Time Deposits provide multiple deposit tenors and guaranteed returns to help you manage your RMB assets.
- Minimum balance requirement of RMB50
- Six available deposit tenors: 3 months, 6 months, 1 year, 2 years, 3 years and 5 years
How to Apply
Personal Internet Banking
HSBC Premier customers
HSBC Advance customers
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Scan QR code to download HSBC China Mobile Banking APP
Log on Personal Internet Banking for Application
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Renminbi Savings Account
Meet your daily financial needs with instant access to your account and earn interest at the same time.
Personal Large-Denomination Certificates of Deposit
Personal Large-Denomination Certificates of Deposit refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to an individual customer. Personal Large-Denomination Certificates of Deposit adopt standard terms and a minimum deposit amount, while the interest rate for the issue of Large-Denomination Certificates of Deposit is determined by a market-oriented method.