This is a structured investment product with floating returns designed to provide you with either 100% or partial capital protection at maturity. It's your choice.
Your initial investment in structured products will be allocated to a relatively low-risk portfolio that includes fixed income and money market investments. The capital protection (or partial capital protection) and any fixed income will come from our investments in fixed-income products, while any potential return will come from our investments in derivative products.
|Risk level of available products
If the products don't allow early redemption, you may not withdraw all or part of the structured investment product prior to maturity. Please make sure you have made adequate provisions for emergencies.
If we accept your early redemption request, we will calculate and determine the amount based on market conditions. Upon early redemption, you may not enjoy 100% capital protection and may suffer capital loss.
We'll provide you with the following product and trade information.
||Information disclosure details
|Notice of confirmation
||Product purchase confirmed
||Structured investment product account information, end participation rate, end trigger coupon and initial index level etc.
|Notice of unaccepted application
||Product at withdrawal/cancellation
||Notice of unaccepted application and notice of unfrozen subscription funds.
|Notice of maturity
||Product at maturity
||Structured investment products maturity redemption and destination account etc.
Composite statement: A composite statement is provided either via online banking (if you have registered for it) or by mail. The content includes the structured investment account information, indicative market price, and indicative market value.
The relevant performance information in the composite statement is for reference only. If there is any discrepancy between any product performance information orally provided to you and the relevant product notice/legal document issued by us, the product notice/legal document shall prevail. We will not offer updates on the performance of this structured investment product, and you are obliged to keep track of and understand the performance of related products and make your own investment decisions. We're not responsible for any losses resulting from the neglect of product performance.
We reserve the right to add, delete or modify disclosure documents and/or related disclosure channels.
For more information on the structured investments and product catalogues we offer, please visit:
Dual Currency Investment (DCI) is a short-term investment product that gives you the opportunity to potentially gain higher returns on your investment in currency markets by linking the performance of currency pairs. This product is a non-capital-protected structured investment.
Are you a cautious investor who doesn't mind some fluctuations in the value of your investment returns, but still wants to protect your capital investment? Then you can consider our Enhanced Yield Investment (EYI) product, which is linked to the performance of foreign exchange rates. This product is 100% capital protected at maturity.
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