Lending Services

Across our network – one of the most extensive of any foreign bank in mainland China – HSBC is able to provide our commercial customers with a number of different types of loans, offering specific and tailored solutions to your financing and liquidity needs in mainland China.

We offer both Renminbi or foreign currency loans in the majority of our branches.

Working Capital Finance

Providing your business with the liquidity it needs to expand and grasp new opportunities

Term Loans and Project Finance

Giving you access to funding for defined purposes and periods, including financing for turnkey projects and follow-on project finance

Bank Guarantees and Standby DCs

Whenever your business needs commercial guarantees and bonds to compete for and safeguard vital transactions, we can assist

Commercial Draft Acceptance and Discounting

Bank acceptance drafts provide your business with a powerful post-date payment tool in domestic trading, while draft discounting gives your business access to funds at an earlier stage in the trade cycle, freeing up your liquidity

Entrusted Loans

HSBC’s innovative suite of products using the entrusted loan framework, allowing you to enhance the return on your idle funds and bringing you convenience and control over your inter-company liquidity