Life insurance

Build a future your family can rely on. This product offers protection, and legacy planning, and dividends that can increase policy coverage, no matter the stage of life you're at.

This product provides customers with a life-long protection plan to support customers to achieve long-term wealth management and wealth inheritance wishes, and at the same time, in the event of an emergency, it can also allow customers to protect their families and generations for a long time in the name of love, and continue a good life.

HSBC Hui Yu Ying Jia Whole Life Insurance (Participating) can fulfill customers’ protection and legacy needs and provide benefits for both death and total disability, helping you love and safeguard your family now and into the future.

Get guaranteed returns with a minimum of 1.5% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

The coverage for the current year has been increased by 2.5% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.

Ping An Yu Xiang Xin Rui 3.0 Annuity Insurance can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 2.5% year by year, providing you with long-term and stable pension allocation, thus to avoid the decline in quality of life caused by reduced income after retirement, and ensure the quality of retirement life.

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105. Provides lifetime death and total disability protection.

This product plan comprises two products: HSBC Hui Xiang Jin Sheng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 1.5% p.a. interest, plus non-guaranteed benefits.

This product plan comprises two products: HSBC Hong Li Nian Nian Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

To provide you with a life-long protection plan, after paying a certain year, the cash value will begin to increase year by year according to about 2.0%, increasing to life. Enjoy the right to participate in the distribution of distributable surplus in the dividend insurance business, if you choose to pay the increase at the time of purchase, you may enjoy a double increase in the amount of protection; The deceased beneficiary can be designated to pass on the death benefit according to his wishes and protect the long-lasting family business.

This universal insurance product gives you a guaranteed 1.50% p.a. interest, plus non-guaranteed benefits that exceed the guaranteed rate. You can buy this product separately, or enrich your plan by adding other annuity products and whole life insurance, giving you greater peace of mind in your lifelong wealth planning, legacy planning and more. 

HSBC Zun Xiang Jin Sheng Annuity Insurance(Participating) is designed for high net worth individuals:

• Stable annuity, enjoy a peaceful life
• Death protection, worry-free Legacy
• Double dividends, wealth appreciation

This product can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 2.0% annually, providing you with long-term and stable pension allocation. The stability helps prevent the decline in quality of life caused by reduced income after retirement and protect the quality of retirement life.

Provides death and total disability protection, covering the entire life cycle,  safely accompany you at different stages of life. The effective sum assured continues to grow, enjoying the policy dividends based on guaranteed protection benefit and gain wealth growth while the protection is upgraded.

Get guaranteed returns with a minimum of 1.5% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105. Provides lifetime death and total disability protection.

To provide you with a life-long protection plan, after paying a certain year, the cash value will begin to increase year by year according to about 2.0%, increasing to life. Enjoy the right to participate in the distribution of distributable surplus in the dividend insurance business, if you choose to pay the increase at the time of purchase, you may enjoy a double increase in the amount of protection; The deceased beneficiary can be designated to pass on the death benefit according to his wishes and protect the long-lasting family business.

This universal insurance product gives you a guaranteed 1.50% p.a. interest, plus non-guaranteed benefits that exceed the guaranteed rate. You can buy this product separately, or enrich your plan by adding other annuity products and whole life insurance, giving you greater peace of mind in your lifelong wealth planning, legacy planning and more. 

Provides death and total disability protection, covering the entire life cycle,  safely accompany you at different stages of life. The effective sum assured continues to grow, enjoying the policy dividends based on guaranteed protection benefit and gain wealth growth while the protection is upgraded.

Ping An Yu Xiang Xin Rui 3.0 Annuity Insurance can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 2.5% year by year, providing you with long-term and stable pension allocation, thus to avoid the decline in quality of life caused by reduced income after retirement, and ensure the quality of retirement life.

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105. Provides lifetime death and total disability protection.

This product is designed for high net worth customers to better fulfill their needs on wealth and legacy management, and grow their wealth over the long term.

Get life-long protection for you and your family, and broaden the horizons for the next generation. This plan is suitable for individuals aged 30 days to 70 years.

This product plan comprises two products: HSBC Hui Xiang Jin Sheng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 1.5% p.a. interest, plus non-guaranteed benefits.

To provide you with a life-long protection plan, after paying a certain year, the cash value will begin to increase year by year according to about 2.0%, increasing to life. Enjoy the right to participate in the distribution of distributable surplus in the dividend insurance business, if you choose to pay the increase at the time of purchase, you may enjoy a double increase in the amount of protection; The deceased beneficiary can be designated to pass on the death benefit according to his wishes and protect the long-lasting family business.

This universal insurance product gives you a guaranteed 1.50% p.a. interest, plus non-guaranteed benefits that exceed the guaranteed rate. You can buy this product separately, or enrich your plan by adding other annuity products and whole life insurance, giving you greater peace of mind in your lifelong wealth planning, legacy planning and more. 

HSBC Zun Xiang Jin Sheng Annuity Insurance(Participating) is designed for high net worth individuals:

• Stable annuity, enjoy a peaceful life
• Death protection, worry-free Legacy
• Double dividends, wealth appreciation

The product provides a good legacy planning, not only to help families with wealth management, but also to withstand economic fluctuations and market risks.

This product can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 2.0% annually, providing you with long-term and stable pension allocation. The stability helps prevent the decline in quality of life caused by reduced income after retirement and protect the quality of retirement life.

Provides death and total disability protection, covering the entire life cycle,  safely accompany you at different stages of life. The effective sum assured continues to grow, enjoying the policy dividends based on guaranteed protection benefit and gain wealth growth while the protection is upgraded.

Allianz Sheng Shi Zhen Chuan (III) Whole Life Insurance (Participating)is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend, and a preferred premium rate will be offered if you are in health condition.

Get guaranteed returns with a minimum of 1.5% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity products can be purchased separately).

Allianz An Shun Hui Fu (III) Insurance Plan provides you with lifetime protection for the value of your life. Choose from two distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (III)'s dividend can be chosen to transfer to "An Ying Tian Li (II)" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 1.5%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (III) Whole Life Insurance (Participating) and Allianz An Ying Tian Li (II) Whole Life Insurance (Universal), both of which can be purchased separately.)

Build a future your family can rely on with this product for your protection and legacy planning, no matter the stage of life you're at.

Build a future your family can rely on. This product offers protection, and legacy planning, and dividends that can increase policy coverage, no matter the stage of life you're at.

The coverage for the current year has been increased by 2.5% per year, regardless of economic volatility. The cash value will increase year on year so you can keep building your wealth without worry. The insured value remains protected so your loved ones can enjoy long-term prosperity as your beneficiaries.

Ping An Yu Xiang Xin Rui 3.0 Annuity Insurance can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 2.5% year by year, providing you with long-term and stable pension allocation, thus to avoid the decline in quality of life caused by reduced income after retirement, and ensure the quality of retirement life.

The effective sum assured will be increased according to the basic sum assured at an annual compound interest rate of 2.5% from the 2nd insurance policy year until the insurance policy year in which the insured reaches the age of 105. Provides lifetime death and total disability protection.

This product is designed for high net worth customers to better fulfill their needs on wealth and legacy management, and grow their wealth over the long term.

Get life-long protection for you and your family, and broaden the horizons for the next generation. This plan is suitable for individuals aged 30 days to 70 years.

This product plan comprises two products: HSBC Hui Xiang Jin Sheng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 1.5% p.a. interest, plus non-guaranteed benefits.

This product plan comprises two products: HSBC Hong Li Nian Nian Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

To provide you with a life-long protection plan, after paying a certain year, the cash value will begin to increase year by year according to about 2.0%, increasing to life. Enjoy the right to participate in the distribution of distributable surplus in the dividend insurance business, if you choose to pay the increase at the time of purchase, you may enjoy a double increase in the amount of protection; The deceased beneficiary can be designated to pass on the death benefit according to his wishes and protect the long-lasting family business.

This universal insurance product gives you a guaranteed 1.50% p.a. interest, plus non-guaranteed benefits that exceed the guaranteed rate. You can buy this product separately, or enrich your plan by adding other annuity products and whole life insurance, giving you greater peace of mind in your lifelong wealth planning, legacy planning and more. 

This product provides customers with a life-long protection plan to support customers to achieve long-term wealth management and wealth inheritance wishes, and at the same time, in the event of an emergency, it can also allow customers to protect their families and generations for a long time in the name of love, and continue a good life.

HSBC Zun Xiang Jin Sheng Annuity Insurance(Participating) is designed for high net worth individuals:

• Stable annuity, enjoy a peaceful life
• Death protection, worry-free Legacy
• Double dividends, wealth appreciation

The product provides a good legacy planning, not only to help families with wealth management, but also to withstand economic fluctuations and market risks.

This product can provide you with stable cash flow after retirement as a supplement to your pension. After the payment period reaches a certain year, the cash value will increase by approximately 2.0% annually, providing you with long-term and stable pension allocation. The stability helps prevent the decline in quality of life caused by reduced income after retirement and protect the quality of retirement life.

Provides death and total disability protection, covering the entire life cycle,  safely accompany you at different stages of life. The effective sum assured continues to grow, enjoying the policy dividends based on guaranteed protection benefit and gain wealth growth while the protection is upgraded.

HSBC Hui Yu Ying Jia Whole Life Insurance (Participating) can fulfill customers’ protection and legacy needs and provide benefits for both death and total disability, helping you love and safeguard your family now and into the future.