Life insurance

Build a future your family can rely on. This product offers protection, and legacy planning, and dividends that can increase policy coverage, no matter the stage of life you're at.

This product provides customers with a life-long protection plan to support customers to achieve long-term wealth management and wealth inheritance wishes, and at the same time, in the event of an emergency, it can also allow customers to protect their families and generations for a long time in the name of love, and continue a good life.

HSBC Hui Yu Ying Jia Whole Life Insurance (Participating) can fulfill customers’ protection and legacy needs and provide benefits for both death and total disability, helping you love and safeguard your family now and into the future.

Get guaranteed returns with a minimum of 1.0% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity / participating whole life products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity / whole life products can be purchased separately).

Growing Coverage, Steady Accumulation

Lifelong Protection, Seamless Legacy

Flexible Planning, Confident Living

This product plan comprises two products: HSBC Hui Xiang Jin Sheng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 1.5% p.a. interest, plus non-guaranteed benefits.

This product plan comprises two products: HSBC Hong Li Nian Nian Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

HSBC Zun Xiang Jin Sheng Annuity Insurance(Participating) is designed for high net worth individuals:

• Stable annuity, enjoy a peaceful life
• Death protection, worry-free Legacy
• Double dividends, wealth appreciation

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

Get guaranteed returns with a minimum of 1.0% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity / participating whole life products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity / whole life products can be purchased separately).

Growing Coverage, Steady Accumulation

Lifelong Protection, Seamless Legacy

Flexible Planning, Confident Living

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

This product is designed for high net worth customers to better fulfill their needs on wealth and legacy management, and grow their wealth over the long term.

Get life-long protection for you and your family, and broaden the horizons for the next generation. This plan is suitable for individuals aged 30 days to 70 years.

This product plan comprises two products: HSBC Hui Xiang Jin Sheng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 1.5% p.a. interest, plus non-guaranteed benefits.

HSBC Zun Xiang Jin Sheng Annuity Insurance(Participating) is designed for high net worth individuals:

• Stable annuity, enjoy a peaceful life
• Death protection, worry-free Legacy
• Double dividends, wealth appreciation

The product provides a good legacy planning, not only to help families with wealth management, but also to withstand economic fluctuations and market risks.

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

With Allianz An Ying Ru Yi (Pro version) Annuity Insurance (Participating), you can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force. It meets your needs for at various life stages with a variety of protection tenor. Allianz An Ying Ru Yi (Pro version)'s annuity and dividend (if any) can be chosen to transfer to "An Ying Tian Li Retirement Annuity" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 1.0%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Ying Ru Yi (Pro version) Annuity Insurance (Participating) and Allianz An Ying Tian Li Retirement Annuity Insurance (Universal), both of which can be purchased separately.)

Allianz Sheng Shi Zhen Chuan (5.0) Whole Life Insurance (Participating) is dedicated for HSBC Premier Elite and Global Private Banking customers. Providing a lifelong protection with accumulated reversionary dividend and terminal dividend, and a preferred premium rate will be offered if you are in health condition.

Get guaranteed returns with a minimum of 1.0% p.a. interest in a universal account and take advantage of compound growth based on the effective annual interest rate. You can also enrich your plan by adding other annuity / participating whole life products — that's how you get greater peace of mind in your lifelong wealth planning and fulfil your needs in children’s education, legacy planning and other areas.  (This universal life insurance product and other annuity / whole life products can be purchased separately).

Allianz An Shun Hui Fu (5.0) Insurance Plan provides you with lifetime protection for the value of your life. Choose from three distinct plans to give the protection function full play and help pass on your wealth to future generations. An Shun Hui Fu (5.0)'s dividend (if any) can be chosen to transfer to "An Ying Tian Li Retirement Annuity" Universal Account. The minimum guaranteed interest rate of "An Ying Tian Li" is 1.0%, which helps build a stable wealth structure to fulfill life's occasional needs. (This insurance product plan consists of Allianz An Shun Hui Fu (5.0) Whole Life Insurance (Participating) and Allianz An Ying Tian Li Retirement Annuity Insurance (Universal), both of which can be purchased separately.)

Build a future your family can rely on with this product for your protection and legacy planning, no matter the stage of life you're at.

Build a future your family can rely on. This product offers protection, and legacy planning, and dividends that can increase policy coverage, no matter the stage of life you're at.

Growing Coverage, Steady Accumulation

Lifelong Protection, Seamless Legacy

Flexible Planning, Confident Living

This product is designed for high net worth customers to better fulfill their needs on wealth and legacy management, and grow their wealth over the long term.

Get life-long protection for you and your family, and broaden the horizons for the next generation. This plan is suitable for individuals aged 30 days to 70 years.

This product plan comprises two products: HSBC Hui Xiang Jin Sheng Annuity Insurance (Participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This universal insurance plan adds a monthly payout to your account with a guaranteed 1.5% p.a. interest, plus non-guaranteed benefits.

This product plan comprises two products: HSBC Hong Li Nian Nian Ying Annuity Insurance - Type C (participating) and HSBC Hui Zeng Li Whole Life Insurance Type C (Universal), both of which can be purchased separately.

This product provides customers with a life-long protection plan to support customers to achieve long-term wealth management and wealth inheritance wishes, and at the same time, in the event of an emergency, it can also allow customers to protect their families and generations for a long time in the name of love, and continue a good life.

HSBC Zun Xiang Jin Sheng Annuity Insurance(Participating) is designed for high net worth individuals:

• Stable annuity, enjoy a peaceful life
• Death protection, worry-free Legacy
• Double dividends, wealth appreciation

The product provides a good legacy planning, not only to help families with wealth management, but also to withstand economic fluctuations and market risks.

Enjoy Life, Secure Protection

Dual Growth, Shared Prosperity

Plan with Confidence, Love Ever Present

HSBC Hui Yu Ying Jia Whole Life Insurance (Participating) can fulfill customers’ protection and legacy needs and provide benefits for both death and total disability, helping you love and safeguard your family now and into the future.