Life insurance

Growing Coverage, Steady Accumulation

Lifelong Protection, Seamless Legacy

Flexible Planning, Confident Living

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

The sum assured increases by 2.0% annually, remaining stable and unaffected by economic fluctuations; cash value grows year by year, ensuring continuous protection; designated beneficiaries safeguard your legacy and loved ones.

Ping An Xin Rui Retirement Annuity Insurance offers scheduled withdrawals, maturity benefits, and future legacy planning; after a certain number of years post premium payment term, cash value increases by approximately 2.0% annually. Flexibility to adjust pension withdrawal timing and methods helps reduce policyholder pressure.

After a certain number of years post premium payment term, cash value increases by approximately 1.75% annually, continuing for life; the sum assured also grows by 1.75% each year, providing lifelong protection. Policyholders have the right to share in the distributable surplus of the participating insurance business, enhancing potential returns; designated beneficiaries ensure directed inheritance of the death benefit, protecting loved ones and preserving family wealth.

Exclusive pension plan with flexible commencement options;

Congratulatory benefits upon maturity for secure enjoyment and inheritance;

After a certain number of years following the premium payment period, the cash value increases annually at approximately 1.75%;

Xin Rui You Xiang is a participating insurance product, granting the right to share in the distributable surplus of the participating insurance business;

The timing and method of pension benefit withdrawals can be adjusted as needed.

Receive a fixed monthly 'survival benefit' to enrich your wealth and income. Reversionary Bonuses are provided to increase survival, death, and total disability benefits. When the insurance contract matures, terminal bonus will also be paid. 

Stable and long-lasting annuity allowing you to enjoy a comfortable retirement. Starting from the first policy anniversary, annual cash dividends may further help you grow your wealth.

Stable annuity payments provide support for your forward-looking wealth management, inheritance, and retirement planning. Cash dividends are provided to purchase paid-up additional sum assured, continuously increasing your wealth. Specifically designed for high net worth individuals.

Insurance coverage from death and accidental death caused by aviation, safely accompany you at different stages of life. This product provides legacy planning and helps families manage their wealth, withstanding against economic fluctuations and market risks.

This product is designed for high net worth customers to fulfill different needs of customers, and grow their wealth over the long term.

Growing Coverage, Steady Accumulation

Lifelong Protection, Seamless Legacy

Flexible Planning, Confident Living

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

The sum assured increases by 2.0% annually, remaining stable and unaffected by economic fluctuations; cash value grows year by year, ensuring continuous protection; designated beneficiaries safeguard your legacy and loved ones.

After a certain number of years post premium payment term, cash value increases by approximately 1.75% annually, continuing for life; the sum assured also grows by 1.75% each year, providing lifelong protection. Policyholders have the right to share in the distributable surplus of the participating insurance business, enhancing potential returns; designated beneficiaries ensure directed inheritance of the death benefit, protecting loved ones and preserving family wealth.

Receive a fixed monthly 'survival benefit' to enrich your wealth and income. Reversionary Bonuses are provided to increase survival, death, and total disability benefits. When the insurance contract matures, terminal bonus will also be paid. 

Insurance coverage from death and accidental death caused by aviation, safely accompany you at different stages of life. This product provides legacy planning and helps families manage their wealth, withstanding against economic fluctuations and market risks.

This product is designed for high net worth customers to fulfill different needs of customers, and grow their wealth over the long term.

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

With Allianz An Ying Ru Yi (Pro version) Annuity Insurance (Participating), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force. It meets your needs for at various life stages with a variety of protection tenor. Allianz An Ying Ru Yi (Pro version)'s annuity and dividend (if any) can be chosen to transfer to "An Ying Tian Li Retirement Annuity" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 1.0%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Ying Ru Yi (Pro version) Annuity Insurance (Participating) and Allianz An Ying Tian Li Retirement Annuity Insurance (Universal), both of which can be purchased separately.)

The sum assured increases by 2.0% annually, remaining stable and unaffected by economic fluctuations; cash value grows year by year, ensuring continuous protection; designated beneficiaries safeguard your legacy and loved ones.

Ping An Xin Rui Retirement Annuity Insurance offers scheduled withdrawals, maturity benefits, and future legacy planning; after a certain number of years post premium payment term, cash value increases by approximately 2.0% annually. Flexibility to adjust pension withdrawal timing and methods helps reduce policyholder pressure.

After a certain number of years post premium payment term, cash value increases by approximately 1.75% annually, continuing for life; the sum assured also grows by 1.75% each year, providing lifelong protection. Policyholders have the right to share in the distributable surplus of the participating insurance business, enhancing potential returns; designated beneficiaries ensure directed inheritance of the death benefit, protecting loved ones and preserving family wealth.

Exclusive pension plan with flexible commencement options;

Congratulatory benefits upon maturity for secure enjoyment and inheritance;

After a certain number of years following the premium payment period, the cash value increases annually at approximately 1.75%;

Xin Rui You Xiang is a participating insurance product, granting the right to share in the distributable surplus of the participating insurance business;

The timing and method of pension benefit withdrawals can be adjusted as needed.

Stable and long-lasting annuity allowing you to enjoy a comfortable retirement. Starting from the first policy anniversary, annual cash dividends may further help you grow your wealth.

Stable annuity payments provide support for your forward-looking wealth management, inheritance, and retirement planning. Cash dividends are provided to purchase paid-up additional sum assured, continuously increasing your wealth. Specifically designed for high net worth individuals.

Insurance coverage from death and accidental death caused by aviation, safely accompany you at different stages of life. This product provides legacy planning and helps families manage their wealth, withstanding against economic fluctuations and market risks.

This product is designed for high net worth customers to fulfill different needs of customers, and grow their wealth over the long term.

Get guaranteed returns with a minimum of 1.0% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity / participating whole life products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity / whole life products can be purchased separately).

Allianz An Shun Hui Fu (5.0) Insurance Plan provides you with lifetime protection for the value of your life. Choose from three distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (5.0)'s dividend (if any) can be chosen to transfer to "An Ying Tian Li Retirement Annuity" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 1.0%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (5.0) Whole Life Insurance (Participating) and Allianz An Ying Tian Li Retirement Annuity Insurance (Universal), both of which can be purchased separately.)

Growing Coverage, Steady Accumulation

Lifelong Protection, Seamless Legacy

Flexible Planning, Confident Living

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

The sum assured increases by 2.0% annually, remaining stable and unaffected by economic fluctuations; cash value grows year by year, ensuring continuous protection; designated beneficiaries safeguard your legacy and loved ones.

Ping An Xin Rui Retirement Annuity Insurance offers scheduled withdrawals, maturity benefits, and future legacy planning; after a certain number of years post premium payment term, cash value increases by approximately 2.0% annually. Flexibility to adjust pension withdrawal timing and methods helps reduce policyholder pressure.

After a certain number of years post premium payment term, cash value increases by approximately 1.75% annually, continuing for life; the sum assured also grows by 1.75% each year, providing lifelong protection. Policyholders have the right to share in the distributable surplus of the participating insurance business, enhancing potential returns; designated beneficiaries ensure directed inheritance of the death benefit, protecting loved ones and preserving family wealth.

Exclusive pension plan with flexible commencement options;

Congratulatory benefits upon maturity for secure enjoyment and inheritance;

After a certain number of years following the premium payment period, the cash value increases annually at approximately 1.75%;

Xin Rui You Xiang is a participating insurance product, granting the right to share in the distributable surplus of the participating insurance business;

The timing and method of pension benefit withdrawals can be adjusted as needed.

Receive a fixed monthly 'survival benefit' to enrich your wealth and income. Reversionary Bonuses are provided to increase survival, death, and total disability benefits. When the insurance contract matures, terminal bonus will also be paid. 

Stable and long-lasting annuity allowing you to enjoy a comfortable retirement. Starting from the first policy anniversary, annual cash dividends may further help you grow your wealth.

Stable annuity payments provide support for your forward-looking wealth management, inheritance, and retirement planning. Cash dividends are provided to purchase paid-up additional sum assured, continuously increasing your wealth. Specifically designed for high net worth individuals.

Insurance coverage from death and accidental death caused by aviation, safely accompany you at different stages of life. This product provides legacy planning and helps families manage their wealth, withstanding against economic fluctuations and market risks.

This product is designed for high net worth customers to fulfill different needs of customers, and grow their wealth over the long term.

This product can fulfill customers’ protection and legacy needs and provide benefits for both death and total disability, helping you love and safeguard your family now and into the future.