Enhanced Yield Investment – Structured Investment Product

1. Suitability
2. How the product works and Fee
3. More Information
4. More products and services
5. HSBC Insights

Rate Trigger - Structured Investment Product - Product Risk Level: 1 (Low)

An Enhanced Yield Investment is likely to be suitable for you if satisfy the following conditions (including general individual customer and High-net-worth Customer):

1. the investor’s risk tolerance level is “Cautious” or above;
2. the investor is classified as Experienced Investor or Non-experienced Investor based on the investor’s general investment experience assessed under the Risk Profile Questionnaire;
3. the investor has the relevant knowledge and/or experience of structured investment product; and
4. the investor agrees to take related terms and investment risks of this investment product.

* High-net-worth Customer is a commercial banking customer who meets any one of the following conditions:

(A) single subscription equivalent to CNY 1 million or above by a natural person; 

(B) when subscribing an investment product, the customer’s personal or family financial net assets totaled more than CNY 1 million, and can provide proof; 

(C) the customer’s annual personal income or family income for the last three years exceeds CNY 200,000 or CNY 300,000 respectively, and can provide proof.

• Choose an investment tenor from one month to one year to meet your needs
• Choose an investment currency from  USD, HKD, AUD, CAD, EUR, GBP, JPY, SGD, CHF, and NZD
• Choose a linked FX rate. Your investment currency should be chosen from the base or target currency
• Choose either Call or Put on the Underlying Currency Pair and the preferred Trigger-Out Rate on the Trade Date based on prevailing currency market conditions and your views on the currency market 
• The bank observes the market rate at Fixing Time on Fixing Date (the Fixing Rate):
• If the investment hits strike rate, you will receive 100% of your principal and investment return, paid in the investment currency at maturity
• If the investment does not hit strike rate, your will receive 100% of your principal, paid in the investment currency at maturity

It depends on the stipulation of the product contract.

You can also find detailed product information on the code on www.chinawealth.com.cn.

The historical fixing rate will be updated biweekly, and This information is only for a reference and does not represent recommendation from HSBC for customer to buy or sell based on the information provided. Customer should not rely on the information expressed in this document solely to make investment decisions.

A Dual Currency Investment is a structured financial product. By linking to the performance of foreign exchange rates, it offers the opportunities to earn a potential return, as well as meet your foreign currency investment needs. This investment product is a non-capital protected financial product with floating returns.

We offer  range of services to meet your foreign exchange needs in a faster and more convenient way.

HSBC Structured Investment products are usually linked to financial assets such as equities, indices, foreign exchange rates or securities. The potential return of Structured Investment products is determined by the performance of the linked financial assets, product portofolio and detailed terms and conditions. Please note that the potential return of the Structured Investments is not a 100% reflecton of the actual performance of the underlying assets.

Product selection is designed to meet your investment goals and risk appetite, providing you with opportunities to earn potential returns and enhance your wealth potential.

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