Meet your daily financial needs with instant access to your account and earn interest at the same time.
Fast and convenient access to deposit, withdrawal and transfer services
Access your account via HSBC branches, Phone Banking, Online Banking, Mobile Banking and WeChat Service Account.
How to Apply
HSBC Premier customers
HSBC Advance customers
Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan
Leave your contact details with us and we’ll be in touch in 1-2 business days
Minimum Balance Requirement
|Renminbi Settlement Account
||For cash deposits, withdrawal and transfer
|Renminbi Current Account
||Cheque book facility provided
|Overseas Renminbi Savings Account
||For receiving RMB remittance from Hong Kong, Macau or Taiwan and providing domestic cash withdrawal services only. Payment, settlement and transfer services are not available for this account (for permanent residents of Hong Kong/Macau Special Administrative Region or Taiwan residents only).
|Overseas Renminbi Settlement Account
||For receiving self-named RMB remittance from Taiwan, plus domestic cash withdrawal services and local payment and transfer services (for Taiwan residents only).
Renminbi Time Deposits
Time Deposits provide multiple deposit tenors and guaranteed returns to help you manage your RMB assets.
Personal Large-Denomination Certificates of Deposit
Personal Large-Denomination Certificates of Deposit refer to RMB-denominated book-entry large-denomination deposit vouchers issued electronically by HSBC China to an individual customer.
Personal Large-Denomination Certificates of Deposit adopt standard terms and a minimum deposit amount, while the interest rate for the issue of Large-Denomination Certificates of Deposit is determined by a market-oriented method.