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Home Mortgage Loan
Our home loan advisors will provide you with one-on-one service every step of the way to make the experience of buying your dream home as hassle-free as possible.
HSBC (China) offers Non-local residents an unparalleled and convenient Home loan service in Foreign / Renminbi currency.
3 Repayment Options
Monthly Straight Line(Average capital plus interest)
You repay by equal monthly installments* so you can plan your budget.
Fortnightly Straight Line(Biweekly)
Bi-weekly repayments save you loan interest and shorten your loan tenure.
Monthly Reducing Balance(Average capital)
The repayment amount is calculated and paid on a monthly basis. The interest is calculated based on the outstanding principal at the end of each month. This way, larger initial monthly repayments will help you save overall loan interest.
*Subject to interest rate fluctuations
Key Features
- Competitive interest rates - Preferential interest rates for RMB loans*
- Flexibility – borrow up to 70% of the property value, and repay over a period of up to 30 years.
- No arrangement fee for RMB loans.
- Free property insurance
- USD and HKD loans also available with competitive interest rates.
- Make repayments from an HSBC account in Hong Kong on a USD or HKD loan.
* Final approved preferential interest rate is subject to local policy and customer credit status.For more details, please call our customer service hotline.
Comprehensive Service
Fast approval
When you submit your application with all the required information, we’ll try to get back to you with an approval response within 2 business days to ensure you move into your dream home as soon as possible.
One-on-one advice
Your personal HSBC home loan advisor will help you with your house purchase every step of the way ,to make the process as hassle-free as possible. Help includes: arranging comprehensive third-party services, such as a lawyer, property valuation, mortgage notarization and home insurance.
Special offers
To help you get the best home that your budget can buy, we have in place an agreement with some of the leading property developments so you can enjoy preferential pricing and credit terms. Visit our branch for more details.
Branch network support
HSBC China offers home mortgage loan service in many major cities throughout China, please contact the HSBC branch nearest to you for more information. (Click here to find your nearest branch)
Remarks: These services (including offers) will be provided according to regulatory requirements (including, but not limited to, foreign exchange restrictions) and internal policies of HSBC China, which may change from time to time. The terms and conditions are subject to the final agreement between HSBC China and the applicant. You are advised to contact an HSBC branch to confirm the service details.
- Call us on:
800-830-2880
(or +86-20-83918133 if outside of mainland China or using a mobile phone).
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