Dream big with Premier Next Generation

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Dream big with Premier Next Generation

Sixth consecutive win for HSBC China! We’ve been named 'International Retail Bank of the Year' at the 2022 Asian Banking and Finance Awards.

Junior

The youth of today are ambitious – they want to move forward fearlessly in the direction of their dreams. HSBC Premier Next Gen program is here to provide family protection solutions that can support bold dreams and unlock infinite possibilities for the future.

Premier Family

Open a Junior Account for your children so they can access secure and seamless HSBC Premier Family services like you do.

HSBC Premier Junior Account
Total Relationship Balance requirement shared across the family
Family View
Transaction limits
Global Transfer to family

Learn more

International services

Enjoy Premier support wherever you are.

Book an appointment to open an overseas bank account
HSBC Global View
Global Transfer

Learn more International services This link will open in a new window

Lending

Start your new HSBC Premier life and turn your dream home and business into reality.

HSBC China Credit Card

Easily apply for additional cards for your children and enjoy premium privileges including worldwide airport VIP lounge access, complimentary limousine services, and travel protection.

Learn more (in Chinese only) Lending This link will open in a new window

Wealth management

Meet your individual needs through data-driven customised wealth management products and services.

1. Time deposit

For renminbi/foreign currency funds that are not used in the short term, we offer different time deposit periods to meet your needs of basic financial assets allocation. Learn more

2. Foreign currency solutions

Whether you are studying abroad or travelling overseas, we're on hand to provide professional foreign exchange solutions, such as individual foreign exchange settlement and purchase, foreign currency exchange, and foreign currency deposits. If you're under 18, drop by our branches with your parents to enjoy convenient, fast and real-time foreign exchange services.Learn more

3. Insights for the next generation

Watch our exclusive video programmes for interesting perspectives that will help build a comprehensive financial knowledge.Learn more

Junior

Premier Family

Open a Junior Account for your children so they can access secure and seamless HSBC Premier Family services like you do.

HSBC Premier Junior Account
Total Relationship Balance requirement shared across the family
Family View
Transaction limits
Global Transfer to family

Learn more

International services

Enjoy Premier support wherever you are.

Book an appointment to open an overseas bank account
HSBC Global View
Global Transfer

Learn more International services This link will open in a new window

Lending

Start your new HSBC Premier life and turn your dream home and business into reality.

HSBC China Credit Card

Easily apply for additional cards for your children and enjoy premium privileges including worldwide airport VIP lounge access, complimentary limousine services, and travel protection.

Learn more (in Chinese only) Lending This link will open in a new window

Wealth management

Meet your individual needs through data-driven customised wealth management products and services.

1. Time deposit

For renminbi/foreign currency funds that are not used in the short term, we offer different time deposit periods to meet your needs of basic financial assets allocation. Learn more

2. Foreign currency solutions

3. Insights for the next generation

Watch our exclusive video programmes for interesting perspectives that will help build a comprehensive financial knowledge.Learn more

Undergraduate

No matter where you are in the world, we'll be always by your side to provide dedicated support with our international vision and services. With HSBC Premier Next Gen program, you'll feel your home is wherever your heart is.

International services

Enjoy Premier support wherever you are.

1. Before departure:

Book an appointment to open an overseas bank account
Proof of funds for overseas study
International Education Payment System

2. On arrival: value-added services provided by our partners, including concierge and Uhomes rental services

3. Studying aboard: HSBC Global View / Global Transfer

4. Global banking coverage / International Mandarin-speaking support team / The 'Set Sail' livestream programme

5. Global emergency cash services

Learn more

Premier Family

Open a Junior Account for your children so they can access secure and seamless HSBC Premier Family services like you do.

Total Relationship Balance requirement shared across the family
Family View
Global Transfer to family

Learn more Premier Family This link will open in a new window

Lending

Start your new HSBC Premier life and turn your dream home and business into reality.

HSBC China Credit Card

Easily apply for additional cards for your children and enjoy premium privileges including worldwide airport VIP lounge access, complimentary limousine services, and travel protection.

Wealth management

Meet your individual needs through data-driven customised wealth management products and services.

1.Finfit

Calculate your financial health level through 4 dimensions and 38 independent indicators, as well as obtain professional financial planning and behaviour reports. As a financial health scoring system and online self-assessment tool independently developed by HSBC China, Finfit can easily help you improve your financial health. Learn more (in Chinese only)

2. Foreign currency solutions

3. Insurance

We provide a variety of protection solutions to meet your and your family's healthcare and protection needs. We'll always be by your side whenever you need us.Learn more

4.Insights for the next generation

Watch our exclusive video programmes for interesting perspectives that will help build a comprehensive financial knowledge.Learn more

Sea Turtle

When sea turtles are busy climbing up the career ladder, the HSBC Premier Next Gen program help ease the pressure and support them life and career ambitions.

Wealth management

Meet your individual needs through data-driven customised wealth management products and services

1. Finfit

2. Remote Sales Journey

Our Remote Sales Journey on the HSBC China Mobile Banking app allows you to have virtual meetings with your dedicated Relationship Manager and a team of investment experts.

With them, you can discuss wealth and insurance solutions, your investment portfolio and market trends. After that, they'll help you build a personalised portfolio and add suitable products into your personal Wealth Shopping Cart.

3. Wealth Compass

Our new smart search tools can help filter products that fit your expectations and meet your diverse wealth management needs.Learn more (in Chinese only)

4. Wealth Assistant

Our AI-empowered virtual assistant can help attend to your wealth management needs anytime, anywhere.Learn more (in Chinese only)

5. Strategic Retail Brokerage Platform (SRBP)

Provide tailor-made solutions for Structured Deposits.Learn more

6. Insights for the next generation

Watch our exclusive video programmes for interesting perspectives that will help build a comprehensive financial knowledge.Learn more

International services

Enjoy Premier support wherever you are.

HSBC Global View
Global Transfer

Learn more International services This link will open in a new window

Premier Family

Open a Junior Account for your children so they can access secure and seamless HSBC Premier Family services like you do.

Total Relationship Balance requirement shared across the family
Family View
Global Transfer to family

Learn more Premier Family This link will open in a new window

Lending

Start your new HSBC Premier life and turn your dream home and business into reality.

1. Home Mortgage Loan

HSBC's streamlined and personalised quality home mortgage loan services will help you realise your property dream.Learn more

2. HSBC China Credit Card

Easily apply for additional cards for your children and enjoy premium privileges including worldwide airport VIP lounge access, complimentary limousine services, and travel protection.

Join HSBC Premier today

Make an appointment

Leave your contact details with us and we'll be in touch in 1-2 business days

Make an appointment Join HSBC Premier today This link will open in a new window

Call us

400-820-3090 (8:30-17:30, Mon - Fri)

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Find a branch

Find your nearest branch This link will open in a new window

Grow with Premier Next Generation

HSBC Premier offers comprehensive support in global banking, as well as personal and family wealth management services to help you embrace a fuller life.

Join Premier Family with your loved ones to enjoy a lower balance requirement shared across the family.

If you maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more, you can enjoy HSBC Premier with no monthly fee.
If you and your family, under the same HSBC Premier Family, maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more across all family's accounts, you and your family can enjoy the privileges of HSBC Premier with no monthly fee.
If you've already met the criteria as a Premier customer in another country/territory, you don't need to worry about meeting the minimum balance requirements, no matter where you are.

Note: A monthly service fee of RMB300 (or foreign currency equivalent) will be charged every month if the Total Relationship Balance of all the accounts under the same customer number fall below RMB500,000 or its equivalent in the previous month.