Renminbi Accounts

HSBC Bank (China) Company Limited applies the same tariff to all personal customers. Our account services integrate 9 currencies’ term deposit, call deposit, saving, checking, investment and personal

Monthly service fee is applied based on the deposit and investment of the total relationship balance (TRB) of the above under one single customer number according to Tariff of Accounts and Services (for personal customers) effective on 20th April 2007. Excerpts of the monthly service fee are as follows:

HSBC Premier Account Services
HSBC Premier customers can access to account services via dedicated Premier Centre counters and relationship managers.
If your accounts' combined monthly average balance falls below the minimum deposit and investment TRB, a Monthly Service Fee will be charged.

Total Relationship Balance	Monthly Service Fee
RMB 500,000 or above	Free
Less than RMB 500,000	RMB 300 per Month

Personal Account Services
If your accounts' combined monthly average balance falls below the minimum deposit and investment TRB, a Monthly Service Fee will be charged.

Total Relationship Balance	Monthly Service Fee
RMB 100,000 or above	Free
Less than RMB 100,000	RMB 150 per Month

Please refer to for more details.


HSBC's Renminbi account services are designed to offer you ease and convenience in carrying out your banking in mainland China^*.

 

Renminbi Demand Deposits

Offers you instant access to your accounts:

• Statement Savings Accounts
  For cash deposit and withdrawal, with a minimum balance requirement of only RMB1

• Settlement Accounts
  For cash deposit, withdrawal and transfer

• Current Accounts
  Cheque book facility provided

• Hong Kong Remittance Accounts
  Specially for RMB remittances from Hong Kong, for permanent resident of Hong Kong Special Administrative Region ONLY

 

Renminbi Call Deposits

Offers you a higher rate of interest on your Renminbi deposits:

• Available notice periods of 1 day and 7 days
• Offers enhanced interest rates
• Funds can be withdrawn with advance written notice to HSBC
• Minimum balance requirement of RMB50,000

 

Renminbi Time Deposits

Ideal for depositing larger sums of money that you do not need instant access to, and that can then earn higher interest rates than saving:

• Offers different deposit periods of 3 months, 6 months, 1 year, 2 years, 3 years and 5 years
• Earns higher interest rates

 

Please click here to view our latest deposit rates.

To make an appointment to discuss our Renminbi accounts, click the button below and we will get in touch to arrange a meeting at a time and place that is convenient for you