Advance Help & FAQs

When you become an HSBC Advance customer, you can enjoy professional financial services dedicated to meeting your financial needs.

• Protecting you and your finances
  We offer insurance agency service to help you protect things that are near and dear to you for today and tomorrow.
• Growing your wealth
  Our team of trained and accredited Advance service officers provides you with professional services and support, regular reviews, market information updates and the tailored investment solutions you need. A comprehensive assortment of investment products covering major asset classes and risk levels is available to suit your risk appetite and needs.
• Day-to-day banking
  We make your banking a lot easier and faster by providing multi-channel services. With our HSBC Advance Debit Card, you can enjoy free cash withdrawals at HSBC ATMs within the country and exclusive privileges.
• International banking services
  No matter where life takes you, the move is a lot easier with someone paving the way for you. We help you pre-arrange overseas accounts, transfer your credit history and provide a safety net with emergency cash so you can enjoy worry-free travel wherever you go.

It's simple to apply for HSBC Advance. Visit any HSBC branch to discuss your banking needs or leave your contact information here and our staff will contact you to help you open your account.

• You are qualified for HSBC Advance if you maintain a Total Relationship Balance of CNY100, 000 (or its equivalent in any other foreign currency) or above. Total Relationship Balance means the combined monthly average balance maintained in deposit and investment accounts, OR
• You have home mortgage loan under your HSBC Advance customer number and there is remaining outstanding home mortgage loan balance.*
• Should you not meet the TRB requirement and have no outstanding home loan balance with us; a Monthly Service Fee will be applied.

* Please contact us for details

Monthly Service Fee

• A Monthly Service Fee of CNY100 (or its equivalent in any other currency) will be charged every month if the Total Relationship Balance of all the accounts held under the same HSBC Advance customer number or have no outstanding home loan balance with us.

• Free cash withdrawals via HSBC ATMs within mainland China
• Merchant privileges unique to HSBC Advance Debit Cardholders
• No annual fee