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Home Loans
Our home loan advisors will provide you with one-on-one service every step of the way to make the experience of buying your dream home as hassle-free as possible.
HSBC China offers you unparalleled and convenient Home Loan services in Renminbi and/or foreign currencies
- HSBC (China) offers you unparalleled and convenient Home Loan services in Renminbi and/or foreign currencies
- Great Interest Rates
Preferential interest rates for RMB loans as low as 70% of the PBOC base rate for eligible loan applications* - Flexible options for repayment methods
Borrow up to 80% of the property value, repay over a period of up to 30 years, and choose from 3 repayment options: Monthly Straight Line (Average capital plus interest), Fortnightly Straight Line (Biweekly) and Monthly Reducing Balance (Average capital). - No Arrangement Fee
No home loan arrangement fee**. - Extras
Free property insurance**. Comprehensive third-party services including a lawyer, property valuation and mortgage notarisation. - Fast Approval
An approval response within 2 business days provided if all necessary information has been submitted.
* Only applicable for our ‘preferred customers’ who apply for a first home mortgage loan to buy an ordinary house for self-use or upgrade their housing. Actual loan application will be determined and approved by the bank..
**RMB loans only.
Remarks: These services will be provided according to regulatory requirements (including, but not limited to, foreign exchange restrictions) which may change from time to time. The terms and conditions are subject to the final agreement between the Bank and the applicant.
- Call us on:
800-830-2880
(or +86-20-83918133 if outside of mainland China or using a mobile phone).
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