Enhanced Yield Investment – Structured Deposit Product

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2. How the product works and Fee
3. More Information
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Enhanced Yield Investment – Structured Deposit Product - Product Risk Level: 1 (Low)

An Enhanced Yield Investment – Structured Deposit Product is likely to be suitable for investor who satisfies all the following conditions:

1. the investor’s risk tolerance level is “Cautious” or above;
2. the investor has the relevant knowledge and/or experience of structured investment product; and
3. the investor agrees to take related terms and investment risks of this investment product.

• You can choose the suitable investment tenor within the range of 1 month to 1 year (subject to the specific tenor options provided by the Bank at that time)
• Choose an investment currency which can be RMB, USD, HKD, AUD, CAD, EUR, GBP, JPY, SGD, CHF, and NZD.
• Choose an underlying currency pair. If RMB is your investment currency, then the base currency and the quoted currency of your underlying currency pair should both be foreign currencies. If you choose foreign currency to make investments, then the foreign currency must be either the base currency or the quoted currency of the underlying currency pair.
• Setting minimum coupon rate is optional.
• You can choose either Call or Put on the Underlying Currency Pair and the preferred Trigger-Out Rate on the Trade Date based on prevailing currency market conditions and your views on the currency market
  
• You are entitled to a cooling-off period for transaction of this product. It begins with your submission of subscription application and expire at 16:00 pm Beijing time on the next working day. Within the cooling-off Period, you can withdraw the subscription application.
   
  The bank observes the market rate at Fixing Time on Fixing Date (i.e. the Fixing Rate):
  • The principal and potential coupon will be paid in the Investment Currency at maturity, if the Trigger-out Event occurs
  • If the trigger-out event does not occur, you’ll receive the principal and minimum coupon (if you have chosen a minimum coupon rate) or the principal (if you haven't chosen any minimum coupon rate applicable) in your investment currency at maturity.

We will provide you the following on product and trade information.

• Enhanced Yield Investment – Structured Deposit Product Confirmation Advice and product launch notice: Confirmation advice and product launch notice is provided by the Bank after this product is traded successfully. The content includes Trade Date, Fixing Date, Maturity Date, Investment Amount, Investment Currency, Linked Currency, Potential Coupon Rate, Trigger-out Rate, Minimum Coupon Rate(if applicable), and Account Information etc.
• Enhanced Yield Investment – Structured Deposit Product Maturity Advice: Maturity Advice is provided by the bank after the produc is matured, the advice includes account information, fixing rate, maturity amount etc.
• Composite Statement: Composite Statement is regularly provided on online banking (provided that the customer has registered the same) or by mail according to your request. The content includes Sturctured Deposit account information, investment amount, trade date, maturity date, etc.
• Material Event Report and Adhoc Information Disclosure: Apart from the above documents, Material Event Report , and Adhoc Information Disclosure are provided through the Bank’s official website and Mobile Banking.

You may also contact your Relationship Manager or call our wealth management hotlines for any inquiry.

We reserve the right to add, delete or modify the above information disclosure document(s) and/or related disclosure channels and manners from time to time.

It depends on the stipulation of the product contract.

A Dual Currency Investment is a structured deposit product. By linking to the performance of foreign exchange rates, it offers the opportunities to earn a potential return, as well as meet your foreign currency investment needs. This structured deposit product is a non-capital protected investment product with floating returns.

We offer range of services to meet your foreign exchange needs in a faster and more convenient way.

HSBC Structured Deposits are usually linked to financial assets such as equities, indices, foreign exchange rates or securities. The potential return of structured deposit products is determined by the performance of the linked financial assets, product portofolio and detailed terms and conditions. Please note that the potential return of the Structured deposit is not a 100% reflecton of the actual performance of the underlying assets.

Product selection is designed to meet your investment goals and risk appetite, providing you with opportunities to earn potential returns and enhance your wealth potential.

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