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RMB Savings Account for small businesses

Manage your RMB with an interest-earning, flexible savings account that gives you easy access to your funds.

Key features

  • Withdraw cash whenever you need
  • Manage your funds via online banking, HSBCnet or at our branches
  • Fast and easy access to deposit and transfer services
  • Make daily payments and collections conveniently

Contact us

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Please dial China country code +86 if you are calling from overseas

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We offer 2 types of RMB savings accounts: the RMB Basic Savings Account and RMB General Account. Corporate customers can only open one Basic Account at banking institutions.

RMB Basic Account RMB General Account
You'll need an account-opening license issued by the People's Bank of China to open this type of account. You'll need to apply for a bank settlement account, which is issued by the bank for borrowing or other settlement needs.
For cash deposits, withdrawals and transfers. For cash deposits only. No cash withdrawal service.

Related products

A simple and flexible account that lets you earn extra interest if your account balance is RMB500,000 or more.

Our RMB Call Deposits allows you to earn higher interest rates than a regular savings account, turning your short-term idle funds into more cash.

Our RMB Time Deposits assure you fixed returns on your deposits over a period that suits you.

Manage multiple currencies, earn interest, and make payments and collections with our flexible foreign currency savings account.

Fusion - a new service for the business of life

See a clear, organised snapshot of your business and personal finances.

Connect to the services and support you need to get everything done.

Get special access to funding, advice and opportunities.

Frequently asked questions