Personal Large-Denomination Certificates of Deposit (CDs) refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to an individual customer. CDs adopt standard terms and a minimum deposit amount, while the interest rate for the issue of CDs is determined by a market-oriented method.
Key features
- Minimum balance requirement of RMB200,000
- Multiple tenors available. For details, please refer to the latest notice of Issuance of CDs
- Competitive interest rate
- Guaranteed principal and interest returns
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CDs refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to individual customers.
CDs adopt standard terms and minimum deposit amounts, while the interest rate for the issue of CDs is determined by a market-oriented method.
Subject to regulations issued by the People's Bank of China (PBoC). CDs are a financial product in the category of general deposits, which falls within the area of deposit insurance. The minimum deposit amount for an individual subscription is RMB200,000.
Product features
- Competitive returns: More competitive interest rates than Time Deposits with the same tenor and equivalent amount
- High liquidity: Whole or partial withdrawal allowed before maturity subject to General Terms and Conditions
- High security: Guaranteed principal and interest returns
Product subscription
CDs are issued electronically. To subscribe to the product, you have to fill out a Personal Large-Denomination Certificate of Deposit Application Form and submit it to any HSBC branch or sub-branch.
Before signing the contract, please read the 'General Terms and Conditions of CDs' and 'CDs Fact Sheet'.
| Product name | Serial No |
Currency |
Minimum deposit amount |
Tenor |
Interest rate |
Issuance period | |
|---|---|---|---|---|---|---|---|
| 2019 HSBC Personal Large-denomination Certificates of Deposit (152nd Session)_1M |
R201907020010001 |
RMB | RMB200K |
1month | 1.60% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (153rd Session)_3M |
R201907020030001 |
RMB |
RMB200K |
3months |
1.60% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (154th Session)_3M |
R201907020030002 |
RMB | RMB300K |
3months |
1.65% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (155th Session)_6M |
R201907020060001 |
RMB | RMB200K |
6months |
1.885% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (156th Session)_6M |
R201907020060002 |
RMB | RMB300K |
6months |
1.95% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (157th Session)_12M |
R201907020120001 |
RMB | RMB200K |
12months |
2.175% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (158th Session)_12M(*New Fund) |
R201907020120002 |
RMB |
RMB300K |
12months |
2.30% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (159th Session)_24M |
R201907020240001 |
RMB | RMB200K |
24months |
3.05% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (160th Session)_24M(*New Fund) |
R201907020240002 |
RMB |
RMB300K |
24months |
3.15% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (161st Session)_24M(**Existing Jade Customer New Fund) |
R201907020240003 |
RMB | RMB300K |
24months |
3.25% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (162nd Session)_36M |
R201907020360001 |
RMB | RMB200K |
36months |
3.85% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (163rd Session)_36M(*New Fund) |
R201907020360002 |
RMB | RMB300K |
36months |
4.00% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (164th Session)_36M(**Existing Jade Customer New Fund) |
R201907020360003 |
RMB | RMB300K |
36months |
4.16% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (165th Session)_36M(**New Upgrade Jade Customer New Fund) |
R201907020360004 |
RMB | RMB1M |
36months |
4.20% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (166th Session)_36M(**New to Bank Jade Customer New Fund) |
R201907020360005 |
RMB |
RMB3M |
36months |
4.26% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (167th Session)_60M |
R201907020600001 |
RMB |
RMB200K |
60months |
3.90% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (168th Session)_60M(*New Fund) |
R201907020600002 |
RMB |
RMB300K |
60months |
4.18% |
02/Jul/2019 – 31/Jul/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (169th Session)_60M(**Existing Jade Customer New Fund) |
R201907020600003 |
RMB |
RMB300K |
60months |
4.25% |
02/Jul/2019 – 31/Jul/2019 |
Details |
**This promotion is only applicable for new fund application. “New fund” means a deposit of funds from outside of HSBC into an Eligible Account, based on the account balance in 31 May 2019.
**For definition and services of Jade Customer, please refer to Explore Jade, you can also Contact HSBC or talk with your Relationship Manager.
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