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Home Loans

Home Mortgage Loan

Our home loan advisors will provide you with one-on-one service every step of the way to make the experience of buying your dream home as hassle-free as possible.

HSBC China offers you unparalleled and convenient Home Mortgage Loan service in RMB and/or foreign currencies

  • Great Interest Rates*
  • Flexibility
    Currencies Offered- RMB, USD, HKD
    Loan Amount - Up to 70% of the property value
    Loan Tenure - Up to 30 years
    3 Repayment Options- Monthly Straight Line, Fortnightly Straight Line and Monthly Reducing Balance.
    Auto repayment via HSBC Hong Kong USD/HKD account (Applicable to USD/HKD loan with monthly straight line repayment option)
    Smart Mortgage - Integrated RMB mortgage loan solution with great flexibility
  • No Arrangement Fee
    No home mortgage loan arrangement fee for RMB loans.
  • Extras
    Free property insurance plus comprehensive third-party services including legal assistance, property valuation and mortgage contract notarisation.
  • Fast Approval
    Approval response within 2 business days with all necessary information submitted.
  • Comprehensive Service
    One-to-one service - our mortgage loan advisor will guide you step by step and make the process hassle-free.
    Special offers- Enjoy preferential pricing with selected property developers.
    Branch network support - HSBC China offers home mortgage loan service in many major cities throughout China, please contact the HSBC branch nearest to you for more information. (Click here to find your nearest branch)

* Preferential interest rate is subject to prevailing rules and regulations as well as the Bank's credit assessment result. For more details, please call our customer service hotline.

Remarks - Services are provided subject to prevailing regulatory requirements(including, but not limited to, foreign exchange restrictions) which may change from time to time. Terms and conditions are subject to the mortgage contract between the Bank and the applicant.

 
 

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