Dream big with Premier Next Generation

Junior

The youth of today are ambitious – they want to move forward fearlessly in the direction of their dreams. HSBC Premier Next Gen program is here to provide family protection solutions that can support bold dreams and unlock infinite possibilities for the future.

We've upgraded our HSBC Premier Next Generation Proposition with the HSBC Premier Junior offer. Junior customers (aged 14-18) simply need to maintain an average Total Relationship Balance of RMB300,000 (or its equivalent in foreign currency)* and they'll be qualified to become an HSBC Premier customer with an monthly service fee waiver.

* Standard HSBC Premier customers need to maintain an average Total Relationship Balance of RMB500,000 (or its equivalent in foreign currency) or more.

Eligibility: Individuals aged 14-18 who are HSBC Premier customers (customers aged 14-18 can only open HSBC Premier Junior account).

Offer period: 20 December 2021 to 20 December 2022 (both dates inclusive)

Offer details:

1. The offer ends until you reach the age of 30 (Offer Period), you are entitled to HSBC Premier preferential terms and conditions set forth below.
2. If all the accounts under the same HSBC Premier Family, maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more across all family's accounts, or if you maintain an average Total Relationship Balance of RMB300,000 (or foreign currency equivalent) or more, the bank will waive Premier monthly service fee. A monthly service fee of RMB300 or its foreign currency equivalent will be charged every month if average Total Relationship Balance across your family's accounts less than RMB500,000 (or foreign currency equivalent) or the Total relationship balance of all the accounts under your customer number falls below RMB300,000 or its foreign currency equivalent (excluding the first month of account opening). For other charges & fee, please refer to <Tariff of Accounts and Services for Personal Customers> issued by the bank.
3. In offer period, certain benefits and features are not applicable to Junior Account holders. To learn more, contact our customer service hotline or visit a branch.
4. When the Offer Period is over, the bank will convert your account type to standard HSBC Premier. Your account will be governed by <Tariff of Accounts and Services for Personal Customers> issued by the bank.
5. Unless otherwise expressly defined in this Letter, the terms mentioned in this Letter have the same meaning as those defined in <Personal Accounts General Terms and Conditions> (Can be modified or supplemented from time to time) and <Tariff of Accounts and Services for Personal Customers> (Can be modified or supplemented from time to time) issued by the bank. If <Personal Accounts General Terms and Conditions> and <Tariff of Accounts and Services for Personal Customers> conflict with this article, please subject to this article.

Undergraduate

No matter where you are in the world, we'll be always by your side to provide dedicated support with our international vision and services. With HSBC Premier Next Gen program, you'll feel your home is wherever your heart is.

We've upgraded our HSBC Premier Next Generation proposition with the HSBC Premier Junior offer, where customers (aged 18-30) get to enjoy special treatment. All they'll need to do is link their account with their parents' HSBC Premier account, be part of the HSBC Premier Family services, and also maintain an average Total Relationship Balance of RMB300,000 (or its equivalent in foreign currency)* to qualify as to become an HSBC Premier customer with an monthly service fee waiver.

* Standard HSBC Premier customers need to maintain an average Total Relationship Balance of RMB500,000 (or its equivalent in foreign currency) or more.

Eligibilities: Individuals aged 18-30 who has become HSBC Premier customers for the first time and linked their accounts with the accounts of their parent(s)

Offer period: 20 December 2021 to 20 December 2022 (both dates inclusive)

Offer details:

1. From the date of signing HSBC Premier Next Generation Family Offer Letter until you reach the age of 30 (Offer Period), you are entitled to HSBC Premier preferential terms and conditions set forth below.
2. If all the accounts under the same HSBC Premier Family, maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more across all family's accounts, or if you maintain an average Total Relationship Balance of RMB300,000 (or foreign currency equivalent) or more, the bank will waive Premier monthly service fee. A monthly service fee of RMB300 or its foreign currency equivalent will be charged every month if average Total Relationship Balance across your family's accounts less than RMB500,000 (or foreign currency equivalent) or the Total relationship balance of all the accounts under your customer number falls below RMB300,000 or its foreign currency equivalent (excluding the first month of account opening). For other charges & fee, please refer to <Tariff of Accounts and Services for Personal Customers> issued by the bank.
3. You can enjoy HSBC Premier service and its full privilege within Offer Period.
4. When the Offer Period is over, the bank will convert your account type to standard HSBC Premier. Your account will be governed by <Tariff of Accounts and Services for Personal Customers> issued by the bank.
5. Unless otherwise expressly defined in this Letter, the terms mentioned in this Letter have the same meaning as those defined in <Personal Accounts General Terms and Conditions> (Can be modified or supplemented from time to time) and <Tariff of Accounts and Services for Personal Customers> (Can be modified or supplemented from time to time) issued by the bank. If <Personal Accounts General Terms and Conditions> and <Tariff of Accounts and Services for Personal Customers> conflict with this article, please subject to this article.

Sea Turtle

When sea turtles are busy climbing up the career ladder, the HSBC Premier Next Gen program help ease the pressure and support them life and career ambitions.

1. Finfit

Calculate your financial health level through 4 dimensions and 38 independent indicators, as well as obtain professional financial planning and behaviour reports. As a financial health scoring system and online self-assessment tool independently developed by HSBC China, Finfit can easily help you improve your financial health. Learn more (in Chinese only)

2. Remote Sales Journey

Our Remote Sales Journey on the HSBC China Mobile Banking app allows you to have virtual meetings with your dedicated Relationship Manager and a team of investment experts. 

With them, you can discuss wealth and insurance solutions, your investment portfolio and market trends. After that, they'll help you build a personalised portfolio and add suitable products into your personal Wealth Shopping Cart.

3. Wealth Compass

Our new smart search tools can help filter products that fit your expectations and meet your diverse wealth management needs.Learn more (in Chinese only)

4. Wealth Assistant

Our AI-empowered virtual assistant can help attend to your wealth management needs anytime, anywhere.Learn more (in Chinese only)

5. Strategic Retail Brokerage Platform (SRBP)

Provide tailor-made solutions for Structured Deposits.Learn more

6. Insights for the next generation

Watch our exclusive video programmes 'Market Insights' (市场“图”什么) and 'Studying with the Master'(“大神，开课了”) for interesting perspectives that will help build a comprehensive financial knowledge.Learn more

We've upgraded our HSBC Premier Next Generation proposition with the HSBC Premier Junior offer, where customers (aged 18-30) get to enjoy special treatment. All they'll need to do is link their account with their parents' HSBC Premier account, be part of the HSBC Premier Family services, and also maintain an average Total Relationship Balance of RMB300,000 (or its equivalent in foreign currency)* to qualify as to become an HSBC Premier customer with an monthly service fee waiver.

* Standard HSBC Premier customers need to maintain an average Total Relationship Balance of RMB500,000 (or its equivalent in foreign currency) or more.

Eligibilities: Individuals aged 18-30 who has become HSBC Premier customers for the first time and linked their accounts with the accounts of their parent(s)

Offer period: 20 December 2021 to 20 December 2022 (both dates inclusive)

Offer details:

1. From the date of signing HSBC Premier Next Generation Family Offer Letter until you reach the age of 30 (Offer Period), you are entitled to HSBC Premier preferential terms and conditions set forth below.
2. If all the accounts under the same HSBC Premier Family, maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more across all family's accounts, or if you maintain an average Total Relationship Balance of RMB300,000 (or foreign currency equivalent) or more, the bank will waive Premier monthly service fee. A monthly service fee of RMB300 or its foreign currency equivalent will be charged every month if average Total Relationship Balance across your family's accounts less than RMB500,000 (or foreign currency equivalent) or the Total relationship balance of all the accounts under your customer number falls below RMB300,000 or its foreign currency equivalent (excluding the first month of account opening). For other charges & fee, please refer to <Tariff of Accounts and Services for Personal Customers> issued by the bank.
3. You can enjoy HSBC Premier service and its full privilege within Offer Period.
4. When the Offer Period is over, the bank will convert your account type to standard HSBC Premier. Your account will be governed by <Tariff of Accounts and Services for Personal Customers> issued by the bank.
5. Unless otherwise expressly defined in this Letter, the terms mentioned in this Letter have the same meaning as those defined in <Personal Accounts General Terms and Conditions> (Can be modified or supplemented from time to time) and <Tariff of Accounts and Services for Personal Customers> (Can be modified or supplemented from time to time) issued by the bank. If <Personal Accounts General Terms and Conditions> and <Tariff of Accounts and Services for Personal Customers> conflict with this article, please subject to this article.