Retirement need estimation
Often, retirees with more free time find that they spend more on travelling, home improvements, hobbies or going out to concerts or the theatre.
How much money you need to retire also depends on if you're expecting help from your family and if you have any other income sources.
Calculate how much you need for your retirement
Once you know how you'd like to spend your retirement, you can check whether your estimated income or funds will cover your expenses. You can also refer to our Retirement Tool to see the difference making a few changes now could make.
Not sure yet about your retirement goals?
More products and information
Global experts' advice to help you capture global investment opportunities and mitigate investment risks to meet your diversified investment and wealth management needs. Our investment products include:
Structured products, Dual Currency Investment and Enhanced Yield Investment, Overseas Investment Plan, and Local Unit Trust and Hong Kong Mutual Recognition of Funds.
We take into account your protection needs at various life stages to help you find out suitable insurance plans, leveraging on our ability to offer a one-stop platform for your insurance needs.
You could check our insurance partner policies including Health insurance, and Life insurance, and our Online service.
In today’s fast-paced financial world, the only way to stay ahead is to be on top of current market events. Tap into our unique market insights and investment analysis to stay informed about the latest trends and regional news with just a few clicks.
Create your financial plan
Start aiming for your goals today by putting together a plan in a few simple steps.
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Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan
Frequently asked questions
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When should I start financial planning for my future? How should I approach financial planning?
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Although the above information is carefully written, the Bank does not warrant, state or guarantee the accuracy or completeness of the above information. The above information is not and should not be regarded as an offer or purchase invitation for any financial product, nor should it be viewed as an investment proposal.