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FAQs: Home Mortgage Loan

Frequently asked questions related to HSBC China’s Home Mortgage Loan products and services.

Does HSBC provide home mortgage loans in mainland China?

Yes, we provide multi-currency (USD, HKD and RMB) Home Mortgage Loan services in over 20 cities across Mainland China, including Shanghai, Beijing, Guangzhou and Shenzhen. Please call our customer service hotline for more details.

What kind of Personal Loan services does HSBC China provide?

We provide Home Mortgage Loan in RMB, HKD and USD.

Who can apply for a Foreign Currency Personal Loan?

Foreign passport holders, Hong Kong, Macau and Taiwan permanent residents and Chinese citizens with a permanent residence permit in foreign countries.

What is the interest rate for Home Mortgage Loan?

The interest rate applicable to a particular Home Mortgage Loan application is subject to the bank's approval on a case-by-case basis. For more details, please contact our Home Mortgage Loan sales representative.

For more information, please refere to the Home Mortgage Loan page, or try Frequently asked questions.


These FAQs are intended to provide an overview of the information on issues related to financial products or services, or regulatory requirements faced when undertaking financial activity in mainland China. Due to the diversity and  complexity of financial products/services and local regulatory environment, these FAQs can only provide an outline of the issues. The information is provided for your reference only, and shall not be construed as legal, financial or any other professional advice. HSBC makes no guarantee, representation or warranty and accepts no responsibility for the accuracy updatedness and/or completeness of the information.

Latest update in Nov. 2016