Key benefit
Short-term working capital loans will help improve your daily operational cash flow and capital liquidity.
Key features
- Fixed monthly instalments, reducing the pressure of a one-off repayment at maturity
- We accept multiple ways to guarantee your loan: eg real estate, savings deposits, or pre-approved company guarantee letters
Contact us
HSBC Fusion customer service hotline
Monday-Friday: 8 am-7 pm
Saturday: 8 am-4 pm
Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan
Find a branch near you with HSBC Fusion services
Eligibility
Small businesses approved and registered by the State Administration for Industry and Commerce of the People's Republic of China.
Related products
Revolving Working Capital Loan for small businesses
We give you the flexibility to manage your funds easily and efficiently. You can ask for a drawdown as long as the total drawdown amount does not exceed the approved limit.
Fixed Asset Loan for small businesses
Whether you're expanding your business through the purchase of fixed assets, such as machinery, or acquiring self-use commercial property, we're here to support you with our fixed asset loan for a term of up to 5 years.
Fusion - a new service for the business of life

It gives you clarity
See a clear, organised snapshot of your business and personal finances.

It saves you time
Connect to the services and support you need to get everything done.

It helps you get ahead
Get special access to funding, advice and opportunities.