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Home Loans
Our home loan advisors will provide you with one-on-one service every step of the way to make the experience of buying your dream home as hassle-free as possible.
Applying for a home loan is easy! Please contact us for the property and home loan details.
Applying for a home loan with HSBC China:
Step 1
Visit your nearest HSBC branch and choose the home loan that’s right for you, with the one-on-one help of one of our home loan advisors.
Or fill out and send in an application to us with the relevant documents.
Step 2
We assess your application and arrange a property valuation. If your application is successful, we issue the home loan contract.
Step 3
You sign the home loan contract. We arrange a lawyer to help you with notarisation and registration.
Step 4
After your home loan drawdown, you can begin enjoying your dream home.
What you should know before you apply:
Application documents required:
For salaried individuals
- Home loan application form
- Original and one photocopy of your ID or passport
- Residents Booklet (applicable to local PRC residents only)
- Marriage Certificate (applicable to local PRC residents only)
- Your income proof, such as tax returns for the past year or employment contract/employment letter/salary slips for the past three months from a reputable company, and major account statements for the past three months
- Proof of your current residential address
- Your Property Sales and Purchase Agreement
- Other documents as required
For self-employed individuals
- Home loan application form
- Original and one photocopy of your ID or passport
- Residents Booklet (only applicable to local PRC residents)
- Marriage Certificate (only applicable to local PRC residents)
- Proof of business ownership
- Your income proof, such as major account statements for the past three months and/or your tax returns for the past year
- Audited financial statements of your company for the past year
- Proof of your current residential address
- Your Property Sales and Purchase Agreement
- Other documents as required
Documents required for compliance purposes:
- A Letter of undertaking to state that you are fully aware of and are willing to take the risks due to any possible regulation updates, including the amendment and / or cancellation of our facility without your confirmation (for expatriates only)
- Valid employment contract or proof of study status for over one year in China (for foreign passport holders only)
Please note: The above documents may change from time to time in accordance with the laws and regulations or HSBC China's own requirements. HSBC China will not give any notice of changes. You are advised to contact an HSBC branch to confirm the detail of the necessary documents and procedures before applying for a home loan.
- Call us on:
800-830-2880
(or +86-20-83918133 if outside of mainland China or using a mobile phone).
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