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Having experienced the joy of being parents, you begin to realize the responsibility and dedication.
A bright future for your child is worth all your hard work.
Prestigious universities, studies abroad and a successful career...
You always want to give your child the best.
Have you achieved sustainable financial stability and comprehensive protection to provide for your child's future?
 
University expenses in China*
  RMB
 
Major General Major Popular Major Art Major
Annual Tuition Fee
4,200-6,500
5,000-8,000
9,000-19,000
Annual Boarding fee
1,200-1,500
Annual Living expense
10,000-22,000
Annual total expense
15,400-30,000
16,200-31,500
20,200-42,500
 
 
Overseas Studies Expenses (2007)*
  RMB
 
Country/
Region
United States United Kingdom Australia Canada New Zealand Asia
Annual
Expense
150,000-
350,000
190,000-
280,000
160,000-
220,000
110,000-
220,000
160,000-
200,000
90,000-
200,000
 
  * Data Source:The National Education Examinations Authority http://www.neea.edu.cn
* Year 2007 Figures
 
 
The increasing cost of education will add to the economic burden on families. If you prefer a simple and effective way through long-term investment to prepare for your child's expensive education in the future, which require long term investment return and stability, Allianz Dream
Land Insurance Financial Plan may be one of your choices.
 
Key Highlights of Allianz Dream Land Insurance Financial Plan
Managing investment risk over time
 
Dollar-cost averaging with regular fixed investment can help you deal with the uncertainty of capital markets, so that you do not need to worry about choosing the right investment timing.
Diversification of Investment Risk
 

According to your investment risk appetite, we have Aggressive, Steady and Conservative investment accounts for you to choose from. Our three times a year free account switching service allows you to switch accounts anytime you wish. Through diversification, you will have a more balanced portfolio mix.

Control the Risk of Account Allocation
 
To achieve your financial goals, you can choose the auto-balance function to lockup the capital allocation settings.
Easy Cash Out
  You can always encash your account value and investment profit at any time for free.
Attractive Rewards
 
We provide double premium persistency bonus to help you achieve your financial goals by encouraging you to make long-term investment.
Double Protection
 
In case of death or total disability, the benefits would be provided in single payment. In addition, the insurance company will disburse an annual cash payment equal to the regular premium in the remaining payment period.
 
Risk disclosure
1. This product is a combination of risk protection and investment. It is a new type of product, which is different from traditional insurance products.
2. The performance of the product is linked to the capital market. The risks associated with the product include market risk, inflation risk, interest rate risk and credit risk. The policy holder will
bear all the risks.

ASmartChoice
 
The above content is provided by Allianz China Life Insurance Company Limited and is for reference only. For detailed product information please refer to the application materials of the respective products. HSBC Bank (China) Company Limited ("the Bank") is the authorized agent but not the product provider of the above insurance products. The Bank makes no guarantee, representation or warranty and accepts no responsibility or liability for the accuracy or completeness of this article. The information is not and should not be construed as an offer to sell or a solicitation for an offer to buy any financial products, and should not be considered as investment advice. Please seek professional advice if you have any query on the contents herein. In case of any discrepancies between the English and Chinese versions, the Chinese version shall apply and prevail.
 
Wealth Management
Fulfill Your Child's Future With A Smart Choice
Fulfill Your Child's Future With A Smart Choice
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