Time Deposits provide multiple deposit tenors and guaranteed returns to help you manage your RMB assets.
Minimum balance requirement of RMB50
Six available deposit tenors: 3 months, 6 months, 1 year, 2 years, 3 years and 5 years
How to Apply
Personal Internet Banking
HSBC Premier customers
HSBC Advance customers
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Scan QR code to download HSBC China Mobile Banking APP
Log on Personal Internet Banking for Application
Get personalised advice
Renminbi Savings Account
Meet your daily financial needs with instant access to your account and earn interest at the same time.
Personal Large-Denomination Certificates of Deposit
Personal Large-Denomination Certificates of Deposit refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to an individual customer. Personal Large-Denomination Certificates of Deposit adopt standard terms and a minimum deposit amount, while the interest rate for the issue of Large-Denomination Certificates of Deposit is determined by a market-oriented method.