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girl wearing a mask, the image used for grow with HSBC Premier Next Generation

Dream big with Premier Next Generation

HSBC Premier Next Generation is offered to Premier customers aged between 14-30.

We've garnered accolades for "International Retail Bank of the Year" and "Wealth Management Platform of the Year" at the Asian Banking & Finance Retail Banking Awards.

Junior

The youth of today are ambitious – they want to move forward fearlessly in the direction of their dreams. HSBC Premier Next Gen program is here to provide family protection solutions that can support bold dreams and unlock infinite possibilities for the future.

Premier Family

Open a Junior Account for your children so they can access secure and seamless HSBC Premier Family services like you do.
  1. HSBC Premier Junior Account
  2. Total Relationship Balance requirement shared across the family
  3. Family View
  4. Transaction limits
  5. Global Transfer to family

Learn more

International services

Enjoy Premier support wherever you are.

  1. Book an appointment to open an overseas bank account
  2. HSBC Global View
  3. Global Transfer
  4. The 'Set Sail' livestream programme / Finance Course / HSBC Open Day

Lending

Start your new HSBC Premier life and turn your dream home and business into reality.

Premier Credit Card

The HSBC Premier Travel Credit Card and HSBC Premier Credit Card are exclusive to Premier customers only. Easily apply for additional cards for your children and enjoy an array of special privileges, such as exchanging Reward Points for air miles, 50% off business class flights, complimentary limousine transfer and access to worldwide airport lounges.

Wealth management

Meet your individual needs through data-driven customised wealth management products and services.

1. Time deposit

For renminbi/foreign currency funds that are not used in the short term, we offer different time deposit periods to meet your needs of basic financial assets allocation. Learn more

2. Foreign currency solutions

Whether you are studying abroad or travelling overseas, we're on hand to provide professional foreign exchange solutions, such as individual foreign exchange settlement and purchase, foreign currency exchange, and foreign currency deposits. If you're under 18, drop by our branches with your parents to enjoy convenient, fast and real-time foreign exchange services.Learn more


3. Insights for the next generation

Watch our exclusive video programmes 'Market Insights' (市场“图”什么) and 'Studying with the Master'(“大神,开课了”) for interesting perspectives that will help build a comprehensive financial knowledge.Learn more

Healthcare

We're here to help you establish the ideal outlook on health and lifestyle, as well as provide all-round protection for you and your family.

1.Health seminars

With a combination of popular science lectures online and small group workshops offline, we're offering a more diversified variety of experiences for you to choose.Learn more

2. Health insights

Empower yourself and your family with solid and reliable health and medical knowledge. We'll help you establish an ideal outlook on health, and enable you to start your health management planning in advance. 

3.Health offers

We're working with our partners to provide exclusive privileges and health service upgrades to meet your needs for high-quality and diversified medical services.To learn more, please contact your relationship manager.

HSBC Premier Junior offer

We've upgraded our HSBC Premier Next Generation Proposition with the HSBC Premier Junior offer. Junior customers (aged 14-18) simply need to maintain an average Total Relationship Balance of RMB300,000 (or its equivalent in foreign currency)* and they'll be qualified to become an HSBC Premier customer with an monthly service fee waiver.

* Standard HSBC Premier customers need to maintain an average Total Relationship Balance of RMB500,000 (or its equivalent in foreign currency) or more.

Eligibility: Individuals aged 14-18 who are HSBC Premier customers (customers aged 14-18 can only open HSBC Premier Junior account).

Offer period: 20 December 2021 to 20 December 2022 (both dates inclusive)

Offer details:

  1. The offer ends until you reach the age of 30 (Offer Period), you are entitled to HSBC Premier preferential terms and conditions set forth below.
  2. If all the accounts under the same HSBC Premier Family, maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more across all family's accounts, or if you maintain an average Total Relationship Balance of RMB300,000 (or foreign currency equivalent) or more, the bank will waive Premier monthly service fee. A monthly service fee of RMB300 or its foreign currency equivalent will be charged every month if average Total Relationship Balance across your family's accounts less than RMB500,000 (or foreign currency equivalent) or the Total relationship balance of all the accounts under your customer number falls below RMB300,000 or its foreign currency equivalent (excluding the first month of account opening). For other charges & fee, please refer to <Tariff of Accounts and Services for Personal Customers> issued by the bank.
  3. In offer period, certain benefits and features are not applicable to Junior Account holders. To learn more, contact our customer service hotline or visit a branch.
  4. When the Offer Period is over, the bank will convert your account type to standard HSBC Premier. Your account will be governed by <Tariff of Accounts and Services for Personal Customers> issued by the bank.
  5. Unless otherwise expressly defined in this Letter, the terms mentioned in this Letter have the same meaning as those defined in <Personal Accounts General Terms and Conditions> (Can be modified or supplemented from time to time) and <Tariff of Accounts and Services for Personal Customers> (Can be modified or supplemented from time to time) issued by the bank. If <Personal Accounts General Terms and Conditions> and <Tariff of Accounts and Services for Personal Customers> conflict with this article, please subject to this article.

Join HSBC Premier today

Make an appointment

Leave your contact details with us and we'll be in touch in 1-2 business days

Call us

400-820-3090 (8:30-17:30, Mon - Fri)

Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan

Grow with Premier Next Generation

HSBC Premier offers comprehensive support in global banking, as well as personal and family wealth management services to help you embrace a fuller life.

Join Premier Family with your loved ones to enjoy a lower balance requirement shared across the family.

  • If you maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more, you can enjoy HSBC Premier with no monthly fee.
  • If you and your family, under the same HSBC Premier Family, maintain an average Total Relationship Balance of RMB500,000 (or foreign currency equivalent) or more across all family's accounts, you and your family can enjoy the privileges of HSBC Premier with no monthly fee.
  • If you've already met the criteria as a Premier customer in another country/territory, you don't need to worry about meeting the minimum balance requirements, no matter where you are.

Note: A monthly service fee of RMB300 (or foreign currency equivalent) will be charged every month if the Total Relationship Balance of all the accounts under the same customer number fall below RMB500,000 or its equivalent in the previous month.

"HSBC Community" Customer Relationship Reward Points Programme

HSBC Community is a digital community created by HSBC China to offer more interactive experiences to customers. As a member of HSBC Community, you can enjoy a wide variety of international and education privileges. Scan the WeChat mini program QR code below and begin your experience.

HSBC Huiyouhui Mini Program Code

The information provided is intended as a general guide for reference.

Benefits and features of the services shall be subject to relevant terms and conditions and local regulatory restrictions.

Please refer to the Tariff of Accounts and Services for Personal Customers or Premier Welcome Pack for detailed information. 

Certain benefits and features are not applicable to Junior Account holders. To learn more, contact our customer service hotline or visit a branch.