Personal Internet Banking

HSBC Personal Internet Banking simplifies your life! Manage your finances anytime anywhere, check account balances, perform online transactions, Global Transfers, and FCY-CNY Conversions, trade foreign currencies*, and open local currency or foreign currency term deposits 24 hours a day !

From now till 31 December 2011, all you have to do is to register for, or log on to, Personal Internet banking, or perform selected online transactions, and you will be able to enjoy a series of privileges including an in-branch lucky draw, a lucky draw to win a flight ticket, and a 1-for-1 night’s stay at the Ritz Carlton. Eligible customers who register for HSBC Personal Internet Banking this month can also earn up to an extra 5 basis points on preferential rates for foreign currency term deposits!

• Privileges for this month

• Preferential rates for
  foreign currency term deposits

• Benefits

• How to register for Internet Banking

Register, log on and perform online transactions to win a flight ticket Period:   1 August 2011 ~ 31 December 2011 Details: Register to win • All customers who successfully register for HSBC Personal Internet Banking will be entered into the lucky draw. • Prizes: Flight tickets (valued at RMB5,000), 1 winner per month <How to register> Register at any HSBC branch to win an additional gift • All customers who successfully register for HSBC Personal Internet Banking at any HSBC branch will be able to participate once in the lucky draw on the spot! • Prizes: Passport holder, mini mouse or a sports bottle. 300 winners per month! <Find your nearest branch> Log on to win • All customers who successfully log on to HSBC Personal Internet Banking will be entered once in the lucky draw. • Prizes: Flight tickets (valued at RMB5,000), 1 winner per month Register for eStatements or perform online transactions to win • All customers who register for eStatements or perform selected online transactions (domestic transaction, overseas transaction or opening a term deposit) will be entered into the lucky draw once for each successful transaction made. Quite simply, the more transactions you make, the more chances you’ll have to win! • Prizes: Flight tickets (valued at RMB5,000), 1 winner per month Note: Each customer can only win one flight ticket during this promotion.

	1-for-1 night’s stay at the Ritz-Carlton Period: 7 November 2011 ~ 1 December 2011 Details: All HSBC Personal Internet banking customers (and also HSBC China Debit Card holders) who successfully obtain a preferential code through HSBC Personal Internet Banking, will enjoy a 1-for-1 night’s stay at The Portman Ritz-Carlton, Shanghai or The Ritz-Carlton Shanghai, Pudong upon presentation of the preferential code and their HSBC China Debit Card**. Each customer can book up to two rooms with the preferential code. Customers must quote the preferential code when making a reservation. The customer’s HSBC China Debit Card must be presented upon check-in and be used to settle all relevant payments and settlements. Offer travel period: Weekends included in this promotion are those between 11 November 2011 and 15 January 2012 (excluding 6 through 8 January 2012), and any day between 20 January 2012 to 31 January 2012. Weekends include Friday, Saturday & Sunday.
* Only applicable to one-time transactions of CNY12,000 or above (or equivalent in foreign currency). Service hours are Monday 6 am    to Saturday 5 am (excluding public holidays in mainland China).
** Includes HSBC China Premier Debit Card, HSBC China Advance Debit Card and HSBC China Debit Card.

Earn up to an extra 5 basis points on preferential rates for foreign currency term deposits

Period: 1 November 2011 ~ 31 December 2011

Details: All eligible customers who successfully register for HSBC Personal Internet Banking during the programme period can earn up to an extra 5 basis points on preferential rates for foreign currency term deposits during a specified period1 after meeting the relevant requirements as stated in the Terms and Conditions2. The 12 month term deposit rate for foreign currency will be up to: HKD 2.55%, USD 2.95%3.

Currency	Tenor	Board Rate	HSBC Preferential   Rate	Preferential Rate for Registering for Personal Internet Banking
USD	6 months	0.75%	2.10%-2.70%	2.15%-2.75%
	12 months	0.95%	2.30%-2.90%	2.35%-2.95%
HKD	6 months	0.23%	1.70%-2.30%	1.75%-2.35%
	12 months	0.23%	1.90%-2.50%	1.95%-2.55%

We are also offering preferential rates on CAD and GBP term deposits. Please call 400 820 8828 or contact your customer relationship manager for more details.

Remark

Remark

1. Specified period is the month in which a customer registers for HSBC Personal Internet Banking.

2. Customers should meet the following requirements in order to qualify for these preferential rates:

a)

The preferential rates are only available for "new fund(s)" and "mixed funds" where 50% or above of the total deposit amount is "new fund(s)"."New fund(s)" shall be foreign currency fund(s) credited or transferred into the Eligible Customer’s foreign currency account(s) with the Bank after 31 October 2011 through qualified credit transaction types including: cash deposit, traveller’s cheque encashment / collection, instant TT, demand draft encashment / collection, inward TT, personal cheque collection, inter-bank transfer. Additionally, the "new fund(s)" must make the Eligible Customer’s FCY Total Relationship Balance (TRB),on the date of application for the preferential rate (i) higher than his/her FCY TRB on 31 October 2011; and (ii) for Non-PRC Resident Premier customers, no more than
USD450, 000 or equivalent.

b)

Preferential rates for registering for HSBC Personal Internet Banking are only available to customers satisfying the following conditions:
1) Residents of the PRC who are HSBC Premier or HSBC Advance customers; or
2) Non-residents of the PRC who are HSBC Premier or HSBC Advance customers whose Foreign Currency Total Relationship Balance
is not greater than USD450, 000 or equivalent.
3) Opened their account with HSBC on, or before 31 October 2011, but haven’t yet registered for HSBC Personal Internet Banking and
now register for HSBC Personal Internet Banking during the programme period, or
4) Is a new customer (who opened their account with HSBC after 31 October 2011, but hasn’t registered for HSBC Personal Internet
Banking during the month after opening their account and registers for Personal Internet Banking during the time remaining in the
programme period.

c)

Customers should log on to the HSBC website to read the relevant Terms and Conditions, and confirm, via HSBC Phone Banking, that he or she has read, understood and accepts all the terms and conditions and relevant risks (including but not limited to the section on foreign exchange rate risk) to enjoy the preferential rates.

Eligible customers can call 400 820 8828 to open a foreign currency term deposit and enjoy the preferential rates.

3. The preferential rates are only applicable to 6 month or 12 month AUD, HKD & USD term deposits that meet a specific capital threshold* and for customers who meet the Terms and Conditions. The listed preferential rates, terms and currency types are subject to change from time to time according to market situations and in compliance with the interest rate policy of The People's Bank of China.

* Please call 400 820 8828 or contact your Relationship Manger for more details.

Manage your global account on one platform	• View all of your HSBC accounts and instantly transfer foreign currencies between all your HSBC accounts in different countries or territories. • The transfer fee will be waived for HSBC Premier customers; HSBC Advance customers will be charged a transfer fee that is less than the fees for conventional overseas remittances placed with HSBC China.
Everyday banking needs at your fingertips	Simply log on to Internet Banking to • Check your account balance • Perform domestic and overseas fund transfers • Exchange foreign currencies 24-hours a day • Instantly convert between foreign currencies and CNY within your annual quota. • Open new term deposits (Click here for the latest HSBC China deposit rates) • and perform other common transactions online
Effectively manage your banking transactions	Sign up for eStatements and eNotices to check and download up to 12 months of bank statements and stay in control of your finances
Safe	• Free security device that generates a random number code to verify users and protect you when banking online • SSL protocol and 128-bit encryption technology keeps your data transmission safe
Convenient and Efficient	• Access and manage your financial needs anytime, anywhere • Reduce the need for branch visits and save time
Environmentally Friendly	Save paper by checking your bank statement via HSBC Personal Internet Banking and directly reduce your impact on the environment.







How to register for HSBC Internet Banking Already have an HSBC China Debit Card or a Phone Banking number? Please have your HSBC China Debit Card or Phone Banking number and PIN ready, and click the button to register for Internet Banking easily! Don't have an HSBC China Debit Card or a Phone Banking number ? Please  call 800 820 8828,  to apply for a Phone Banking number and PIN, so you can easily register for Personal Internet Banking! Download Debit Card Application & Service Request Form    Download Personal customer phonebanking application form How to use HSBC Internet Banking?