Key benefit

Short-term working capital loans will help improve your daily operational cash flow.

Key features

  • Flexibility: the drawdown date and amount is up to you, saving you financial cost because of its revolving feature
  • Accommodating repayment terms: monthly interest repayment and principal repayment at maturity will relieve you from heavy monthly debt burdens
  • Multiple hypothecations accepted: eg real estate, savings deposits, or pre-approved company guarantee letters

Contact us

HSBC Fusion customer service hotline


Please dial China country code +86 if you are calling from overseas

Find a branch near you with HSBC Fusion services


Small businesses approved and registered by the State Administration for Industry and Commerce of the People's Republic of China.

Related products

New window

Fixed monthly instalments reduce the pressure of a one-off repayment at maturity.

New window

Whether you're expanding your business through the purchase of fixed assets, such as machinery, or acquiring self-use commercial property, we're here to support you with our fixed asset loan for a term of up to 5 years.

Fusion - a new service for the business of life

New window

See a clear, organised snapshot of your business and personal finances.

New window

Connect to the services and support you need to get everything done.

New window

Get special access to funding, advice and opportunities.

Frequently asked questions