"Juggling a job while managing a family isn’t easy.
I’ve had to learn how to take care of the family’s finances – manage our accounts, choose where to put our assets, invest for our future.
That’s why I wanted my son to learn these skills as soon as possible. He has his own student account that’s connected to mine. I can see what he’s up to, and set him spending limits if I need to.
This is all thanks to HSBC Premier Family.
Having some control over his finances has motivated him to be good with money. He plans where it all goes, like saving for university or giving to charity."
Get a Family View
With a family view, you can keep an eye on your family’s spending. Everyone in the family has to agree* to it before we can set it up.
*Parents can view the account and transaction details of the Junior Account without obtaining authorisation from their child.
Open a Junior Account
Help the young people in your life learn how to take control of their money. The Junior Account is automatically connected to the parents' account and enjoys Premier Family privileges. With a Junior Account, 14 to 18 year olds can make basic transactions and learn financial planning through our in-app game.
Set limits on spending
Set spending limits for your children for better budgeting. They can also test their financial planning knowledge through our in-app game.
Bring your family on board
Our finances are more than just numbers. They’re like a formula that knits all of our futures together. My success comes from keeping my family in my heart.
Plan for a rainy day
As our family grows, I feel safe in the knowledge that when a rainy day comes, we’ll be ok. HSBC Premier is our umbrella.
Frequently asked questions
How old do Junior Account holders need to be?
What are the requirements for opening a Junior Account?
What can my child do with a Junior Account?
Can I see how my child spends money?
My child’s spending too much; what should I do?
The information provided is intended as a general guide for reference.
Benefits and features of the services shall be subject to relevant terms and conditions and local regulatory restrictions.
Please refer to the Tariff of Accounts and Services for Personal Customers or Premier Welcome Pack for detailed information.
Certain benefits and features are not applicable to Junior Account holders. To learn more, contact our customer service hotline or visit a branch.