Whether you're planning on buying a property or leaving a bigger inheritance for your children,there is always a type of investment to help achieve your goals. If you have an emergency fund ready for unexpected events, you're prepared to look at your options.
Four things to think about before investing:
We take into account your protection needs at various life stages to help you find out suitable insurance plans, leveraging on our ability to offer a one-stop platform for your insurance needs.
You first need to understand your financial needs, investment objectives, financial situation and risk appetite.
Your goals may include the following: Protect your family, Children's education, Retirement planning, Wealth management and growth, Legacy planning.
You should also consider your goals, investment tenor, affordable investment amount and personal investment preferences.
Financial planning is a sound financial management process to develop and achieve personal and family financial goals through investments, asset allocation, risk control and retirement planning. Financial planning is not simply saving money or cutting living costs. Reasonable financial planning can help individuals and families set financial goals for different life stages and help them achieve these financial goals through proper investment tools and portfolios. It could contribute to wealth accumulation and growth as well as prepare individuals and families to respond to adverse effects of unexpected events.
There is no set formula for financial planning. It varies by person, circumstance and life stage. You should start your financial planning as early as possible.