Greater Bay Area Customer Service Hotline: 400-920-3827(Personal Banking Only 24H, Mon - Sun)

General Enquiry on Personal Banking Account Opening. Please dial: 400-820-3090 (8:30-17:30, Mon - Fri, holidays excluded)

*Please dial the country code of mainland China +86 (21) for 95366 or +86 for 400 hotline number if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan.

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Deposit Rates

Choose Currency

Renminbi (CNY)

Australian Dollar (AUD)

British Pound (GBP)

Canadian Dollar (CAD)

Euro (EUR)

Hong Kong Dollar (HKD)

Japanese Yen (JPY)

Singapore Dollar (SGD)

U.S. Dollar (USD)

New Zealand Dollar (NZD )