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HSBC Jade Debit Card

With an HSBC Jade Debit Card, you don't just enjoy security and convenience. It's also a passport to local and international privileges and services.

HSBC Jade Debit Card

HSBC Jade Debit Card

With an HSBC Jade Debit Card, you don't just enjoy security and convenience. It's also a passport to local and international privileges and services.

  • Exclusive privileges and preferential treatment

  • One-stop solution for local and foreign currency accounts

  • Greater convenience for cash withdrawals both in China and overseas

  • Free and flexible management of funds

Contact us

HSBC Jade customers

 

400-880-5688

 

If you are calling from overseas, Hong Kong SAR, Macau SAR or Taiwan, please use the country code for mainland China: +86

Benefits

  • Worldwide exclusive privileges and preferential treatment

    With an HSBC Jade Debit Card, you will enjoy international recognition as an HSBC Jade customer and professional services of superior quality. There is no annual fee and there are no transaction fees for cash withdrawals at HSBC ATMs in China and abroad.

  • Greater convenience for cash withdrawals in China and abroad

    Within China, you can withdraw RMB from your RMB account through HSBC China ATMs, or from your RMB primary account at UnionPay network ATMs.

    Outside of China, you can withdraw the local currency through UnionPay network ATMs from the RMB primary account linked to your card. If you've already opened a foreign currency account and linked it to your debit card, you can also withdraw money at HSBC ATMs (except in Taiwan).

    In Hong Kong SAR (Hong Kong Special Administrative Region), you can withdraw the local currency from the RMB primary account or the foreign currency account linked to your card at HSBC ATMs affiliated with the UnionPay network.

  • One-stop solution for local and foreign currency accounts

    Link up to three local accounts. The primary account should be an RMB settlement account, and the two supplementary accounts can be either RMB or foreign currency accounts. You can change the supplementary accounts whenever you want according to your needs.

  • Free and flexible management of funds

    Say goodbye to a bulging wallet full of cash. The HSBC Debit Card can be used at millions of domestic and overseas POS terminals affiliated with the UnionPay network.

    Make online payments conveniently with your HSBC Debit Card via UnionPay. You can pay for online purchases around the world, including utility expenses, mobile phone bills, credit card debt, transportation, business trips and charitable donations.

Apply now

For new customers to HSBC China (if you do not have any accounts with HSBC China)

Smart account opening

To open an account, simply scan the QR code, or click the image if you are browsing on mobile devices. Please read our guide for details and support (in Chinese only).

Make an appointment

Leave your contact details with us and we'll be in touch in 1-2 business days

Call us

400-880-5688

(8:30-17:30, Mon-Fri)

If you are calling from overseas, Hong Kong SAR, Macau SAR or Taiwan, please use the country code for mainland China: +86

For existing customers of HSBC China (if you have at least one personal account with HSBC China)

1. Fill in the following form*

2. Apply at our branch with the completed forms. You will also need to bring the following:

  • Valid identification document (original)

3. Your debit card will be sent to the correspondence address held by the bank within approximately 10 working days (subject to postal delivery time) after your application.

4. If you've already set a PIN for your debit card via tablet during the application process, you can use the card right away upon receiving your card.

If not, please bring the card and your original identification documents, and visit us at the designated branch (usually the branch where you applied for your debit card) to get a PIN.

* If you don't have an RMB settlement account with our bank, please open it first according to the account opening process.

Charges

Tariff table (Unit: RMB)

Item HSBC Jade Debit Card (for Jade customer)
Annual fee Free
Loss report Free
New card replacement RMB10*
Balance enquiry (in and outside China) Free
ATM cash withdrawals in Mainland China (per transaction) Free
Overseas HSBC Group ATMs Free
Overseas China UnionPay ATMs RMB20 or equivalent+1% of withdrawal amount*

Tariff table (Unit: RMB)

Item Annual fee
HSBC Jade Debit Card (for Jade customer) Free
Item Loss report
HSBC Jade Debit Card (for Jade customer) Free
Item New card replacement
HSBC Jade Debit Card (for Jade customer) RMB10*
Item Balance enquiry (in and outside China)
HSBC Jade Debit Card (for Jade customer) Free
Item ATM cash withdrawals in Mainland China (per transaction)
HSBC Jade Debit Card (for Jade customer) Free
Item Overseas HSBC Group ATMs
HSBC Jade Debit Card (for Jade customer) Free
Item Overseas China UnionPay ATMs
HSBC Jade Debit Card (for Jade customer) RMB20 or equivalent+1% of withdrawal amount*

Notes:

  • Surcharges may be charged by the acquiring bank for cash withdrawal at some ATMs outside mainland China. For specific charging standards, please refer to the information shown on local ATM screen or contact the acquiring bank.
  • The withdrawal amount and the service fee will be debited from your withdrawal account once.
  • Transactions at ATMs of HSBC Group member Hang Seng Bank in mainland China will be charged as different bank transactions.

*Special offer:

From now until 31 December 2021, HSBC Jade Debit Card customers can enjoy an exclusive waiver on service fees for new card replacement and cash withdrawals at overseas ATMs affiliated with the UnionPay network.

Payment & Security

 
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Make online payments conveniently with your HSBC Debit Card via UnionPay. You can pay for online purchases around the world, including utility expenses, mobile phone bills, credit card debt, transportation, business trips and charitable donations.

 
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HSBC Bank (China) Co., Ltd. provides a new mobile payment solution for HSBC China debit card holders to support Apple Pay services enabling secure and fast payments.

 
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Debit card user security tips

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As you pursue your ambition and aspirations, you'll find yourself opening a door to extraordinary experiences.

Frequently asked questions

  • Unless otherwise specified, 'HSBC Debit Card' refers to all debit cards issued by HSBC China (ie HSBC Jade Debit Card, HSBC Premier Debit Card, HSBC Advance Debit Card and other types of debit card issued by HSBC China).
  • The above content is for reference only. For more details, please refer to the Debit Card Terms and Conditions issued by HSBC Bank (China) Company Limited.
  • *You will leave hsbc.com.cn by clicking non-HSBC links. Those links may allow you to access other websites. Please read the linked websites' terms and conditions. HSBC has no control over non-HSBC websites and is not liable for your use of them.