Personal Large-Denomination Certificates of Deposit (CDs) refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to an individual customer. CDs adopt standard terms and a minimum deposit amount, while the interest rate for the issue of CDs is determined by a market-oriented method.
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CDs refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to individual customers.
CDs adopt standard terms and minimum deposit amounts, while the interest rate for the issue of CDs is determined by a market-oriented method.
Subject to regulations issued by the People's Bank of China (PBoC). CDs are a financial product in the category of general deposits, which falls within the area of deposit insurance. The minimum deposit amount for an individual subscription is RMB200,000.
CDs are issued electronically. To subscribe to the product, you have to fill out a Personal Large-Denomination Certificate of Deposit Application Form and submit it to any HSBC branch or sub-branch.
Before signing the contract, please read the 'General Terms and Conditions of CDs' and 'CDs Fact Sheet'.
| Product name | Serial No |
Currency |
Minimum deposit amount |
Tenor |
Interest rate |
Issuance period | |
|---|---|---|---|---|---|---|---|
| 2019 HSBC Personal Large-denomination Certificates of Deposit (1st Session)_1M |
R201901010010001 |
RMB | RMB200K |
1month | 1.60% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (2nd Session)_3M |
R201901010030001 |
RMB |
RMB200K |
3months |
1.60% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (3rd Session)_3M |
R201901010030002 |
RMB | RMB300K |
3months |
1.65% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (4th Session)_6M |
R201901010060001 |
RMB | RMB200K |
6months |
1.885% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (5th Session)_6M |
R201901010060002 |
RMB | RMB300K |
6months |
1.95% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (6th Session)_12M |
R201901010120001 |
RMB | RMB200K |
12months |
2.175% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (7th Session)_12M(*New Fund) |
R201901010120002 |
RMB |
RMB300K |
12months |
2.30% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (8th Session)_24M |
R201901010240001 |
RMB | RMB200K |
24months |
3.05% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (9th Session)_24M(*New Fund) |
R201901010240002 |
RMB |
RMB300K |
24months |
3.25% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (10th Session)_36M |
R201901010360001 |
RMB | RMB200K |
36months |
3.20% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (11st Session)_36M |
R201901010360002 |
RMB | RMB500K |
36months |
4.00% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (12nd Session)_36M(*New Fund) |
R201901010360003 |
RMB | RMB300K |
36months |
4.26% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (13rd Session)_60M |
R201901010600001 |
RMB | RMB200K |
60months |
3.30% |
01/Jan/2019 –31/Jan/2019 |
Details |
| 2019 HSBC Personal Large-denomination Certificates of Deposit (14th Session)_60M(*New Fund) |
R201901010600002 |
RMB | RMB300K |
60months |
3.98% |
01/Jan/2019 –31/Jan/2019 |
Details |
*This promotion is only applicable for new fund application. “New fund” means a deposit of funds from outside of HSBC into an Eligible Account, based on the account balance in 30 Nov 2018.
Meet your daily financial needs with instant access to your account and earn interest at the same time.
Time Deposits provide multiple deposit tenors and guaranteed returns to help you manage your RMB assets.
Whether for travel, immigration or overseas study, we can issue Deposit Certificates to facilitate your visa application.