Internet Banking

Loan Services

HSBC Bank (China) offers you Personal customers a flexible home mortgage loan and business banking customers various lending services to help you build your business.

Want to know more about HSBC loan services information? Please leave your contact number, and our Banking Representative will call you back in two hours or at your designated time. To avoid disturbing you at night, any requests received from 9pm to 9am will be reverted on the next day as quick as possible.

You can also call to our customer centre for more information:

	Personal Customer Service: 800-830-2880
	Business Banking Customer Service: 400-882-6688

Home loan

With HSBC's global experience and competence, we are dedicated to providing you with an efficient service that makes your home-buying just that easy!

Benefits and Features

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Professional Home mortgage loan specialists provide personalised services to help to manage the entire process.

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The approval response will be provided by Head Office within 48 hours (During working days) upon receipt of completed application documents.

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High Mortgage Advance Ratio: Loan amount up to 70% of property value.

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Long Tenure: Loans available for up to 30 years for primary properties and 20 years for secondary properties.

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Available in HK dollars, US dollars and Renminbi*

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Flexible: Provide monthly straight-line payment, fortnightly straight-line payment, monthly reducing balance payment, deferred principal and step-up repayment.

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Provide preferential interest loan rate. Fee waiver of third party charges for RMB loans (including Solicitor Fee, Notarization Fee, etc.)

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Considerate third-party services including lawyer service, property evaluation, notarization and insurance services for your peace of mind.

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Direct repayment from HSBC account in HongKong (expatriate only); If you are an HSBC Premier customer, you can enjoy free handling fees for repayment transfers.

Calculate your repayments with our home loan repayment calculator

Please leave your contact number, and our Banking Representative will call you back in two hours or at your designated time. To avoid disturbing you at night, any requests received from 9pm to 9am will be reverted on the next day as quick as possible.

Business Loan

HSBC is able to provide our business banking customers with a number of different types of loans, offering specific and tailored solutions to your financing and liquidity needs in mainland China. We offer both Renminbi or foreign currency loans in the majority of our branches.

Receivables Finance

Trade Finance

* Home Mortgage Loan Services: Local PRC residents can apply for RMB loan only. These services will be provided according to regulatory requirements (including, without limitation, foreign exchange restrictions), which may change from time to time. The terms and conditions are subject to the final agreement between the Bank and the applicant.

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