4 Easy Steps to a HSBC Home Loan

Step 1

• Approach your nearest HSBC branch and choose the HSBC home loan that is right for you with the assistance
  of our home loan advisors.
• Submit your application to HSBC with the relevant documents:

For salaried individuals, you will need to submit the following:
    • Home loan application form
    • Original and one photocopy of your ID or passport
    • Residents Booklet (applicable to local PRC residents only)
    • Marriage Certificate (applicable to local PRC residents only)
    • Your income proof, such as tax returns for the past year or employment contract/employment letter/salary
      slips for the past three months of a reputable company, your payroll account statements for the past three
      months
    • Proof of your current residential address
    • Your Property Sales & Purchase Agreement
    • Other documents as required

For self-employed individuals, you will need to submit the following:
    • Home loan application form
    • Original and one photocopy of your ID or passport
    • Residents Booklet (only applicable to local PRC residents)
    • Marriage Certificate (only applicable to local PRC residents)
    • Your practicing certificate or proof of business ownership
    • Your income proof, such as major account statements for the past three months and/or your tax returns for
      the past year
    • Audited financial statements of your company for the past year
    • Proof of your current residential address
    • Your Property Sales & Purchase Agreement
    • Other documents as required

Please note: The above documents may change from time to time in accordance with the laws and regulations or upon the Bank's own requirement. The Bank will not give any notice for the change. You are advised to contact our branches to confirm the detail of the necessary documents and procedures before applying for a home loan.

Step 2

HSBC approves your application and issues the mortgage loan contract.

Step 3

You sign the mortgage loan contract and the mortgage is registered and notarized (if applicable).

Step 4

Home loan drawdown.