Key benefits of the account
Break geographic barriers
Hong Kong residents can open a mainland account at any designated HSBC Hong Kong branch across Hong Kong island, Kowloon and the New Territories.
Access to mainland payment ecosystem
Connect your account to Alipay, WeChat Pay or JD Pay and enjoy hassle-free payment with one account covering transportation, shopping and online transactions.
Account advantages
Account features
- By opening a GBA Type II Account and linking it to third-party payment platforms like Alipay, WeChat Pay, and JD Pay, Hong Kong residents can easily make online payments for daily expenses.
- Our GBA Type II Account supports fund transfer inflow from your HSBC Hong Kong CNY account under your name, cash deposits, and linking to third-party payments.[@gba-typeii-transfer-outflow]
| Account features | Feature details | Limits |
|---|---|---|
| Fund inflow | You can only transfer funds from your HSBC Hong Kong CNY account under your name. | Daily inflow limit: RMB10,000 Annual inflow limit: RMB200,000 |
| Fund outflow | You will need to submit your application at the counter to transfer funds out to your designated HSBC Hong Kong CNY account under your name. |
Daily outflow limit: RMB10,000 Annual outflow limit: RMB200,000 |
| Purchases via third-party payments | You can only make purchases through third-party payment platforms linked to your Type II account. | Daily consumption limit: RMB10,000 Annual consumption limit: RMB200,000 |
| Bank card | We'll only provide the identification number for this type of account. Physical cards won't be issued. |
N/A |
| Wealth product | You're eligible to purchase deposit products. | None |
| Account features | Fund inflow |
|---|---|
| Feature details | You can only transfer funds from your HSBC Hong Kong CNY account under your name. |
| Limits |
Daily inflow limit: RMB10,000 Annual inflow limit: RMB200,000 |
| Account features | Fund outflow |
| Feature details |
You will need to submit your application at the counter to transfer funds out to your designated HSBC Hong Kong CNY account under your name. |
| Limits |
Daily outflow limit: RMB10,000 Annual outflow limit: RMB200,000 |
| Account features | Purchases via third-party payments |
| Feature details | You can only make purchases through third-party payment platforms linked to your Type II account. |
| Limits |
Daily consumption limit: RMB10,000 Annual consumption limit: RMB200,000 |
| Account features | Bank card |
| Feature details |
We'll only provide the identification number for this type of account. Physical cards won't be issued. |
| Limits |
N/A |
| Account features | Wealth product |
| Feature details | You're eligible to purchase deposit products. |
| Limits | None |
Eligibility
- Hong Kong permanent resident aged 18 or above
- Have an HSBC Hong Kong account for at least 6 months
- Have a valid Mainland Travel Permit for Hong Kong and Macau Residents ('Home Return Permit') or a Resident Permit for Hong Kong, Macau, and Taiwan (valid for at least 3 months)
- Have a valid Hong Kong ID card
- Not an existing HSBC China customer
Contact us
HSBC China GBA customer service hotline
HSBC Hong Kong customer service hotline
Frequently asked questions
You might also be interested in
Broaden your investment opportunities across the Greater Bay Area
Remarks
Important notes