Personal Large-Denomination Certificates of Deposit (CDs) refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to an individual customer. CDs adopt standard terms and a minimum deposit amount, while the interest rate for the issue of CDs is determined by a market-oriented method.
Key features
- Minimum balance requirement of RMB200,000
- Multiple tenors available. For details, please refer to the latest notice of Issuance of CDs
- Competitive interest rate
- Guaranteed principal and interest returns
How to ApplyHow to Apply
HSBC Premier customers
HSBC Advance customers
Other customers
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CDs refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to individual customers.
CDs adopt standard terms and minimum deposit amounts, while the interest rate for the issue of CDs is determined by a market-oriented method.
Subject to regulations issued by the People's Bank of China (PBoC). CDs are a financial product in the category of general deposits, which falls within the area of deposit insurance. The minimum deposit amount for an individual subscription is RMB200,000.
Product features
- Competitive returns: More competitive interest rates than Time Deposits with the same tenor and equivalent amount
- High liquidity: Whole or partial withdrawal allowed before maturity subject to General Terms and Conditions
- High security: Guaranteed principal and interest returns
Product subscription
CDs are issued electronically. To subscribe to the product, you have to fill out a Personal Large-Denomination Certificate of Deposit Application Form and submit it to any HSBC branch or sub-branch.
Before signing the contract, please read the 'General Terms and Conditions of CDs' and 'CDs Fact Sheet'.
| Product name | Serial No |
Currency |
Minimum deposit amount |
Tenor |
Interest rate |
Issuance period | |
|---|---|---|---|---|---|---|---|
| 2019 HSBC Personal Large-denomination Certificates of Deposit (206th Session)_1M |
R201909020010001 |
RMB | RMB200K |
1month | 1.60% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (207th Session)_3M |
R201909020030001 |
RMB |
RMB200K |
3months |
1.60% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (208th Session)_3M |
R201909020030002 |
RMB | RMB300K |
3months |
1.65% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (209th Session)_6M |
R201909020060001 |
RMB | RMB200K |
6months |
1.885% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (210th Session)_6M |
R201909020060002 |
RMB | RMB300K |
6months |
1.95% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (211st Session)_12M |
R201909020120001 |
RMB | RMB200K |
12months |
2.175% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (212nd Session)_12M(*New Fund) |
R201909020120002 |
RMB |
RMB300K |
12months |
2.30% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (213rd Session)_24M |
R201909020240001 |
RMB | RMB200K |
24months |
3.05% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (214th Session)_24M(*New Fund) |
R201909020240002 |
RMB |
RMB300K |
24months |
3.15% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (215th Session)_24M(**Existing Jade Customer New Fund) |
R201909020240003 |
RMB | RMB300K |
24months |
3.25% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (216h Session)_36M |
R201909020360001 |
RMB | RMB200K |
36months |
3.85% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (217th Session)_36M(*New Fund) |
R201909020360002 |
RMB | RMB300K |
36months |
4.00% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (218th Session)_36M(**Existing Jade Customer New Fund) |
R201909020360003 |
RMB | RMB300K |
36months |
4.12% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (219th Session)_36M(**New Upgrade Jade Customer New Fund) |
R201909020360004 |
RMB | RMB1M |
36months |
4.15% |
01/Aug/2019 – 30/Aug/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (220th Session)_36M(**New to Bank Jade Customer New Fund) |
R201909020360005 |
RMB |
RMB1M |
36months |
4.2% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (221st Session)_60M |
R201909020600001 |
RMB |
RMB200K |
60months |
3.90% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (222nd Session)_60M(*New Fund) |
R201909020600002 |
RMB |
RMB300K |
60months |
4.18% |
02/Sep/2019 – 30/Sep/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (223rd Session)_60M(**Existing Jade Customer New Fund) |
R201909020600003 |
RMB |
RMB300K |
60months |
4.25% |
02/Sep/2019 – 30/Sep/2019 |
Details |
**This promotion is only applicable for new fund application. “New fund” means a deposit of funds from outside of HSBC into an Eligible Account, based on the account balance in 31 Jul 2019.
**For definition and services of Jade Customer, please refer to Explore Jade, you can also Contact HSBC or talk with your Relationship Manager.
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