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Getting financially fit

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If you feel financially secure and can achieve your financial goals, then you may consider yourself financially healthy.

People who are financially healthy tend to share several characteristics:

Even if you already practise many of these healthy habits, there's always room to improve and you may even increase your financial health.

How financially capable are you?

Healthy

I rarely feel stressed when I think about my finances.

I live within my means.

I feel confident to talk openly with friends and loved ones if money becomes a concern.

I could handle a major unexpected expense without any hardship.

I am proactively planning for my future and retirement.

I find it easy to access reliable advice and support.

Coping

I can meet my day-to-day bills and outgoings most of the time.

I occasionally feel stressed when I think about my finances.

I am able to save a little from time to time.

I'm able to talk openly with friends and loved ones if money becomes a concern.

I could handle a major unexpected expense without any hardship.

I know where to find some reliable financial advice and support.

Struggling

I find it hard to talk openly with friends and loved ones if money becomes a concern.

I often have to borrow money to pay for needs, like food and utilities.

I often feel stressed when I think about my finances.

I don't have a plan for my future or retirement.

I couldn't handle a major unexpected expense, it would cause some hardship.

I find it hard to find reliable financial advice and support.

Unwell

I always feel stressed when I think about my finances.

I would never talk openly with friends and loved ones if money becomes a concern.

I have credit card and other debt that I cannot manage.

I couldn't handle a major unexpected expense, it would be a significant hardship.

I have no idea where to find reliable financial advice and support.

Take your financial health check and that will help you to understand your needs, make and achieve your financial plan.

Start your finanical health check

Take the next step

Financial wellbeing

Young couple shopping in mall; image used for spend wisely
Be in control of what you spend on bills, savings and debts
Girl looking up; image used for free up funds
Creative ways to reduce your expenses.
Mother and son blowing bubbles in the park; image used for build emergency savings
Put money away for those unexpected events.